LINE Pocket Money Exceeds 300 Billion Yen in Cumulative Loans and 3 Million Applications

LINE Credit's smartphone loan service, 'LINE Pocket Money,' has surpassed 300 billion yen in cumulative loans and 3 million applications. To celebrate, a campaign offering up to 10,000 yen for first-time contracts and loans began on April 13, 2026, coinciding with the increased demand for funds during the new lifestyle season. The service is fully accessible via the LINE app and uses a unique AI-powered scoring system combined with traditional credit information for assessment.
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📋 Article Processing Timeline

  • 📰 Published: April 14, 2026 at 19:08
  • 🔍 Collected: April 14, 2026 at 10:31
  • 🤖 AI Analyzed: April 16, 2026 at 03:00 (40h 28m after Collected)
LINE Credit Corporation (hereinafter, LINE Credit), a group company of LINE Yahoo Corporation, announced that its smartphone loan service 'LINE Pocket Money' has surpassed 300 billion yen in cumulative loans and 3 million cumulative applications (as of the end of March 2026). In conjunction with the period of increased demand for funds, such as for new lifestyles, a campaign offering 'up to 10,000 yen for first-time contracts & loans' began on April 13, 2026. 'LINE Pocket Money' is a personal loan service that allows users to apply, borrow, and repay entirely within the LINE app. It incorporates a credit model that combines a unique AI-powered scoring service 'LINE Score' with traditional credit information, conducting assessments from multiple perspectives. It has been widely used by users for various daily life situations, such as sudden expenses and temporary financial needs, surpassing 300 billion yen in cumulative loans and 3 million cumulative applications since its launch. In recent years, consumer financial needs have diversified due to rising prices and lifestyle changes. The new lifestyle season, in particular, is a time when expenses for moving and preparing for life can unexpectedly accumulate. This campaign aims to introduce the service to more people during this period. ■ Campaign Overview Campaign Name: [Entry Required] Get up to 10,000 yen for your first contract & loan. Campaign Period: Entry Period: April 13 (Mon), 2026 – May 22 (Fri), 2026 14:59. Campaign Period: April 13 (Mon), 2026 – May 31 (Sun), 2026 23:59. Eligibility: Those who meet all the following conditions: Entered during the entry period. First-time contract during the campaign period. Meet specified conditions (loan balance of 40,000 yen or more, etc.). Benefits: Up to 10,000 yen will be presented depending on the loan balance. 40,000 yen or more: 500 yen. 100,000 yen or more: 1,000 yen. 300,000 yen or more: 3,000 yen. 450,000 yen or more: 10,000 yen. Please check the campaign page for details. https://linecreditcorp.com/lp/cps/cashback-event2604/?utm_source=cashprt_pr_cplp_2604 LINE Credit will continue to aim to provide financial services that meet the diverse needs of consumers through credit creation utilizing technology. Product Overview: LINE Pocket Money. Trade Name, Registration Number, Member Number: LINE Credit Corporation. Governor of Tokyo (3) No. 31721. Japan Lending Association Member No. 006067. Contract Limit: 30,000 yen to 3,000,000 yen. Lending Interest Rate (Annual Percentage Rate): 3.0 to 18.0%. Repayment Method: Balance-sliding principal and interest fixed revolving method. Number of Repayments/Repayment Period: For contract limits of 300,000 yen or less: 1 to 36 months, 1 to 36 times. For contract limits exceeding 300,000 yen and up to 1,000,000 yen: 1 to 60 months, 1 to 60 times. For contract limits exceeding 1,000,000 yen: 1 to 180 months, 1 to 180 times. Scheduled Damages (Annual Percentage Rate): Late payment interest 20.0%. Matters concerning collateral: No collateral or guarantor required. *Our designated guarantee company may be used. Regarding screening: Our designated screening will be conducted. Contact Information/Address: 03-6670-3941. Reception hours: 11:00 to 17:00 (excluding Saturdays, Sundays, national holidays, and year-end/New Year holidays). 1-1-1 Nishishinagawa, Shinagawa-ku, Tokyo 141-0033. Repayment Simulation: Please check here. *Please check on a smartphone with the LINE app downloaded. *Please confirm the contract details and use it responsibly. Consultation/Complaint Desk for Lending Business: Japan Lending Association Lending Business Consultation and Dispute Resolution Center. 0570-051-051 (Designated Dispute Resolution Organization). (Reception hours: 9:00 to 17:00, closed: Saturdays, Sundays, national holidays, 12/29 to 1/4).

FAQ

What is the cumulative loan amount for LINE Pocket Money?

The cumulative loan amount is 300 billion yen.

When does the LINE Pocket Money campaign period end?

The campaign period is from April 13 (Mon), 2026, to May 31 (Sun), 2026, 23:59.