Future Architect Implements 'Next Generation KeyMan' Lending Support System at Higo Bank

Future Architect, Inc. (Headquarters: Shinagawa-ku, Tokyo; President: Yohei Saito), the main operating company of Future Corporation (TSE: 4722), has announced the implementation of 'Next Generation KeyMan' as the next lending support system for The Higo Bank, Ltd. (Headquarters: Kumamoto City, Kumamoto; President: Yoshihisa Kasahara), with the project set to begin in April 2026.

'Next Generation KeyMan' is a new lending support system currently being co-developed by The Kagoshima Bank, Ltd. (Headquarters: Kagoshima City, Kagoshima; President: Akihisa Koriyama) and Future Architect. It integrates 'KeyMan,' developed by the two companies in 2002, with 'FutureBANK,' a proprietary solution developed based on consulting services provided by Future Architect to over 30 regional financial institutions across Japan.

Higo Bank has identified the formation of a digital society through DX as a sustainability priority in its mid-term management plan 'Yakushin' (Breakthrough) starting from FY2024. A key strategy within this is to achieve operational sophistication and structural reform of system costs by building a DX foundation. As Higo Bank's IT strategic partner, Future Architect will implement 'Next Generation KeyMan' to improve the efficiency of external and lending support operations while reducing future risks in system integration and creating cost synergies.

By unifying systems and enabling data linkage through APIs, real-time analysis using AI agents and other technologies will be realized. This will enhance communication related to lending operations, improve credit risk management, and provide suggestions for credit decisions. The project aims to improve service quality through a complete architectural overhaul and strengthened collaboration with internal and external systems.

Future Architect drives DX in various industries, including finance, logistics, distribution, manufacturing, and energy, leveraging its strength in handling everything from business consulting to system implementation. The company continues to create new value to realize customers' management strategies and solve social issues.

About FutureBANK

FutureBANK is a strategic business solution developed based on systems and consulting services provided to more than 30 regional financial institutions nationwide. Built on a unified customer database, it provides integrated business services necessary for bank branch operations, including lending, sales management, contract management, profit management, and productivity analysis.