KDDI Launches 'povo's Smartphone Insurance' Starting at 190 Yen/Month, Covering New and Used Devices Regardless of Carrier

The KDDI Group launched 'povo's Smartphone Insurance' on May 21, 2026, offering low-cost plans starting at 190 JPY/month. The service is carrier-agnostic and covers both new and used devices, with options to include family members' smartphones. A launch campaign for the first 20,000 applicants is also underway.
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  • 📰 Published: May 21, 2026 at 19:00
  • 🔍 Collected: May 21, 2026 at 10:31
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KDDI, Okinawa Cellular, KDDI Digital Life, and au Small Amount and Short Term Insurance announced the launch of "povo's Smartphone Insurance" on May 21, 2026. This insurance product covers common smartphone issues such as screen cracks, water damage, and mechanical failures.

The service is available to all smartphone users regardless of their mobile carrier. It offers three tiers to meet different user needs and device conditions: "Simple" (190 JPY/month), "Standard 5" (270 JPY/month), and "Standard 10" (380 JPY/month). Notably, users can also include their family members' smartphones under the policy, providing comprehensive coverage for the entire household.

To celebrate the launch, a campaign is being held for new applicants. The first 20,000 sign-ups will receive a "Data Unlimited (2 hours)" promo code for use with povo2.0. Additionally, participants are entered into a lottery to win a "3GB (30 days)" promo code.

The insurance is sold by au Small Amount and Short Term Insurance using the "povo" brand name provided by KDDI and Okinawa Cellular. KDDI Digital Life, the operator of povo2.0, acts as the insurance agent for the service.

■ Product Lineup
1. Standard 10 (380 JPY/mo)
- Coverage: Damage, water, failure, and theft.
- Eligibility: Devices within 2 years of purchase (new/used/any carrier).
- Benefit: Up to 100,000 JPY.

2. Standard 5 (270 JPY/mo)
- Coverage: Damage, water, failure, and theft.
- Eligibility: Devices within 2 years of purchase (new/used/any carrier).
- Benefit: Up to 50,000 JPY.

3. Simple (190 JPY/mo)
- Coverage: Damage and water.
- Eligibility: No restriction on purchase date (new/used/any carrier).
- Benefit: Up to 50,000 JPY.

*All plans have a flat deductible of 3,000 JPY per claim.

FAQ

povoのスマホ保険は他社のスマホでも加入できますか?

はい、利用中の通信キャリアを問わず加入することが可能です。

中古のスマートフォンでも加入できますか?

はい、新品だけでなく中古端末でも加入可能です。ただし、一部プランでは購入から2年以内という制限があります。

保険プランの種類と料金を教えてください。

「シンプル」(月額190円)、「スタンダード5」(月額270円)、「スタンダード10」(月額380円)の3つのプランがあります。

家族が使用しているスマートフォンも補償対象にできますか?

はい、ご契約者本人だけでなく、家族が利用しているスマートフォンを補償対象として追加することが可能です。

キャンペーンの特典内容は何ですか?

先着2万名に「データ使い放題(2時間)」のプロモコードをプレゼントし、さらに抽選で「3GB(30日間)」のコードが当たります。