Sumitomo Mitsui Card Begins Intermediation for 'NP Kakebarai'

Sumitomo Mitsui Card Co., Ltd. (Headquarters: Koto-ku, Tokyo; President and CEO: Yukihiko Onishi, hereinafter "Sumitomo Mitsui Card") will begin intermediating the B2B payment service "NP Kakebarai," provided by Net Protections, Inc. (Headquarters: Chiyoda-ku, Tokyo; President: Shin Shibata, hereinafter "Net Protections"), starting Monday, May 25, 2026.

Through this partnership with Net Protections, we will address the needs of a wide range of corporate customers for outsourcing billing operations, guaranteeing against non-payment risk, and DX needs such as invoice management.

Overview of "NP Kakebarai"

"NP Kakebarai" is a deferred payment service for business-to-business (B2B) transactions. Net Protections acts as an intermediary between the selling and buying companies, undertaking all payment and billing operations, from credit screening of the buying company to invoice issuance and payment collection. By introducing NP Kakebarai, selling companies can digitize their entire complex payment and billing processes, allowing them to concentrate more on their core business. It also guarantees against non-payment risk, contributing to the stabilization of their business foundation. Furthermore, with a unique credit screening process that does not rely on traditional credit agencies, it can flexibly offer credit sales to businesses, including sole proprietors, with a 99% credit approval rate, leading to expected expansion of sales channels and increased revenue. Buyers can expect improved cash flow by using credit payments.

For more details on NP Kakebarai: For invoice deferred payment transactions, NP Kakebarai

Press release regarding the business alliance: Net Protections and Sumitomo Mitsui Card Conclude a Basic Agreement on Business Alliance in B2B Payments | Net Protections, Inc.