Lu Vit Credit Card New Member Campaign: Presenting 3,000 Rubit Credit Points!

Campaign Period Card Application Period: April 1, 2026 (Wed) - September 30, 2026 (Wed).

Card Usage Target Period: Until the end of the second month from the card enrollment month.

Campaign Overview

During the campaign period, if you newly apply and use the issued card once during the card usage target period, you will receive 3,000 Rubit Credit Points.
※Usage of family cards associated with this card is also eligible.

Benefit Presentation Timing

Depending on the card enrollment month, benefits will be presented around the end of the month, one month after the end of the usage period.

Card Enrollment Month	Card Usage Period	Point Presentation Timing
April 2026	Until the end of June 2026	Around the end of July 2026
May 2026	Until the end of July 2026	Around the end of August 2026
June 2026	Until the end of August 2026	Around the end of September 2026
July 2026	Until the end of September 2026	Around the end of October 2026
August 2026	Until the end of October 2026	Around the end of November 2026
September 2026	Until the end of November 2026	Around the end of December 2026
October 2026	Until the end of December 2026	Around the end of January 2027
November 2026	Until the end of January 2027	Around the end of February 2027

Notes on Benefits

※ The contents of this campaign are subject to change, extension, or termination without notice.

※ Benefits are limited to one per person.

※ The awarded points will be Rubit Credit Points (different from Rubit Points).

※ Point presentation details may vary depending on the enrollment method.

※ The following cases are generally excluded from this campaign:

・Individuals who have applied for a card in the past and already possess one (including those awaiting card arrival or who have canceled their membership).

・If you have canceled your Rubit Credit Card membership or your membership status has been suspended at the time of benefit presentation.

・Failure to comply with membership terms and conditions, such as payment delays.

・If the new enrollment application date falls outside the campaign period.

・If application is not made by September 30, 2026 (for applications by mail, if the application form did not arrive by March 31, 2026), and new enrollment is not completed by November 30, 2026.

・In the case of family card issuance.

※ Notes on Point Presentation

・Points will be presented one month after the card usage target period ends.

・Some transactions are not eligible.

Examples: Membership fees for premium point services, charges to electronic money such as Suica/Rakuten Edy, various fees (installment payment fees, ATM fees, card reissuance fees, statement issuance fees, etc.), cash advances, etc.