Funds Significantly Renews 'Asset Management that Earns Miles' in Commemoration of Capital and Business Alliance with JAL!

Funds Inc. (Headquarters: Shibuya-ku, Tokyo; CEO: Yuichiro Fujita; hereinafter referred to as 'the Company'), which operates the fixed-rate investment asset management service 'Funds,' announced that it will significantly renew its popular JAL Mileage collaboration program starting April 1, 2026, in commemoration of its capital and business alliance with Japan Airlines Co., Ltd. (Headquarters: Shinagawa-ku, Tokyo; President: Mitsuko Tottori; hereinafter referred to as 'JAL,' TSE Prime: 9201).

This renewal will double the new account opening bonus (*1) and award up to 25,000 miles as an investment start bonus.
Furthermore, the 'Monthly Miles' program, which allows continuous mileage accumulation through ongoing asset management, will be fully introduced, strongly supporting investors in their 'new mileage life.'

## Background of the Alliance and Purpose of this Initiative
In March 2026, the Company announced its capital and business alliance with JAL. Funds has historically offered a unique mechanism for accumulating JAL miles, and this alliance further strengthens the cooperation between the two companies. The goal is to more directly deliver the experience of 'enriching travel and daily life through asset management' to JAL Mileage Bank (JMB) members.

This initiative aims to allow more people to experience a new form of asset management (mileage life) where they can 'steadily earn returns while accumulating miles.'

## Program Overview
For those who complete their first Funds account opening via the designated program page and meet the specified conditions, the following miles will be awarded:

**1. Account Opening Miles (1,000 miles guaranteed)**
All individuals who apply for and complete a new account opening and register their JMB membership number will receive 1,000 miles, which is double the conventional amount.

**2. Investment Debut Miles (up to 25,000 miles)**
For those who invest a cumulative total of 100,000 yen or more within 3 months of completing their new account opening, miles will be awarded according to the investment amount.

**▼Miles earned per investment amount for Investment Debut Miles**

| Investment amount within 3 months of account opening | Account Opening Miles | Investment Debut Miles |
| :----------------------------------------------- | :------------------- | :--------------------- |
| 100,000 yen to less than 500,000 yen | 1,000 miles | 500 miles |
| 500,000 yen to less than 1,000,000 yen | 1,000 miles | 2,000 miles |
| 1,000,000 yen to less than 5,000,000 yen | 1,000 miles | 5,000 miles |
| 5,000,000 yen or more | 1,000 miles | 25,000 miles |

**3. Monthly Miles accumulated during operation**
Members of Funds' membership stage program, 'Funds Membership Program,' who are Gold tier or higher can continuously receive JAL miles monthly based on their investment balance (*2).

- **Gold:** 20 miles per month
- **Platinum:** 100 miles per month
- **Black:** 100 miles per month

By simply registering your JMB membership number once, you can achieve 'sustainable mileage acquisition' where miles automatically accumulate as you enjoy asset management.

## Program Details and Conditions
**Eligible period:** April 1, 2026 ~ (End date TBD. May be changed or terminated without notice)
**How to participate:** Open an account via the designated program page and register your JMB membership number using the registration form within Funds by the deadline.
**Mileage accrual timing:** Accrual timing differs for each program.

For detailed注意事项, please refer to this site: https://ptn.funds.jp/funds4jal?utm_source=t_jal&utm_medium=t_alliance&utm_campaign=t_202604&utm_content=t_jal&source_site=ja

(*1) Compared to the 500-mile account opening program bonus in the collaboration project between our company and JAL conducted from July 2025 to February 2026.
(*2) Details of benefits according to membership stage are based on the Funds Membership Program terms: https://funds.jp/membership-program

## About Funds
Funds provides an online platform that allows individuals to indirectly lend to listed companies and others, starting from 1 yen. To date, 581 funds formed by 120 companies, mainly listed companies, have been raised, with zero delayed distributions or defaults (as of end of February 2026; future results are not guaranteed).

For more about how Funds works, please watch the video produced as a taxi commercial: https://www.youtube.com/watch?v=HXhKv8Mv_K8

## Key Features of Fixed-Rate Investment 'Funds'
- **Financial product with no price fluctuations, fixed returns**
Funds allows for stable asset formation without price fluctuations. It is not directly affected by market movements, reducing psychological burden and management effort. 'Fixed returns' means that the fund's yield is determined at the time of募集, but distributions may not proceed as planned if the borrowing company becomes unable to pay.
- **Investment possible in 1-yen increments**
To allow even investment beginners to invest without psychological hurdles, Funds is the industry's first to enable investments from 1 yen in 1-yen increments (according to Funds' research).
- **Only companies that clear our selection criteria participate**
Companies participating in Funds for fundraising are limited to those that have passed our screening regarding financial status and business plans.
- **Abundant benefits such as gift certificates**
Some funds offer 'Funds Benefits' to investors, including discount services and invitations to investor-only tasting events. Funds aims to create a new platform in society where individual investors and companies deepen mutual understanding through money, thereby generating new value.

## Funds Inc. Executive Profile
CEO Yuichiro Fujita: After graduating from Waseda University's School of Commerce, he joined CyberAgent, Inc. In 2007, he founded a company providing web construction and marketing support services, which was sold to a listed company in 2012. In 2013, he launched a major loan-type crowdfunding (social lending) service, and in November 2016, he founded Funds Inc.

## Advertising Disclosures Regarding Fees, Risks, etc.
- Funds does not charge fees for account opening, management, or investment. However, bank transfer fees when remitting funds from your financial institution to the deposit account are your responsibility. Please check with your financial institution for transfer fees.
- Bonds that serve as the dividend source for Funds' products are not traded in financial markets and thus have no market price. However, when determining the sale price to a third party, market trends may influence it.
- Funds' products generally allow for a cooling-off period of 8 days including the application date, but mid-term cancellation is not possible. Also, the sale of fund shares is restricted and requires approval from our company and the fund-forming company.
- Funds' products are not principal-guaranteed and there is a possibility of losses. Please read the important disclosure documents carefully for detailed conditions, risks, and nature of each fund.

## Funds Inc.
Trade name: Funds Inc.
Headquarters: Fujiwara Building 5F, 1-10-11 Ebisu-Nishi, Shibuya-ku, Tokyo
Representative Director and CEO: Yuichiro Fujita
Established: November 1, 2016
Capital: 1,015,000 thousand yen
Type II Financial Instruments Business
Registration Number: Kanto Local Finance Bureau (Kinsho) No. 3103
Member of The Japan Type II Financial Instruments Firms Association