2026 Edition Pet Expenditure Survey [Medical Expenses]

Ipet Insurance releases survey results on pet expenditures, analyzing medical costs and owner concerns.
NQ 56/100

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  • 📰 Published: March 30, 2026 at 05:11
Ipet Insurance Co., Ltd. (Headquarters: Koto-ku, Tokyo; Representative Director and President: Atsuko Yasuda; hereinafter "the Company") conducted a survey on pet expenditures for the year 2025, targeting 1,000 owners of dogs and cats (hereinafter "pets").

[Survey Results Overview]
- Annual medical expenses were under 20,000 yen for approximately half of the respondents. While over 60% of past maximum treatment costs were under 50,000 yen, the highest reported cost reached 3 million yen.
- Nearly half of the owners cited "high medical costs for sudden illness or injury" as their primary concern regarding pet expenditures, ahead of "price increases" or "caregiving costs."
- Over 30% of owners have hesitated to seek veterinary care due to cost considerations.
- Regarding medical expenses, more than half of the respondents believe in providing the "maximum possible care within a range that does not disrupt household finances."
- More than 60% of owners do not have specific savings for their pets. For those who do, the primary purpose is "preparing for unexpected illness or injury," accounting for more than half of those with savings.

[Annual medical expenses are under 20,000 yen for about half. While over 60% of past maximum treatment costs are under 50,000 yen, the highest was 3 million yen.]
The survey found that 44.9% of respondents spent less than 20,000 yen on annual medical expenses in 2025, but actual conditions differed between dogs and cats. For cat owners, 58.6% spent less than 20,000 yen, while for dog owners, only 31.2% were in that bracket, and 27.6% spent 60,000 yen or more.

In the investigation of the highest amount spent on a single visit, "under 50,000 yen" was the most common answer at 66.2%. However, it became clear that a certain number of owners have experienced high-cost treatments. A total of 18.5% of owners experienced costs of 100,000 yen or more, with one respondent citing a figure as high as 3 million yen.