LINE Bank Taiwan Achieves Monthly Profitability in 4 Years and 8 Months, Becoming Taiwan's First Profitable Internet-Only Bank

※This press release is an abridged version of the press release announced by LINE Bank Taiwan on January 12, 2026. Please refer to the local announcement here: LINE Bank achieves monthly profit in 4.7 years, the first profitable internet-only bank in Taiwan. LINE Bank Taiwan Limited (hereinafter, LINE Bank Taiwan), a subsidiary of LINE Yahoo Corporation, announced on January 12 that it achieved monthly pre-tax profitability based on unaudited financial figures for December 2025. In 4 years and 8 months since its launch in April 2021, its monthly pre-tax profit exceeded 11 million New Taiwan Dollars (approximately 55 million Japanese Yen), making it the first internet-only bank in Taiwan to achieve profitability. LINE Bank Taiwan provides over 2.2 million users with financial services 24 hours a day, 365 days a year, including account opening, deposits, remittances, personal loans, foreign exchange and overseas remittances, debit cards and affiliated credit cards, securities delivery, investment trusts and ETFs, and even travel and automobile insurance. Users can open accounts and apply for loans with just a smartphone, allowing them to quickly procure funds and manage assets anytime, anywhere. Against the backdrop of such convenience, the user base has expanded, and the scale of loans and deposits has grown, leading to profitability. Furthermore, given the steady and rapid growth in net profit in 2025, the company aims to achieve quarterly, semi-annual, and full-year net profitability in 2026. Comment from Hwang In-joon, Chairman of the Board, LINE Bank Taiwan: "The realization of the vision 'Banking in Your Hand' is the core value of LINE Bank Taiwan." Comment from Morris Huang, CEO, LINE Bank Taiwan: "Through the provision of numerous market-first financial services and innovations, and active platform expansion, we have built the 'LINE Bank Ecosystem' that users can easily access anytime, anywhere." 'LINE Bank Ecosystem' - Easily accessible anytime, anywhere The 'LINE Bank Ecosystem' provides all services 24 hours a day, 365 days a year, including interbank transfers, fully automated loans, foreign exchange, overseas remittances, purchase and redemption of investment trusts, pre-booking and application for newly offered ETFs, and even free video call customer support. Users can access these services from both the 'LINE Bank' app and 'LINE'. LINE Bank Taiwan has simplified previously complex financial service procedures. From loan applications to execution, investment in investment trusts and ETFs, and even purchasing travel insurance on 'LINE' without opening a new account, everything can be completed easily and smoothly. In addition, instant cashback is provided when using the 'LINE Bank Debit Card', allowing users to choose between cashback or LINE Points rewards. LINE Bank Taiwan will continue to practice digital financial innovation, deepen its ecosystem, and improve user experience through AI utilization. It also plans to accelerate asset scale expansion, promote asset management, enhance diverse payment functions, and provide crypto asset services. Through the evolution of financial services for both corporate and individual customers, the company aims to integrate finance into daily life. LINE Bank Taiwan is an internet-only bank that provides convenient financial services 24 hours a day, 365 days a year to over 2.25 million users. Users can access a wide range of financial services, including account opening, deposits, remittances, personal loans, foreign exchange, overseas remittances, debit card and affiliated credit card payments, purchase and application for investment trusts and ETFs, and investment services including insurance. Since its launch in April 2021, it has implemented approximately 30 industry-first initiatives. For more details, please refer to the official website of LINE Bank Taiwan: https://corp.linebank.com.tw/ ※1 Yen conversion based on the exchange rate as of January 12, 2026. Related interview articles and videos with Hwang In-joon, Chairman of the Board, and Morris Huang, CEO of LINE Bank Taiwan, are also available. LINE Yahoo Story: https://www.lycorp.co.jp/ja/story/20260331/linebanktaiwan.html YouTube Official Channel