Mortgage Comparison Service "Mogecheck" to Publish Monthly Mortgage User Reports

Mortgage comparison service Mogecheck has started publishing monthly user data reports for new loans and refinancing, revealing market trends such as rising loan amounts and a doubling in the use of ultra-long-term mortgages.
Press ReleaseNQ 85/100出典：PR Times

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  • 📰 Published: May 20, 2026 at 21:00
  • 🔍 Collected: May 20, 2026 at 12:31
  • 🤖 AI Analyzed: May 22, 2026 at 09:50 (45h 18m after Collected)
MFS Inc., operator of the mortgage comparison and diagnosis service "Mogecheck," has begun the monthly publication of its "Mortgage User Report," which analyzes data from its registered users. The report provides regular updates on trends for both new borrowing and refinancing. Key findings show the national average desired loan amount has increased to ¥50.96 million, and in response to soaring real estate prices, the proportion of ultra-long-term loans (over 35 years) has doubled to 30.6% nationwide. For refinancing, the average savings benefit remains stable at ¥1.75-¥2.0 million. Mogecheck aims to make it easy for anyone to choose the optimal mortgage, a traditionally difficult task for individuals.

FAQ

What is Mogecheck?

Mogecheck is a free online mortgage comparison and diagnosis service in Japan that helps users find the optimal home loan based on their individual circumstances.

What is the new 'Mortgage User Report'?

It is a monthly report published by Mogecheck that analyzes user data to provide insights into trends for new mortgages and refinancing in Japan.

What is a key trend for new mortgages according to the report?

The national average desired loan amount has increased to ¥50.96 million, and the use of loans longer than 35 years has nearly doubled to 30.6% due to rising real estate prices.

What are the typical savings from refinancing a mortgage?

The report indicates that the average savings from refinancing, after deducting expenses, is stable at around ¥1.75 million to ¥2.0 million.

How does the Tokyo mortgage market compare to the national average?

In Tokyo, the average desired loan amount is around ¥75 million, and the average household income is ¥11.89 million, which is approximately 1.3 times the national average.

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