Money Forward to Launch 'Money Forward AI Cowork' in July 2026, an AI Service that Autonomously Executes Back-Office Tasks

Money Forward, Inc. will launch a new service, 'Money Forward AI Cowork,' in July 2026, where AI autonomously performs back-office tasks through natural language dialogue. This service goes beyond the traditional role of assisting users with tasks; AI acts as a coworker, autonomously processing a wide range of tasks such as accounting, human resources, and legal affairs.

This service is provided as an AI service within the 'Money Forward Cloud' lineup. It specializes in executing back-office tasks and is configured to link with 'Money Forward Cloud' by default. Users do not need to install, operate, or maintain an MCP server, and even those without specialized knowledge can use it. Furthermore, users can experience autonomous back-office operations solely with 'Money Forward AI Cowork' without contracting other AI services.

< 'Money Forward AI Cowork' Concept Movie >

Features of 'Money Forward AI Cowork'

- Multiple AI agents collaborate to complete tasks via natural language Even with vague instructions like 'Process this month's accounting tasks,' the AI highly interprets the user's intent. Multiple AI agents can work in parallel and autonomously to complete tasks such as issuing invoices, requesting payments, reconciling deposits, and forecasting cash flows. Users can also select which AI agents to use themselves.

- Open design where the optimal AI agent executes the task In addition to the 'Money Forward AI Agent' developed and provided by the company, users can combine AI agents provided by development partners or their own custom 'My Agents'. An orchestrator agent understands the intent from the user's instructions and can distribute tasks to multiple AI agents.

- UX optimized for business use In addition to the chat format, it adopts a UX that maximizes business efficiency, such as allowing routine tasks to be started immediately by selecting them from an 'Agent List'. It also features a push-type function where AI agents propose 'tasks to do now' and an AI help desk function that answers internal knowledge queries.

- Enterprise-level governance functions Equipped with a 'Guardrail function' to ensure the AI always operates according to correct company rules. It also has a governance system built so that medium and enterprise companies can implement it with peace of mind, featuring a 'Draft & Approve' process where humans review and approve drafts created by AI, as well as AI audit logs.

- Advanced integration with 'Money Forward Cloud' 'Money For...