[LINE Pocket Money] Expanding Supported Financial Institutions for Automatic Withdrawals During Repayments to Approximately 370

LINE Credit Corporation (hereinafter "LINE Credit"), a group company of LINE Yahoo Corporation, will expand the number of financial institutions that can be registered as repayment accounts to approximately 370 starting July 1, 2026, for its smartphone lending services "LINE Pocket Money" and "LINE Pocket Money Kaikae." This will make it easier for customers who were previously required to repay via bank transfer to set up automatic withdrawals from their everyday accounts, eliminating the hassle and fees associated with monthly transfers, allowing for more planned service usage.

Click here for "Supported Financial Institutions."

Approximately 370 institutions, including AEON Bank and regional banks nationwide, will be newly supported.

With this expansion of supported financial institutions, AEON Bank, Yokohama Bank, and others will be added as automatic withdrawal accounts for repayments through integration with "Bank Pay"*1, increasing the number of supported financial institutions to approximately 370 nationwide. This will make it easier for customers to set up their regularly used accounts as repayment accounts, allowing for more convenient service use.

*1 Bank Pay (https://jeppo.jp/bankpay/) is a payment infrastructure service directly linked to bank accounts provided by the Japan Electronic Payment Promotion Organization (JEPPO).

Reducing the burden of repayment management by eliminating transfer fees and procedural complexities.

Previously, the number of financial institutions that could be registered for repayment withdrawals was limited, so customers using institutions not on the list were asked to make repayments via bank transfer themselves each month. These transfers presented challenges such as "financial burden of monthly transfer fees," "procedural hassle," and "accidental forgetfulness or amount errors." With the expansion of supported financial institutions, customers will find it easier to use fee-free automatic withdrawals for repayments after registering their accounts, leading to a reduction in the burden of transfer procedures and repayment management.

Expanding features towards "services that everyone can use easily."

Through this expansion of supported financial institutions, "LINE Pocket Money" and "LINE Pocket Money Kaikae" will enable smooth repayments from everyday accounts, not only improving convenience for existing customers but also making the services more attractive to new customers. We will continue to aim for services that are easier for more customers to use.

[Overview]

Launch Date: July 1, 2026

Target: All contractors (*some may be excluded)

Registered Account: One account per contract (re-registration required for changes)

Available Hours: Generally 24 hours a day, 365 days a year (*excluding maintenance hours of each financial institution. Core hours are weekdays 8:00-21:00, weekends and holidays 9:00-19:00)

Notes: Agreement to Bank Pay terms and conditions is required at the time of registration. Transaction limits are set per financial institution and per transaction/day.

* For details on "Supported Financial Institutions," please check here.

LINE Credit will continue to aim to provide financial services that meet the diverse needs of consumers through technology-driven credit creation.

[Product Overview]

LINE Pocket Money

Company Name, Registration Number, Association Member Number LINE Credit Corporation Registration Number: Tokyo Governor (3) No. 31721 Japan Financial Services Association Member No. 006067

Contract Limit: ¥30,000 - ¥3,000,000

Interest Rate (Effective Annual Rate): 3.0% - 18.0%

Repayment Method: Balance-slide fixed installment revolving method

Repayment Period/Number of Installments For contract limits of ¥300,000 or less: 1 month - 36 months / 1 - 36 installments For contract limits over ¥300,000 up to ¥1,000,000: 1 month - 60 months / 1 - 60 installments For contract limits over ¥1,000,000: 1 month - 180 months / 1 - 180 installments

Estimated Damages (Effective Annual Rate): Late payment charge 20.0%

Collateral Information: No collateral or guarantor required - A designated guarantor company may be used.

Screening: We conduct our own screening.

Contact Information/Address 03-6670-3941 Reception Hours: 11:00 - 17:00 (Excluding Saturdays, Sundays, public holidays, and year-end/New Year holidays) 1-1-1 Nishi-Shinagawa, Shinagawa-ku, Tokyo 141-0033

Repayment Simulation Check here. * Please check on a smartphone device with the LINE app downloaded.

Please review the contract details and use the service responsibly.

Refinancing Loan under the Money Lending Business Act "LINE Pocket Money Kaikae"

This product is provided based on Article 10, Paragraph 23, Item 1, Sub-item 2 of the Enforcement Regulations of the Money Lending Business Act. 対象: Loans from money lenders, cash advances from credit cards. Exclusions: Bank card loans, credit card shopping transactions, etc., are not eligible for refinancing. Monthly repayment amounts and interest burdens will be reduced. A repayment plan that gradually reduces the balance will be presented. No additional borrowing is possible after refinancing. * If the interest rate of the debt to be refinanced (contracted before the full enforcement of the Money Lending Business Act (before June 17, 2010)) exceeds the Interest Limitation Act, the excess interest payment will be applied to the principal or refunded, except in cases where Article 43 of the former Money Lending Business Control Act (deemed payment) applies. For details, please consult with your nearest lawyer, etc.

Company Name, Registration Number, Association Member Number LINE Credit Corporation Registration Number: Tokyo Governor (3) No. 31721 Japan Financial Services Association Member No. 006067

Contract Limit: Up to ¥3,000,000

Interest Rate (Effective Annual Rate): 3.0% - 15.0%

Repayment Method: Equal principal and interest installment method

Repayment Period/Number of Installments: Up to 180 months (1 - 180 installments)

Estimated Damages (Effective Annual Rate): Late payment charge 20.0%

Collateral Information: No collateral or guarantor required

Screening: We conduct our own screening.

Contact Information/Address 03-6670-3941 Reception Hours: 11:00 - 17:00 (Excluding Saturdays, Sundays, public holidays, and year-end/New Year holidays) 1-1-1 Nishi-Shinagawa, Shinagawa-ku, Tokyo 141-0033

Repayment Simulation Check here. * Please check on a smartphone device with the LINE app downloaded.

Please review the contract details and use the service responsibly.

Consultation and Complaint Window for Money Lending Business Japan Financial Services Association Money Lending Consultation/Dispute Resolution Center 0570-051-051 (Designated Dispute Resolution Organization) (Reception Hours: 9:00 - 17:00 Holidays: Saturdays, Sundays, public holidays, Dec 29 - Jan 4)