Future Architect to Implement Next-Gen Loan Support System 'Next-Gen KeyMan' at Higo Bank

Future Architect, Inc. (Securities Code: 4722), a core business company of Future Corporation, will implement 'Next-Gen KeyMan' as the next-generation loan support system for The Higo Bank, Ltd. (Headquarters: Kumamoto City, Kumamoto Prefecture; President: Yoshihisa Kasahara), with the project scheduled to begin in April 2026.

'Next-Gen KeyMan' is a new loan support system currently under joint development by The Kagoshima Bank, Ltd. (Headquarters: Kagoshima City, Kagoshima Prefecture; President: Akihisa Koriyama) and Future Architect. It integrates 'KeyMan,' developed by the two companies in 2002, with 'FutureBANK,' a solution uniquely developed by Future Architect based on its consulting services provided to over 30 regional financial institutions nationwide.

In its medium-term management plan 'Leap' starting in fiscal year 2024, Higo Bank has identified the formation of a digital society through DX as a priority sustainability issue. As a key measure, the bank aims to advance its operations and reform its system cost structure by building a DX foundation. As an IT strategic partner, Future Architect will implement 'Next-Gen KeyMan' to streamline loan and business development operations, while creating cost synergies and reducing future risks in system integration.

By centralizing systems and enabling data linkage via APIs, the bank will realize real-time analysis using AI agents, improving communication related to loan operations, enhancing credit risk management, and providing insights for credit decisions. The bank aims to improve services through a comprehensive architectural overhaul and strengthened internal/external system integration.

Future Architect leverages its strength in providing end-to-end services from business consulting to system implementation to promote DX across various industries, including finance, logistics, retail, manufacturing, and energy. The company will continue to create new value to realize customers' management strategies and solve social issues.