Taiyo Life Launches 'Single Premium Whole Life Insurance' Offering Both Death Benefit and Asset Growth!
Taiyo Life Insurance Co., Ltd. will launch 'Single Premium Whole Life Insurance' on April 1, 2026. This product combines death benefit and savings features, also allowing for tax-exempt use for inheritance tax planning. Responding to increased asset formation needs due to rising domestic interest rates following the Bank of Japan's policy rate hike, the company is re-launching a product that had been suspended since July 2016. Online requests for materials and premium quotes are available.
📋 Article Processing Timeline
- 📰 Published: April 1, 2026 at 18:00
- 🔍 Collected: April 1, 2026 at 09:36
- 🤖 AI Analyzed: April 15, 2026 at 21:38 (348h 2m after Collected)
Taiyo Life Insurance Co., Ltd. (President: Yasuo Tamura) of the T&D Insurance Group announced that it will launch 'Single Premium Whole Life Insurance' from April 1, 2026.
Since the Bank of Japan's policy rate hike in March 2024, domestic interest rates have been on an upward trend, and interest and needs for asset formation in households have been increasing. Our company has responded to customers' diverse savings needs by introducing products that capture changes in the economic environment, such as launching the principal-guaranteed savings insurance 'Taiyo Life's Accumulating Insurance' in the direct channel in August 2025.
This time, we will resume sales of 'Single Premium Whole Life Insurance,' which had been suspended since July 2016 due to the impact of negative interest rate policies. This insurance provides not only survivor benefits in the event of an emergency but also has a savings component, meeting both protection and savings needs. It is also a product with tax benefits that allow for the use of the tax-exempt framework for death benefits as an inheritance tax measure.

With Suma Hoken, you can easily request materials and get an insurance premium quote online (*4).
Please try it from the URL below.
■Request materials here
■Details of "Single Premium Whole Life Insurance" here
Our company will continue to stand by our customers and aim to realize a society where everyone can live long, healthy lives with peace of mind.
That's all.
Individual-900-25-744 (2026/3/26)
FAQ
When will 'Single Premium Whole Life Insurance' be launched?
It will be launched from April 1, 2026.
What are the main features of this insurance?
It combines death benefit and savings features, and can also be used for inheritance tax planning with its tax-exempt framework.