住宅ローン比較診断サービス「モゲチェック」が住宅ローンユーザーレポートを毎月公開
住宅ローン比較診断サービス「モゲチェック」は、新規借り入れと借り換えのユーザーデータを分析した「住宅ローンユーザーレポート」の毎月公開を開始しました。レポートでは、借入希望額の増加や超長期ローンの利用率倍増などの市場動向が示されています。
📋 記事の処理履歴
- 📰 発表: 2026年5月20日 21:00
- 🔍 収集: 2026年5月20日 12:31
- 🤖 AI分析完了: 2026年5月22日 09:50(収集から45時間18分後)
よくある質問
What is Mogecheck?
Mogecheck is a free online mortgage comparison and diagnosis service in Japan that helps users find the optimal home loan based on their individual circumstances.
What is the new 'Mortgage User Report'?
It is a monthly report published by Mogecheck that analyzes user data to provide insights into trends for new mortgages and refinancing in Japan.
What is a key trend for new mortgages according to the report?
The national average desired loan amount has increased to ¥50.96 million, and the use of loans longer than 35 years has nearly doubled to 30.6% due to rising real estate prices.
What are the typical savings from refinancing a mortgage?
The report indicates that the average savings from refinancing, after deducting expenses, is stable at around ¥1.75 million to ¥2.0 million.
How does the Tokyo mortgage market compare to the national average?
In Tokyo, the average desired loan amount is around ¥75 million, and the average household income is ¥11.89 million, which is approximately 1.3 times the national average.