[2026 Survey] Approximately 80% of Japanese People Are Anxious About Asset Formation for Retirement; While Investors Have Expanded to 74.9%, Only 2.9% Say They Are 'Sufficiently Prepared'

Key facts

  • [2026 Survey] Approximately 80% of Japanese People Are Anxious About Asset Formation for Retirement; While Investors Have Expanded to 74.9%, Only 2.9% Say They Are 'Sufficiently Prepared'
  • About 80% of people feel anxious about retirement asset formation, and the number of people with investment experience is on the rise.
  • Source: PR Times
  • Date: March 28, 2026

Direct answer

About 80% of people feel anxious about retirement asset formation, and the number of people with investment experience is on the rise.

Citation
[2026 Survey] Approximately 80% of Japanese People Are Anxious About Asset Formation for Retirement; While Investors Have Expanded to 74.9%, Only 2.9% Say They Are 'Sufficiently Prepared' (March 28, 2026), PR Times
Source
PR Times
Date
March 28, 2026
About 80% of people feel anxious about retirement asset formation, and the number of people with investment experience is on the rise.
NQ 50/100出典：PR Times

📋 Article Processing Timeline

  • 📰 Published: March 28, 2026 at 00:12
  • 🔍 Collected: March 28, 2026 at 21:59 (21h 46m after Published)
  • 🤖 AI Analyzed: April 15, 2026 at 01:55 (411h 55m after Collected)

Finance Media Co., Ltd. (Location: Tokyo, URL: https://finance-media.co.jp/) conducted the '2026 Survey on the Actual State of Asset Management among Japanese People' in March 2026, targeting 411 men and women aged 18 and older living in Japan.

The survey revealed that while the investment participation rate is expanding due to the spread of the New NISA system, approximately 80% of people feel anxious about asset formation for their retirement years.

Summary of the Survey

Survey Name: 2026 Survey on the Actual State of Asset Management among Japanese People
Survey Period: March 2026
Survey Target: Residents in Japan aged 18 and older
Number of Valid Responses: 411 men and women
Survey Method: Internet questionnaire
Survey Entity: Finance Media Co., Ltd.
Survey Results Detail URL: https://finance-media.co.jp/report/asset-management-survey

Summary of Survey Results

  1. 74.9% of people are currently investing. Due to the spread of the New NISA system, about 3 out of 4 people are investing. Those with investment experience (including the past) reached 82%.
  2. The most used products are investment trusts and NISA (54.7%), surpassing stock investment to take the top spot. Long-term, accumulation-type management has become mainstream.
  3. 79.8% say retirement preparation is 'insufficient.' Only 2.9% said they are 'sufficiently prepared,' revealing that even those who invest have not resolved their anxiety about retirement.
  4. 59.4% prioritize 'low risk' most in investment. This significantly exceeded 'high returns (20.2%),' highlighting the 'defensive' investment style of Japanese people.
  5. Investments people want to start in the future are 'NISA (29.2%)' and 'Stock Investment (22.4%).' Many free-response comments mentioned 'I don't know' or 'It's scary.' There is a growing need for information and educational content.

Result 1: 74.9% of people are currently investing...

FAQ

What percentage of Japanese people currently participate in investing according to the 2026 survey?

According to the survey, 74.9% of the respondents are currently investing, and the investment experience rate reached 82%.

Who conducted the 2026 Survey on the Actual State of Asset Management among Japanese People?

The survey was conducted by Finance Media Co., Ltd. in March 2026, targeting 411 men and women aged 18 and older.

What investment products are most commonly used by the survey respondents in Japan?

Investment trusts and NISA are the most used products, accounting for 54.7% of the total respondents.

How prepared do the respondents feel regarding their retirement years in terms of asset formation?

About 79.8% of the respondents feel their retirement preparation is insufficient, while only 2.9% feel sufficiently prepared.

What do most Japanese investors prioritize when making investment decisions?

A majority of 59.4% of the respondents prioritize low risk, which significantly exceeded the 20.2% who prioritize high returns.

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