NAGARA, Provider of AI Service 'Nagarakaigo' for Nursing Care Operators, Secures Loans from Japan Finance Corporation, Aichi Bank, and Aichi Credit Union
NAGARA, Inc. announced that it has secured a total of 32 million yen in loans from the Japan Finance Corporation, Aichi Bank, and Aichi Credit Union.
📋 Article Processing Timeline
- 📰 Published: May 25, 2026 at 19:00
- 🔍 Collected: May 25, 2026 at 10:31
- 🤖 AI Analyzed: May 25, 2026 at 11:01 (29 min after Collected)
NAGARA, Inc. (Aichi, Nagoya; CEO: Kazuki Okada) has secured a total of 32 million yen in loans from the Japan Finance Corporation, Aichi Bank, and Aichi Credit Union.
This financing consists of a 'coordinated loan' combining the Japan Finance Corporation's 'New Business/Startup Support Fund' with a guaranteed loan from the Aichi Credit Guarantee Association via Aichi Bank, in addition to a 'proper loan' from Aichi Credit Union.
On November 4, 2025, the company announced a seed round of 62 million yen led by Theta Times Ventures. This debt financing follows that round, and the successful multi-layered funding approach—combining venture capital equity investment with government and regional financial institution debt—reflects high confidence in the company's business growth potential.
The funds will be allocated to strengthen development and support systems for 'Nagarakaigo,' an AI service that automatically creates nursing care records, and to drive hiring efforts. By accelerating DX at the site through AI technology, the company aims to contribute to solving the labor shortage in the care industry and realize a society that 'maximizes human connections,' where staff can engage more deeply with care recipients.
Overview and Purpose of Financing:
Total Raised: 32 million yen
Overview of Lenders:
- Japan Finance Corporation: New Business/Startup Support Fund
- Aichi Bank: Small-Scale Business Promotion Fund (Small-lot Fund)
- Aichi Credit Union: Proper Loan
Purpose:
- Strengthening recruitment
- Product development
About NAGARA:
NAGARA is a startup launched to reduce unnecessary tasks across industries and realize a society where everyone can focus on what they want to do. With the mission to 'realize a society where people can focus on what they want to do,' the company has released 'Nagarakaigo,' which automatically generates records from the conversations between care workers and care recipients.
This financing consists of a 'coordinated loan' combining the Japan Finance Corporation's 'New Business/Startup Support Fund' with a guaranteed loan from the Aichi Credit Guarantee Association via Aichi Bank, in addition to a 'proper loan' from Aichi Credit Union.
On November 4, 2025, the company announced a seed round of 62 million yen led by Theta Times Ventures. This debt financing follows that round, and the successful multi-layered funding approach—combining venture capital equity investment with government and regional financial institution debt—reflects high confidence in the company's business growth potential.
The funds will be allocated to strengthen development and support systems for 'Nagarakaigo,' an AI service that automatically creates nursing care records, and to drive hiring efforts. By accelerating DX at the site through AI technology, the company aims to contribute to solving the labor shortage in the care industry and realize a society that 'maximizes human connections,' where staff can engage more deeply with care recipients.
Overview and Purpose of Financing:
Total Raised: 32 million yen
Overview of Lenders:
- Japan Finance Corporation: New Business/Startup Support Fund
- Aichi Bank: Small-Scale Business Promotion Fund (Small-lot Fund)
- Aichi Credit Union: Proper Loan
Purpose:
- Strengthening recruitment
- Product development
About NAGARA:
NAGARA is a startup launched to reduce unnecessary tasks across industries and realize a society where everyone can focus on what they want to do. With the mission to 'realize a society where people can focus on what they want to do,' the company has released 'Nagarakaigo,' which automatically generates records from the conversations between care workers and care recipients.
FAQ
株式会社NAGARAが調達した金額はいくらですか？
株式会社NAGARAは、日本政策金融公庫、あいち銀行、愛知信用金庫から総額3,200万円の借入を実施しました。
今回調達した資金の使途は何ですか？
介護記録自動作成AI「ながらかいご」の開発体制強化および導入支援体制の拡充に向けた採用活動に充当されます。
「ながらかいご」とはどのようなサービスですか？
介護士と利用者との会話内容から介護記録を自動で作成するAIサービスです。
今回の借入の金融機関はどこですか？
日本政策金融公庫、あいち銀行、愛知信用金庫の3社です。
NAGARAの直近の資金調達状況はどうなっていますか？
2025年11月4日にシードラウンドで総額6,200万円のエクイティ調達を発表しており、今回はそれに続くデットファイナンスとなります。