Polarify (ELEMENTS Group) Provides 'Polarify JPKI' to Sumitomo Mitsui Card Using Digital Agency's Authentication App
Polarify Co., Ltd. provides its JPKI service via the Digital Agency's 'Digital Authentication App' to Sumitomo Mitsui Card. This enables secure and high-usability identity verification for credit card applications, meeting upcoming 2027 regulatory standards.
📋 Article Processing Timeline
- 📰 Published: April 28, 2026 at 01:30
- 🔍 Collected: April 27, 2026 at 17:01
- 🤖 AI Analyzed: April 28, 2026 at 00:17 (7h 15m after Collected)
Polarify Co., Ltd. (Headquarters: Minato-ku, Tokyo; President: Hideyuki Hoshina; hereinafter "Polarify"), a member of the ELEMENTS Group, will provide the "Polarify Public Personal Authentication Service (JPKI)," part of its online identity verification service "Polarify eKYC" via the Digital Agency's "Digital Authentication App," as the identity verification mechanism for credit card applications issued by Sumitomo Mitsui Card Co., Ltd. (Headquarters: Koto-ku, Tokyo; President and CEO: Yukihiko Onishi; hereinafter "Sumitomo Mitsui Card"). This will improve usability and enhance security.
Summary:
- Polarify provided "Polarify JPKI" via the Digital Agency's app as an ID verification mechanism for Sumitomo Mitsui Card applications.
- The decision was driven by the existing relationship of trust from previous "Polarify eKYC" implementations and the extensive expertise of Polarify and the ELEMENTS Group in eKYC operations for financial institutions.
Background:
Sumitomo Mitsui Card has been using "Polarify eKYC." Now, Polarify provides a stronger solution via the Digital Agency's common infrastructure. By utilizing the "Digital Authentication App," businesses do not need to implement their own IC chip reading functions, reducing the development burden at the time of introduction. This supports compliance with the amendment to the Act on Prevention of Transfer of Criminal Proceeds (AML Act) enforcement regulations scheduled for April 2027, balancing strict verification with user convenience.
About Polarify JPKI:
JPKI (Public Personal Authentication Service) uses digital certificates on the My Number Card's IC chip for identity verification and anti-tamper checks online. It can be used for online banking and administrative procedures. By storing unique serial numbers, status checks and updated info can be obtained without the user repeating the procedure each time, as long as the certificate is valid.
About Polarify Co., Ltd.:
Established by Sumitomo Mitsui Financial Group, NTT DATA, and Daon, Inc., Polarify was the first company to receive individual approval from the Financial Services Agency as a company contributing to the advancement of banking. It provides eKYC and biometric services. Since February 2025, it has been a consolidated subsidiary of ELEMENTS, Inc.
Summary:
- Polarify provided "Polarify JPKI" via the Digital Agency's app as an ID verification mechanism for Sumitomo Mitsui Card applications.
- The decision was driven by the existing relationship of trust from previous "Polarify eKYC" implementations and the extensive expertise of Polarify and the ELEMENTS Group in eKYC operations for financial institutions.
Background:
Sumitomo Mitsui Card has been using "Polarify eKYC." Now, Polarify provides a stronger solution via the Digital Agency's common infrastructure. By utilizing the "Digital Authentication App," businesses do not need to implement their own IC chip reading functions, reducing the development burden at the time of introduction. This supports compliance with the amendment to the Act on Prevention of Transfer of Criminal Proceeds (AML Act) enforcement regulations scheduled for April 2027, balancing strict verification with user convenience.
About Polarify JPKI:
JPKI (Public Personal Authentication Service) uses digital certificates on the My Number Card's IC chip for identity verification and anti-tamper checks online. It can be used for online banking and administrative procedures. By storing unique serial numbers, status checks and updated info can be obtained without the user repeating the procedure each time, as long as the certificate is valid.
About Polarify Co., Ltd.:
Established by Sumitomo Mitsui Financial Group, NTT DATA, and Daon, Inc., Polarify was the first company to receive individual approval from the Financial Services Agency as a company contributing to the advancement of banking. It provides eKYC and biometric services. Since February 2025, it has been a consolidated subsidiary of ELEMENTS, Inc.