Digital Currency Forum Publishes Progress Report No. 5
~Towards Building 'Next-Generation Financial Infrastructure,' Concrete Plans for Working Groups Enter a New Phase~
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- 📰 Published: April 3, 2026 at 00:00
DeCurret DCP Corporation (Headquarters: Chiyoda-ku, Tokyo; Representative Director, President and CEO & COO: Keisei Hirako) serves as the secretariat for the "Digital Currency Forum" (hereinafter, "the Forum"), which brings together various companies and organizations to discuss the ideal form of digital currency and payment infrastructure. The Forum aims to build a financial infrastructure suitable for the digital age and contribute to the efficiency and development of the economy and industry. Currently, 131 companies, local governments, and organizations participate in the Forum. With an all-Japan system, including an advisory board composed of experts in various fields such as law and finance, and government agencies and monetary authorities as observers, the Forum is engaged in the aforementioned discussions and problem-solving.
Following the launch of commercial services for the digital currency "DCJPY" in August 2024, based on the Forum's concept, the Digital Currency Forum's activities from 2025 onwards have seen discussions progress with a stronger focus on implementation through various working groups. Concurrently, the creation of mock-ups tailored to use cases for exhibitions and the study of practical application and standardization of digital payment infrastructure aimed at solving industry and social issues are also advancing. The discussions surrounding digital currency infrastructure are thus entering a new phase. Under these developments, the Forum today published Progress Report No. 5, which summarizes the results of its activities.
Latest issue: Digital Currency Forum Progress Report No. 5
Since its establishment in 2020, the Forum has repeatedly discussed the ideal form of payment infrastructure utilizing new digital technologies such as blockchain and distributed ledger technology, and first indicated the direction that the realization of a yen-denominated digital currency issued by banks is desirable. In line with this proposal, the digital currency "DCJPY" was constructed and has reached practical application.
We will continue our efforts to ensure that the discussions at this Forum contribute to the promotion of DX in Japan through the creation of "next-generation financial infrastructure."
■ Initiatives of each working group introduced in Progress Report No. 5
|
Working Group/Study Group Name |
Initiatives |
|
Electricity Trading Working Group |
Following discussions on market trading of institutionalized environmental values and the utilization of digital currency DCJPY, we focused on the business model of "voluntary credits." Within the scope of decarbonization, we are summarizing considerations on how to establish a business that records and evaluates individual decarbonization actions. |
|
Regional Currency Working Group |
We are summarizing considerations and ideas for developing regional currencies as social infrastructure, including the basic functions of regional currencies, payment, and data linkage, without relying on specific services or businesses. |
|
Administrative Affairs Working Group |
We report on discussions aimed at realizing true administrative DX, with "Once Only" and "Connected One-Stop" as keywords, and the state of demo exhibits at Local Government & Public Week 2025. |
|
Invoice Chain Working Group |
In March 2025, we transitioned to team activities that divided verification and research into multiple themes, taking into account differences in industry, company size, and payment frequency. We are summarizing reports from each team aiming to streamline and save labor in inter-company settlements, such as industry standard EDI x DCJPY. |
■ 131 Participating Members of the Digital Currency Forum
The initiative, which began with 11 members in a digital currency study group in June 2020, has evolved into the Digital Currency Forum and has now expanded to include 131 members. The Forum has established orientation meetings and use case study meetings for exchanging opinions on use cases with new participants and newly appointed personnel, as well as various working groups to explore new areas for DCJPY utilization. We welcome inquiries from interested companies, local governments, and organizations.
【13 New Members Announced in Progress Report No. 5】
The Senshu Ikeda Bank, Ltd., SCCC Real-time Management Promotion Council, NTT INTEGRATION Corporation, 3rd Economy Inc., C Studio Inc., The Shoko Chukin Bank, Ltd., Transaction Media Networks Inc., Japan Chain Drugstore Association, Fujitsu Limited, PAL TAC Corporation, Himuka Ryutsu Network Co., Ltd., Billing System Corporation, Futurism Co., Ltd.
【118 Participating Members Already Announced in Progress Report No. 4, Issued October 16, 2024】
Chairperson
Hiromi Yamaoka (Director, Future Corporation; Former Director-General, Payment and Settlement Systems Department, Bank of Japan)
Participating Companies, Local Governments, and Organizations of the "Digital Currency Forum" (in alphabetical order)
Aioi Nissay Dowa Insurance Co., Ltd., Aizuwakamatsu City, Accenture Japan Ltd., ASCOE Partners Inc., ABeam Consulting Ltd., Arata Corporation, ALSOK Co., Ltd., AEON Co., Ltd., AEON Financial Service Co., Ltd., Internet Initiative Japan Inc., INTEC Inc., Intelligent Wave Inc., Infomart Corporation, ANA Group (ACD Co., Ltd.), SBI Holdings, Inc., SBI Ripple Asia Co., Ltd., SP.LINKS Co., Ltd., ENERES Co., Ltd., NTT Group, FIG Inc., au Jibun Bank Corporation, au Financial Holdings Corporation, Osaka Digital Exchange Co., Ltd., OBC Co., Ltd., Kao Group Customer Marketing Co., Ltd., Kataoka & Associates, Kansai Electric Power Co., Inc., Keychain LLC, Cashless Promotion Council, Kyushu Financial Group, Inc., QTnet, Inc., Kyocera Corporation, Kumamoto Prefecture, xID Inc., KDDI Corporation, Kesennuma City, Cyberlinks Co., Ltd., Satsudora Holdings Co., Ltd., Shizuoka Financial Group, Inc., JCB Co., Ltd., JPX Market Innovation & Research, Inc., SIGMAXYZ Inc., Super City AiCT Consortium, Sumitomo Corporation, Sumitomo Life Insurance Company, Securitize Japan Inc., SECOM Co., Ltd., SettleMint Japan G.K., Seven Bank, Ltd. (Seven & i Holdings Co., Ltd.), SocioFuture Inc., Sony Bank Inc., SoftBank Corp., SOMPO Holdings, Inc., DAIICHIKOSHO Co., Ltd., Dai-ichi Life Insurance Company, Limited, Daido Life Insurance Company, Dai Nippon Printing Co., Ltd., Daiwa Securities Group Inc., Daiwa Institute of Research Ltd., Chubu Electric Power Co., Inc., Tsunagu IT Consortium, Tsuruha Holdings Inc., TIS Inc., Dentsu Group Inc., Tokio Marine & Nichido Fire Insurance Co., Ltd., Tokyo Kiraboshi Financial Group, Inc., Tokyo Financial Exchange Inc., Tokyo Metropolitan Government, TOPPAN Edge Inc., TOPPAN Holdings Inc., The Nishi-Nippon City Bank, Ltd., West Japan Railway Company, NS Solutions Corporation, Japan Housing Finance Agency, Japan Securities Clearing Corporation, Nippon Life Insurance Company, NEC Corporation, Nomura Research Institute, Ltd., Nomura Holdings, Inc., HashPort Inc., Panasonic Holdings Corporation, Hamamatsu City, Hankyu Hanshin Holdings, Inc., PwC Consulting LLC, East Japan Railway Company, Hitachi, Ltd., BIPROGY Inc., The Hiroshima Bank, Ltd., First Accounting Co., Ltd., FamilyMart Co., Ltd., Fintertech Co., Ltd., BOOSTRY Inc., Planet Co., Ltd., Future Architect, Inc., Payroll Inc., Mizuho Bank, Ltd., Mitsui Knowledge Industry Co., Ltd., Mitsui Sumitomo Insurance Co., Ltd., Sumitomo Mitsui Banking Corporation, Sumitomo Mitsui Trust Bank, Limited, Mitsubishi Corporation, Mitsubishi UFJ e-Smart Securities Co., Ltd., MUFG Bank, Ltd., Mitsubishi UFJ NICOS Co., Ltd., Mitsubishi UFJ Research and Consulting Co., Ltd., Mirai Co., Ltd., Miroku Jyoho Service Co., Ltd., Meiji Yasuda Life Insurance Company, Mori Hamada & Matsumoto, Yamato Holdings Co., Ltd., Japan Post Bank Co., Ltd., Rakuten Edy, Inc., Reitex Co., Ltd., Resona Holdings, Inc., The Ryukyu Bank, Ltd., Lawson, Inc., Lawson Bank, Inc., Laurel Bank Machine Co., Ltd.
Observers
Financial Services Agency, Ministry of Internal Affairs and Communications, Ministry of Finance, Ministry of Economy, Trade and Industry, Bank of Japan
Advisory Board
Masakazu Masujima, Partner Attorney, Mori Hamada & Matsumoto
Tetsuya Inoue, Senior Chief Researcher, Nomura Research Institute
Shuji Kobayakawa, Professor, Faculty of Political Science and Economics, Meiji University
Kenji Saito, Professor, Graduate School of Business and Finance, Waseda University
Chikako Suzuki, Certified Public Accountant
Senior Advisor
Toshihide Endo (Former Commissioner, Financial Services Agency)
For a list of Digital Currency Forum members, click here
【Company Profile】
Company Name: DeCurret DCP Corporation
Headquarters: 2-10-2 Fujimi, Chiyoda-ku, Tokyo
Representative: Keisei Hirako, Representative Director, President and CEO & COO
URL: https://www.decurret-dcp.com
Business: Digital currency business / Electronic payment service provider Kanto Local Finance Bureau (Electronic Payment) No. 92
FAQ
What is the Digital Currency Forum?
It is an organization where various companies and organizations participate to discuss the ideal form of digital currency and payment infrastructure, aiming to build a financial infrastructure suitable for the digital age.
What kind of digital currency is DCJPY?
DCJPY is a yen-denominated digital currency issued by banks, based on the Digital Currency Forum's concept, with commercial service launched in August 2024.
What are the main contents of Progress Report No. 5?
It includes the transition to a new activity phase after DCJPY's commercialization, specific initiatives of the working groups on electricity trading, regional currencies, administrative affairs, and invoice chains, and the introduction of new participating members.