房屋貸款比較診斷服務「Mogecheck」開始每月發布房屋貸款用戶報告
房屋貸款比較服務「Mogecheck」已開始每月發布新貸款和再融資的用戶數據報告，揭示了市場趨勢，例如貸款金額上升和超長期貸款的使用率倍增。
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- 📰 發表: 2026年5月20日 21:00
- 🔍 收集: 2026年5月20日 12:31
- 🤖 AI分析完成: 2026年5月22日 09:50（收集後45小時18分鐘）
常見問題
What is Mogecheck?
Mogecheck is a free online mortgage comparison and diagnosis service in Japan that helps users find the optimal home loan based on their individual circumstances.
What is the new 'Mortgage User Report'?
It is a monthly report published by Mogecheck that analyzes user data to provide insights into trends for new mortgages and refinancing in Japan.
What is a key trend for new mortgages according to the report?
The national average desired loan amount has increased to ¥50.96 million, and the use of loans longer than 35 years has nearly doubled to 30.6% due to rising real estate prices.
What are the typical savings from refinancing a mortgage?
The report indicates that the average savings from refinancing, after deducting expenses, is stable at around ¥1.75 million to ¥2.0 million.
How does the Tokyo mortgage market compare to the national average?
In Tokyo, the average desired loan amount is around ¥75 million, and the average household income is ¥11.89 million, which is approximately 1.3 times the national average.