Pacific Meta Starts Implementation and Development Support for Stablecoin Payments (Including JPYC) and AI Agent Payments
Pacific Meta Inc. announces the launch of a new service starting April 23, 2026, to support the implementation of B2B and AI agent payments using JPY-pegged stablecoins. The service offers end-to-end support from smart contract development to legal compliance.
📋 Article Processing Timeline
- 📰 Published: April 23, 2026 at 23:17
- 🔍 Collected: April 23, 2026 at 15:01
- 🤖 AI Analyzed: April 23, 2026 at 20:38 (5h 36m after Collected)
Pacific Meta Inc. (Headquarters: Minato-ku, Tokyo; President: Shota Iwasaki, hereinafter "the Company") will begin offering implementation and development support services for B2B payments and AI agent payments using JPY-pegged stablecoins, including JPYC, starting April 23, 2026. The company will provide end-to-end support, from payment use case design to smart contract development, AI agent payment implementation, and legal/audit compliance. It also targets companies considering utilizing the Tokyo Metropolitan Government's "Stablecoin Social Implementation Promotion Project Subsidy". An initial free consultation is also available.
Background: Stablecoins to become the new infrastructure for corporate payments
Following the revised Payment Services Act enforced in June 2023, the legal framework for the issuance and circulation of JPY-pegged stablecoins (digital currencies linked to fiat currency and capable of rapid blockchain payments) in Japan has been established. Movements toward practical application are accelerating, with JPYC Inc. planning to issue Japan's first fund transfer type stablecoin in 2025, and SBI Holdings and Startale Group preparing to offer the trust-type stablecoin "JPYSC".
The intrinsic value of stablecoins lies in a 24/365 operational payment infrastructure and conditional payment automation via smart contracts (a mechanism where payments are executed automatically under preset conditions). Particularly, in an era where AI agents handle parts of corporate activities, the importance of stablecoins as a payment layer for AI to autonomously execute payments and fund transfers is growing exponentially. In corporate operations such as B2B payments, supply chain payments, cross-border remittances, and merchant settlements, stablecoins can serve as an infrastructure that realizes both cost reduction and business automation.
Main use cases envisioned for this service
This service envisions the use of stablecoins in the following business scenarios. Please use this as a reference to check the suitable areas for implementation by comparing it with your own business.
[Use Cases]
(1) Domestic B2B instant payment (Supply chain payment): Issues: End-of-month closing and next-month payment practices worsen suppliers' cash flow; remittances cannot be made on holidays/nights. Solutions: Receipt of funds in a short time depending on the finality of the chain used, simultaneously with confirmation of delivery/inspection. 24/365 support eliminates the concentration of funds at the end of the month/fiscal year. Compatible industries: Manufacturing, retail, logistics, construction, food wholesale.
(2) Salary payment to foreign employees/Remittance to home country: Issues: International remittance via SWIFT requires a fixed fee of several thousand yen + exchange spread, takes 2-5 business days, and the effective burden rate is high for small remittances. Solutions: After salary transfer, exchange into stablecoins with the employee's consent, and convert/remit to the home country's currency at any time. Drastically reduces remittance fees and days. Compatible industries: Manufacturing, food service, nursing care, construction, IT.
(3) Condition-linked automatic reward payment (Programmable payment): Issues: Takes several days for approval/input from deliverable inspection to transfer, and delayed payment troubles easily occur. Solutions: Set "inspection approval -> automatic remittance" in a smart contract to realize instant payment with zero human effort. Also functions as an escrow alternative. Compatible industries: IT, advertising, construction.
(4) Micropayments for content/services: Issues: Billing in units of 1 to 100 yen is not economically viable as the minimum credit card fee exceeds it. Solutions: Realize pay-as-you-go billing in 1 yen units on-chain, building a new revenue model of paying only for what is read/used. Compatible industries: Media, publishing, music, video.
(5) Payment for Security Token (ST) purchases: Issues: When purchasing STs such as real estate/bonds, the timing of securities delivery and payment differ, leaving settlement risk. Solutions: Realize JPY-denominated on-chain DVP settlement that simultaneously exchanges STs and payments on the same blockchain, minimizing principal risk at settlement. Compatible industries: Real estate, securities, funds, trusts.
(6) Transparent distribution of subsidies/ESG funds: Issues: Enormous document management/audit costs to prove the use of funds, and residual risk of diversion by intermediaries. Solutions: Remittance history is recorded on the blockchain in a tamper-resistant manner, allowing proof of use/audits with higher transparency than before. Compatible industries: Local governments, public interest corporations, trading companies, universities.
(7) Autonomous payment by AI agents: Issues: When AI takes over part of the work, conventional financial infrastructure lacks a payment layer that executes payments without sequential human approval. Solutions: AI agents autonomously execute payments under specified conditions. Combining with agent payment protocols like x402 accelerates business automation. Compatible industries: IT, SaaS, EC, BPO, R&D.
* Depending on the use case, we will propose the optimal configuration according to regulatory requirements for the type of electronic payment method to be used.
Background: Stablecoins to become the new infrastructure for corporate payments
Following the revised Payment Services Act enforced in June 2023, the legal framework for the issuance and circulation of JPY-pegged stablecoins (digital currencies linked to fiat currency and capable of rapid blockchain payments) in Japan has been established. Movements toward practical application are accelerating, with JPYC Inc. planning to issue Japan's first fund transfer type stablecoin in 2025, and SBI Holdings and Startale Group preparing to offer the trust-type stablecoin "JPYSC".
The intrinsic value of stablecoins lies in a 24/365 operational payment infrastructure and conditional payment automation via smart contracts (a mechanism where payments are executed automatically under preset conditions). Particularly, in an era where AI agents handle parts of corporate activities, the importance of stablecoins as a payment layer for AI to autonomously execute payments and fund transfers is growing exponentially. In corporate operations such as B2B payments, supply chain payments, cross-border remittances, and merchant settlements, stablecoins can serve as an infrastructure that realizes both cost reduction and business automation.
Main use cases envisioned for this service
This service envisions the use of stablecoins in the following business scenarios. Please use this as a reference to check the suitable areas for implementation by comparing it with your own business.
[Use Cases]
(1) Domestic B2B instant payment (Supply chain payment): Issues: End-of-month closing and next-month payment practices worsen suppliers' cash flow; remittances cannot be made on holidays/nights. Solutions: Receipt of funds in a short time depending on the finality of the chain used, simultaneously with confirmation of delivery/inspection. 24/365 support eliminates the concentration of funds at the end of the month/fiscal year. Compatible industries: Manufacturing, retail, logistics, construction, food wholesale.
(2) Salary payment to foreign employees/Remittance to home country: Issues: International remittance via SWIFT requires a fixed fee of several thousand yen + exchange spread, takes 2-5 business days, and the effective burden rate is high for small remittances. Solutions: After salary transfer, exchange into stablecoins with the employee's consent, and convert/remit to the home country's currency at any time. Drastically reduces remittance fees and days. Compatible industries: Manufacturing, food service, nursing care, construction, IT.
(3) Condition-linked automatic reward payment (Programmable payment): Issues: Takes several days for approval/input from deliverable inspection to transfer, and delayed payment troubles easily occur. Solutions: Set "inspection approval -> automatic remittance" in a smart contract to realize instant payment with zero human effort. Also functions as an escrow alternative. Compatible industries: IT, advertising, construction.
(4) Micropayments for content/services: Issues: Billing in units of 1 to 100 yen is not economically viable as the minimum credit card fee exceeds it. Solutions: Realize pay-as-you-go billing in 1 yen units on-chain, building a new revenue model of paying only for what is read/used. Compatible industries: Media, publishing, music, video.
(5) Payment for Security Token (ST) purchases: Issues: When purchasing STs such as real estate/bonds, the timing of securities delivery and payment differ, leaving settlement risk. Solutions: Realize JPY-denominated on-chain DVP settlement that simultaneously exchanges STs and payments on the same blockchain, minimizing principal risk at settlement. Compatible industries: Real estate, securities, funds, trusts.
(6) Transparent distribution of subsidies/ESG funds: Issues: Enormous document management/audit costs to prove the use of funds, and residual risk of diversion by intermediaries. Solutions: Remittance history is recorded on the blockchain in a tamper-resistant manner, allowing proof of use/audits with higher transparency than before. Compatible industries: Local governments, public interest corporations, trading companies, universities.
(7) Autonomous payment by AI agents: Issues: When AI takes over part of the work, conventional financial infrastructure lacks a payment layer that executes payments without sequential human approval. Solutions: AI agents autonomously execute payments under specified conditions. Combining with agent payment protocols like x402 accelerates business automation. Compatible industries: IT, SaaS, EC, BPO, R&D.
* Depending on the use case, we will propose the optimal configuration according to regulatory requirements for the type of electronic payment method to be used.