Announcement of Key Financial Results for the Fiscal Year Ended March 2026

SBI損害保険 Co., Ltd. (Head Office: Minato-ku, Tokyo; Representative Director and President: Hisashi Ono) is pleased to announce the summary of its financial results for the fiscal year ended March 2026 (April 1, 2025 – March 31, 2026).

<About Revenue>

In addition to marketing initiatives, including the rollout of new TV commercials, and high evaluations from many customers, such as winning first place in three categories of "Price.com Automobile Insurance Satisfaction Ranking 2026," sales of our main product, automobile insurance, performed strongly. We have also diligently worked to expand our customer base by delivering insurance products and services, centered on cancer insurance, through alliances with partner companies. As a result of these efforts, the number of policyholders*1 as of the end of March 2026 exceeded 1.39 million. Consequently, net earned premiums*2 reached 64,556 million JPY (up 11.8% year-on-year), net premiums written*3 were 45,551 million JPY (up 15.1% year-on-year), underwriting income was 45,577 million JPY (up 15.1% year-on-year), and ordinary revenue was 46,819 million JPY (up 15.8% year-on-year), all setting new record highs.

<About Expenses>

Meanwhile, underwriting expenses were 32,149 million JPY (up 17.1% year-on-year), selling, general and administrative expenses were 12,007 million JPY (up 5.8% year-on-year), and other ordinary expenses were 8 million JPY (down 9.6% year-on-year), resulting in total ordinary expenses of 44,715 million JPY (up 14.5% year-on-year).

<About Profit>

As a result, ordinary profit for the current period was 2,103 million JPY (up 51.0% year-on-year), and net profit was 1,706 million JPY (up 40.7% year-on-year), both updating to new record highs.

* The summary of these financial results has not been audited by a certified public accountant or audit firm.

*1 Total number of policyholders for automobile, fire, and cancer insurance. Includes the number of insured persons for group cancer insurance.

*2 Net earned premiums are the amount of premiums received from policyholders minus various refunds, and are one of the indicators of a non-life insurance company's sales scale.

*3 Net premiums written are the amount of premiums received from policyholders (net earned premiums) adjusted by reinsurance premiums, and are one of the indicators of a non-life insurance company's sales scale.

Balance Sheet as of March 31, 2026 (FY2025)

Profit and Loss Statement for FY2025 (April 1, 2025 to March 30, 2026)

◆ About SBI損害保険

SBI損害保険 is a member of the SBI Insurance Group, which develops comprehensive insurance businesses. Under the corporate philosophy of "New Insurance for a New Era," we deliver "safety and security" to our customers by providing cutting-edge insurance products and the highest level of service. We continue to challenge ourselves for further leaps by creating new value through the power of technology and demonstrating synergy among SBI Group companies.

【 Company Profile 】

Trade Name: SBI損害保険 Co., Ltd.

Location: 1-6-1 Roppongi, Minato-ku, Tokyo

Established: June 1, 2006

Capital: 11 billion JPY

Business Activities: Non-life insurance business

URL: https://www.sbisonpo.co.jp/

◆ About SBI Insurance Group

SBI Insurance Group is a corporate group responsible for the insurance business of the SBI Group, a pioneer in Japan's internet finance. Under SBI Insurance Group Co., Ltd. (listed on the Tokyo Stock Exchange Growth Market), which is an insurance holding company, eight operating companies including SBI損害保険 are working together to develop comprehensive insurance businesses.

Under the basic policy of thoroughly implementing "customer-centricity," we strive to improve corporate value by creating various added values in the insurance field and continuously expanding our customer base.