Keio NEOBANK to Hold Summer New Account Opening Campaign and Summer Fixed-Term Yen Deposit Campaign

Sumitomo Mitsui Banking Corporation (Headquarters: Minato-ku, Tokyo, President & CEO: Noriaki Maruyama, hereinafter "Sumitomo Mitsui Banking Corporation", will be "docomo SMTB Net Bank*1" from August 3, 2026) and Keio Passport Club Co., Ltd. (Headquarters: Shibuya-ku, Tokyo, President: Keiko Furuya, hereinafter "Keio Passport Club") will jointly hold the Summer New Account Opening Campaign and Summer Fixed-Term Yen Deposit Campaign (hereinafter "the Campaigns") for Keio NEOBANK from Wednesday, July 1, 2026, to Monday, August 31, 2026.

Summer New Account Opening Campaign

Campaign Period

Wednesday, July 1, 2026 - Monday, August 31, 2026

Eligible Participants

Those who newly open a Keio NEOBANK account during the campaign period.

Benefits and Conditions

Benefit 1: 5,000 yen cashback for 100,000 yen or more in yen deposits.

Transaction Conditions (Benefit 1)

Total balance of yen deposits in Keio NEOBANK is 100,000 yen or more at the end of the campaign period.

* The balance of yen deposits will be determined based on the sum of ordinary yen deposits, fixed-term yen deposits, and SBI Hybrid Deposits as of 23:59 on Monday, August 31, 2026.

* Even if you deposit 100,000 yen or more during the campaign period, you will not be eligible if the balance at the end of the period is less than 100,000 yen.

Benefit 2: Double the usual points from the point program for using banking services.

(Example: Incoming transfers from other banks will earn up to 400 points for up to 20 transactions, compared to the usual maximum of 200 points for up to 20 transactions.)

Transaction Conditions (Benefit 2)

Use banking services that earn points during the campaign period.

* Keio Points earned by borrowing a housing loan are not eligible for this benefit.

* Please check here for a list of banking services that earn points.

Benefit Award Period

Benefit 1

Around mid-October 2026 (scheduled)

Benefit 2

Usage in July: Around mid-September 2026 (scheduled)

Usage in August: Around mid-October 2026 (scheduled)

> Click here for details on the Summer New Account Opening Campaign.

* Depending on your Keio NEOBANK account usage, you may be eligible for both Benefit 1 and Benefit 2, or only one of them.

* The benefits of this campaign will be awarded as follows: Cashback: Deposited into the eligible Keio NEOBANK account.

Keio Points: Keio Points will be added to the Keio Passport Card registered with Keio NEOBANK.

* Benefit 2 will have the total points from the usual point program for the applicable month added separately.

Summer Fixed-Term Yen Deposit Campaign

Campaign Period

Wednesday, July 1, 2026 - Monday, August 31, 2026

Benefit

1,000 yen cashback for every 1 million yen deposited.

* The maximum cashback amount is 100,000 yen.

[Example 1] 3-month fixed-term yen deposit at Keio NEOBANK

Deposit 300,000 yen on July 1, 2026

Deposit 700,000 yen on August 5, 2026

=> Total of 1 million yen, so the benefit is 1,000 yen cashback.

[Example 2] 3-month fixed-term yen deposit at Keio NEOBANK

Deposit 7 million yen on July 1, 2026

Deposit 5 million yen on August 5, 2026

=> Total of 12 million yen, so the benefit is 12,000 yen cashback.

Conditions

During the campaign period, newly deposit a total of 1 million yen or more in 3-month fixed-term yen deposits at Keio NEOBANK and hold until maturity.

* 3-month fixed-term yen deposits that are automatically renewed during the applicable period are not eligible.

* Fixed-term yen deposits other than 3-month terms and foreign currency fixed deposits are not eligible.

* If the deposit is completed after the campaign period ends, the campaign will not be applicable for any reason.

* The maximum cashback amount is 100,000 yen.

Benefit Award Period

Around mid-January 2027 (scheduled)

> Click here to view details of the Summer Fixed-Term Yen Deposit Campaign.

Keio NEOBANK Overview

Service Name

Keio NEOBANK

Service Start Date

September 27, 2023

Eligible Applicants

Individuals residing in Japan

Affiliated Bank

Sumitomo Mitsui Banking Corporation

Services Handled

Acceptance of deposits, lending of funds, brokerage of contracts involving foreign exchange transactions.

Bank Agent

Keio Passport Club Co., Ltd.

(License Number: Kanto Local Finance Bureau Director (Gin Dai) No. 465)

Website

https://www.keio-passport.co.jp/neobank/

Notes

This campaign is conducted by Sumitomo Mitsui Banking Corporation and Keio Passport Club.

No entry is required to participate in this campaign. You will be automatically eligible based on your actual transactions.

The content of this campaign may be changed or canceled without notice.

New account opening may take approximately 10 days to 2 weeks, such as in the case of mail-based account opening. Please apply for account opening with ample time.

The benefits of this campaign may be subject to taxation, so please check with your local tax office.

Please note that you will not be eligible for the campaign if any of the following apply:

- If the campaign eligibility conditions described above are not met.

- For "Children's Accounts" in the name of a child.

- For Benefit 1 of the New Account Opening Campaign, or for the benefits of the Summer Fixed-Term Yen Deposit Campaign, if the account is closed at the time of deposit.

- For Benefit 2 of the New Account Opening Campaign, if the account is closed at the time Keio Points are awarded, if the Keio Passport Card is not registered with the Keio NEOBANK account, if the registered card is canceled or the card becomes invalid, or if there are other abnormalities in the account or card registration.

- If Sumitomo Mitsui Banking Corporation and Keio Passport Club determine that you are ineligible for the campaign due to fraudulent activity or other reasons.

Sumitomo Mitsui Banking Corporation aims to transform financial services and make society more comfortable and convenient by utilizing cutting-edge technology under a customer-centric philosophy.

"NEOBANK®" is a registered trademark of Sumitomo Mitsui Banking Corporation. Registration No. 5953666.

"ネオバンク®" is a registered trademark of Sumitomo Mitsui Banking Corporation. Registration No. 6455993.

*1 This trade name change is subject to approval by the relevant authorities.

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