Orico Launches Small-Lot Business Loan in Partnership with Miyazaki Prefecture Agricultural Co-operative
Orient Corporation (Orico) launched a small-lot business loan service in partnership with the Miyazaki Prefecture Agricultural Co-operative starting June 1, 2026. The service provides loans of up to 5 million yen to support the working capital and equipment funding needs of corporations and sole proprietors.
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- 📰 Published: June 1, 2026 at 19:10
- 🔍 Collected: June 1, 2026 at 10:20
- 🤖 AI Analyzed: June 1, 2026 at 19:19 (8h 59m after Collected)
Orient Corporation (Headquarters: Chiyoda-ku, Tokyo; President: Makoto Umemiya; hereinafter "Orico") has partnered with the Miyazaki Prefecture Agricultural Co-operative (Headquarters: Miyazaki City, Miyazaki Prefecture; Representative Director: Toshiro Kurihara) to begin handling "Small-Lot Business Loans" (hereinafter "this loan") effective June 1, 2026.
This loan allows for borrowing up to 5 million yen, which customers can use as working capital or equipment funds for corporations and sole proprietors. It is a product designed to reduce the burden on customers who need business funds and to respond quickly to their needs.
■ Product Overview
Product Name: Small-Lot Business Loan
Use of Funds: Working capital and equipment funds
* Excludes refinancing of proper loans or public loans such as those from credit guarantee associations.
Loan Amount: Up to 5 million yen
Loan Term: Up to 5 years
Eligible Borrowers:
- Corporations (general business corporations only) and sole proprietors with annual sales of 500 million yen or less
* For sole proprietors, the applicant must be aged 75 or younger.
- Those who meet the requirements of the Miyazaki Prefecture Agricultural Co-operative and are eligible for Orico's guarantee.
Orico began providing guarantee services for consumer loans in partnership with financial institutions in 1983, and has introduced business loan guarantee products to many financial institutions for corporate and sole proprietor customers. Moving forward, the company intends to further strengthen its partnerships with financial institutions and utilize the wealth of know-how cultivated in the credit business to provide products and services that satisfy customers.
This loan allows for borrowing up to 5 million yen, which customers can use as working capital or equipment funds for corporations and sole proprietors. It is a product designed to reduce the burden on customers who need business funds and to respond quickly to their needs.
■ Product Overview
Product Name: Small-Lot Business Loan
Use of Funds: Working capital and equipment funds
* Excludes refinancing of proper loans or public loans such as those from credit guarantee associations.
Loan Amount: Up to 5 million yen
Loan Term: Up to 5 years
Eligible Borrowers:
- Corporations (general business corporations only) and sole proprietors with annual sales of 500 million yen or less
* For sole proprietors, the applicant must be aged 75 or younger.
- Those who meet the requirements of the Miyazaki Prefecture Agricultural Co-operative and are eligible for Orico's guarantee.
Orico began providing guarantee services for consumer loans in partnership with financial institutions in 1983, and has introduced business loan guarantee products to many financial institutions for corporate and sole proprietor customers. Moving forward, the company intends to further strengthen its partnerships with financial institutions and utilize the wealth of know-how cultivated in the credit business to provide products and services that satisfy customers.
FAQ
本ローンの借入限度額はいくらですか？
最大500万円まで借入可能です。
融資対象となるのはどのような方ですか？
年商5億円以下の一般事業法人および、75歳以下の個人事業主です。
資金使途にはどのような制限がありますか？
運転資金および設備資金として利用できますが、プロパー借入や保証協会等の公的借入の借換には利用できません。
提携の開始日はいつですか？
2026年6月1日です。
借入期間はどのくらいですか？
5年以内です。