Announcement of App Account Opening Service Starting in as Little as 1 Minute (※1)!
SBI Shinsei Bank launches app account opening service utilizing My Number Card, with a minimum opening time of 1 minute.
📋 Article Processing Timeline
- 📰 Published: March 31, 2026 at 00:55
- 🔍 Collected: March 30, 2026 at 22:56
- 🤖 AI Analyzed: April 15, 2026 at 20:37 (381h 41m after Collected)
SBI Shinsei Bank, Ltd. (Head Office: Chuo-ku, Tokyo; President and Representative Director: Katsuya Kawashima) has introduced the Public Personal Authentication Service (※2) utilizing My Number Cards for account opening procedures within the "SBI Shinsei Bank App" starting Sunday, March 29, 2026.
Previously, account opening required multiple steps for identity verification document photography and numerous input fields, making the process time-consuming and cumbersome. The newly introduced system allows users to read their My Number Card with their smartphone, eliminating the need for identity verification document photography and some information input, leading to a smoother application process. Furthermore, the time to complete account opening has been significantly reduced from the previous "shortest next day" to "shortest 1 minute (※1)". This enables customers to apply on the spot whenever they decide, even during their busy daily lives, and start using their account immediately.
▼ My Number Card Reading Procedure for Account Opening (Varies by OS)

SBI Shinsei Bank prioritizes customer experience (CX) in all aspects of financial services and is committed to resolving customer feedback regarding "complexity" and "difficulty of use." Moving forward, we will continue to sequentially expand functions and services that are more convenient, easier to use, and provide peace of mind through various channels such as our app and internet banking. We look forward to your continued support of SBI Shinsei Bank.
※1 Shortest time from application completion to account opening completion. If the account opening application completion time is outside the following hours, or depending on system status, application details, or screening status, the shortest account opening may not be achieved.
(Weekdays excluding Sundays: 4:00 AM - 11:00 PM / Sundays: 8:00 AM - 11:00 PM)
※2 The Public Personal Authentication Service is a secure and reliable system that uses the digital certificate embedded in the IC chip of the My Number Card to publicly verify identity online while preventing impersonation and data tampering. SBI DigiTrust Co., Ltd. (Head Office: Minato-ku, Tokyo; President and Representative Director: Motonobu Ichimura) provides the services for the introduction of this system, and SBI NeoBanking System Co., Ltd. (Head Office: Minato-ku, Tokyo; President and Representative Director: Noriyoshi Kimura) is responsible for system development.
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FAQ
What is the new account opening service offered by SBI Shinsei Bank?
SBI Shinsei Bank has launched a new service through its app that allows customers to open an account in as little as 1 minute by utilizing their My Number Card for identity verification.
How fast is the new account opening process?
The new process can be completed in as little as 1 minute from application completion to account opening completion, a significant reduction from the previous shortest time of the next day.
What technology is used for identity verification?
The service uses the Public Personal Authentication Service, which leverages the digital certificate embedded in the My Number Card's IC chip for secure and reliable online identity verification.
What are the benefits of this new service?
The benefits include a significantly faster account opening process (as little as 1 minute), a smoother application experience by eliminating the need for document photography and reducing input fields, and enhanced security through My Number Card authentication.
Are there any time restrictions for the 1-minute account opening?
Yes, the 1-minute opening is available during specific hours: weekdays excluding Sundays from 4:00 AM to 11:00 PM, and Sundays from 8:00 AM to 11:00 PM. Applications outside these hours or system/screening issues may affect the completion time.
請問SBI新生銀行提供的新開戶服務是什麼?
SBI新生銀行透過其應用程式推出了一項新服務,客戶可利用其My Number Card進行身份驗證,最快可在1分鐘內完成開戶。
新的開戶流程有多快?
從申請完成到開戶完成,新流程最快可在1分鐘內完成,相較於以往最快隔天完成,有了顯著的縮短。
身份驗證使用了什麼技術?
該服務使用了公共個人認證服務,該服務利用My Number Card晶片中內嵌的電子證書,進行安全可靠的線上身份驗證。
這項新服務有什麼好處?
好處包括開戶流程顯著加快(最快1分鐘)、透過免去文件拍攝和減少輸入欄位來簡化申請流程,以及透過My Number Card認證增強安全性。
1分鐘開戶是否有時間限制?
是的,1分鐘開戶服務僅在特定時段提供:週日以外的平日上午4:00至晚上11:00,以及週日上午8:00至晚上11:00。在此時段之外申請,或因系統/審查問題,可能會影響完成時間。