Luxury Card Launches "Deposit-Type" Campaign Amidst Expanding High-Value Payment Needs
Luxury Card, a premium credit card brand, has launched a premium reward campaign targeting deposit-type credit cards, in response to growing demand for high-value payments. The campaign offers points equivalent to the annual fee for new members who deposit 50 million yen or more and meet spending conditions. This initiative aims to support entrepreneurs and businesses by providing a credit card with a self-set limit of up to 99 million yen.
📋 Article Processing Timeline
- 📰 Published: April 15, 2026 at 19:00
- 🔍 Collected: April 15, 2026 at 10:31
- 🤖 AI Analyzed: April 16, 2026 at 01:27 (14h 55m after Collected)
Luxury Card (Japan Headquarters: Chiyoda-ku, Tokyo; Representative: Nozomu Kikuchi), a premium credit card brand that was the first in Japan to adopt Mastercard®'s highest tier, "World Elite," and has built strong support primarily among business owners and young affluent individuals through its unique experiential value that enriches lifestyles, launched a premium reward campaign targeting deposit-type credit cards on Sunday, March 1, 2026.
In this campaign, points equivalent to the annual fee will be awarded to those who apply for membership by depositing a guarantee deposit (deposit) of 50 million yen or more and clear the campaign conditions within the spending aggregation period.
Campaign details: https://www.luxurycard.co.jp/deposit/
About deposit-type credit cards: https://prtimes.jp/main/html/rd/p/000000107.000036389.html
For those dissatisfied with their credit limit — the option of a "deposit-type" card where you can set your own limit.
With the recent acceleration of cashless payments, the use of credit card payments in both private and business settings continues to increase.
Amidst the growing demand for high-value payments from active new affluent individuals, corporate executives, and entrepreneurs for large purchases and business expenses, regular credit cards often have initial credit limits of only a few million yen. This has led to many urgent requests such as, "It's troublesome to make advance payments or request temporary limit increases every time," and "I miss business opportunities because my payment limit is insufficient."
To fundamentally solve these issues, Luxury Card released Japan's first metal "deposit-type credit card" in 2024, allowing users to set their own credit limit up to a maximum of 99 million yen. This campaign aims to support more entrepreneurs and businesses through this card and foster their growth.
Premium Reward Campaign Overview
During the campaign period, points equivalent to the annual fee will be awarded to those who newly apply for an eligible deposit-type credit card, apply for membership by depositing a guarantee deposit (deposit) of 50 million yen or more, and clear the campaign conditions within the spending aggregation period.
[Campaign Period]
New Membership Period: March 1, 2026 (Sunday) to August 31, 2026 (Monday) *Membership date determination
[Conditions and Prizes]
1. Apply for membership by depositing a guarantee deposit of 50 million yen or more during the campaign period.
2. Clear the total card shopping amount (tax included) set for each card type, within 6 months including the membership month (spending aggregation period).
Eligible Cards:
Mastercard® Gold Card (Annual fee 220,000 yen/tax included):
220,000 points awarded for card shopping of 100 million yen (tax included) or more.
Mastercard® Black Card (Annual fee 110,000 yen/tax included):
110,000 points awarded for card shopping of 50 million yen (tax included) or more.
Mastercard® Titanium Card (Annual fee 55,000 yen/tax included):
55,000 points awarded for card shopping of 25 million yen (tax included) or more.
[Point Award Timing]
3 months after the end of the spending aggregation period.
Example: If conditions are met for March enrollment, points will be awarded in November.
▼Click here for details and application for deposit-type credit cards
https://www.luxurycard.co.jp/deposit/
What is a Deposit-Type Credit Card?
By depositing a "deposit" in advance, you can use the card with the deposit as your credit limit (from 300,000 yen up to a maximum of 99 million yen)*. There is no cash advance function. Preferential services and card designs are the same as those offered for regular credit cards.
*A prescribed screening process is required for the issuance of a deposit-type credit card.
*The deposit will be made after passing the screening.
[Recommended for people like this]
・Those who plan to make high-value purchases regularly.
・Those who want to set their own credit limit.
・Those who want to smoothly settle high-value purchases.
・Business owners and professionals who make large payments at once for corporate expenses.
・Those who make high-value payments throughout the year and find it troublesome to adjust their limit each time.
Press release regarding deposit-type credit cards: https://prtimes.jp/main/html/rd/p/000000107.000036389.html
PR TIMES STORY regarding the background of the release: https://prtimes.jp/story/detail/zxgjlYF1lKB
About "Luxury Card"
Luxury Card is a premium credit card brand founded in the United States in 2008. It was the first in Japan to adopt Mastercard®'s highest tier, "World Elite," and offers high design quality unique to metal cards, along with services that emphasize experiential value. Since its launch in Japan in 2016, it has expanded its support primarily among business owners and young affluent individuals.
Official HP
https://www.luxurycard.co.jp/
Official Media
https://myluxurycard.co.jp/luxurycard-experience/
In this campaign, points equivalent to the annual fee will be awarded to those who apply for membership by depositing a guarantee deposit (deposit) of 50 million yen or more and clear the campaign conditions within the spending aggregation period.
Campaign details: https://www.luxurycard.co.jp/deposit/
About deposit-type credit cards: https://prtimes.jp/main/html/rd/p/000000107.000036389.html
For those dissatisfied with their credit limit — the option of a "deposit-type" card where you can set your own limit.
With the recent acceleration of cashless payments, the use of credit card payments in both private and business settings continues to increase.
Amidst the growing demand for high-value payments from active new affluent individuals, corporate executives, and entrepreneurs for large purchases and business expenses, regular credit cards often have initial credit limits of only a few million yen. This has led to many urgent requests such as, "It's troublesome to make advance payments or request temporary limit increases every time," and "I miss business opportunities because my payment limit is insufficient."
To fundamentally solve these issues, Luxury Card released Japan's first metal "deposit-type credit card" in 2024, allowing users to set their own credit limit up to a maximum of 99 million yen. This campaign aims to support more entrepreneurs and businesses through this card and foster their growth.
Premium Reward Campaign Overview
During the campaign period, points equivalent to the annual fee will be awarded to those who newly apply for an eligible deposit-type credit card, apply for membership by depositing a guarantee deposit (deposit) of 50 million yen or more, and clear the campaign conditions within the spending aggregation period.
[Campaign Period]
New Membership Period: March 1, 2026 (Sunday) to August 31, 2026 (Monday) *Membership date determination
[Conditions and Prizes]
1. Apply for membership by depositing a guarantee deposit of 50 million yen or more during the campaign period.
2. Clear the total card shopping amount (tax included) set for each card type, within 6 months including the membership month (spending aggregation period).
Eligible Cards:
Mastercard® Gold Card (Annual fee 220,000 yen/tax included):
220,000 points awarded for card shopping of 100 million yen (tax included) or more.
Mastercard® Black Card (Annual fee 110,000 yen/tax included):
110,000 points awarded for card shopping of 50 million yen (tax included) or more.
Mastercard® Titanium Card (Annual fee 55,000 yen/tax included):
55,000 points awarded for card shopping of 25 million yen (tax included) or more.
[Point Award Timing]
3 months after the end of the spending aggregation period.
Example: If conditions are met for March enrollment, points will be awarded in November.
▼Click here for details and application for deposit-type credit cards
https://www.luxurycard.co.jp/deposit/
What is a Deposit-Type Credit Card?
By depositing a "deposit" in advance, you can use the card with the deposit as your credit limit (from 300,000 yen up to a maximum of 99 million yen)*. There is no cash advance function. Preferential services and card designs are the same as those offered for regular credit cards.
*A prescribed screening process is required for the issuance of a deposit-type credit card.
*The deposit will be made after passing the screening.
[Recommended for people like this]
・Those who plan to make high-value purchases regularly.
・Those who want to set their own credit limit.
・Those who want to smoothly settle high-value purchases.
・Business owners and professionals who make large payments at once for corporate expenses.
・Those who make high-value payments throughout the year and find it troublesome to adjust their limit each time.
Press release regarding deposit-type credit cards: https://prtimes.jp/main/html/rd/p/000000107.000036389.html
PR TIMES STORY regarding the background of the release: https://prtimes.jp/story/detail/zxgjlYF1lKB
About "Luxury Card"
Luxury Card is a premium credit card brand founded in the United States in 2008. It was the first in Japan to adopt Mastercard®'s highest tier, "World Elite," and offers high design quality unique to metal cards, along with services that emphasize experiential value. Since its launch in Japan in 2016, it has expanded its support primarily among business owners and young affluent individuals.
Official HP
https://www.luxurycard.co.jp/
Official Media
https://myluxurycard.co.jp/luxurycard-experience/