Sumishin SBI Net Bank and Sumitomo Mitsui Trust Bank Promote Collaboration

Sumishin SBI Net Bank, Ltd. (Head Office: Minato-ku, Tokyo, President & CEO: Norimasa Maruyama, hereinafter referred to as "Sumishin SBI Net Bank") and Sumitomo Mitsui Trust Bank, Ltd. (President: Kazuya Oyama, hereinafter referred to as "Sumitomo Mitsui Trust Bank") announce that, based on the business partnership agreement concluded on December 19, 2025, they have begun initiatives to provide the specialized services of the Sumitomo Mitsui Trust Bank Group to customers of Sumishin SBI Net Bank.

Sumishin SBI Net Bank has provided highly convenient financial services closely related to daily life, such as housing loans and asset formation, by utilizing cutting-edge technology. On the other hand, Sumitomo Mitsui Trust Bank has aimed to become the "best partner" for the era of 100-year lifespans by providing highly specialized services in areas such as asset management, real estate, wills, and inheritance.

Sumishin SBI Net Bank and Sumitomo Mitsui Trust Bank will expand their service collaboration and respond to the diverse needs of customers by leveraging their respective strengths.

1. Commencement of Handling Sumitomo Mitsui Trust Bank's Discretionary Investment Management Service "Sumitomo Mitsui Trust Fund Wrap"

<Objectives and Background of This Initiative>

We will commence providing Sumitomo Mitsui Trust Bank's fund wrap service to Sumishin SBI Net Bank's customers (an initiative where Sumitomo Mitsui Trust Bank representatives provide online (※1) consulting, and Sumitomo Mitsui Trust Bank manages and invests assets as a discretionary investment manager according to the customer's asset management policy). Sumishin SBI Net Bank has previously offered a robo-advisor service, and this initiative will further expand its service lineup in the asset management domain. We will provide new asset management options for those concerned about managing lump sums of money or who wish to start investing with consultation.

Customers of Sumishin SBI Net Bank can receive SumaPro points based on the contract amount of the Sumitomo Mitsui Trust Fund Wrap by using the Sumishin SBI Net Bank Sumitomo Mitsui Trust Fund Wrap Program. For details, please check the Sumishin SBI Net Bank website.

【Fund Wrap Usage Program】

(Link: https://www.netbk.co.jp/contents/cmp/20260326_005192/)

<Sumitomo Mitsui...