[Coco Moola] Conducted a questionnaire survey regarding SMBC Mobit's card loans
Zero Accel has conducted a survey on SMBC Mobit's card loans.
📋 Article Processing Timeline
- 📰 Published: March 28, 2026 at 16:59
- 🔍 Collected: March 28, 2026 at 21:59 (5h 0m after Published)
- 🤖 AI Analyzed: April 6, 2026 at 14:08 (208h 9m after Collected)

※You can view the article created based on the survey results at the following links:
SMBC Mobit: https://cc-moola.com/cardloan/item/mobit
Comprehensive Ranking: https://cc-moola.com/cardloan/ranking
※The results of the questionnaire survey can be viewed here.
https://cc-moola.com/cardloan/survey/mobit-questionnaire
Survey Summary
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The most common reason for choosing the service was "The web-only process seemed easy" (approx. 42%). When actually using it, the ability to "borrow and repay with just a smartphone" was the most highly praised feature, highlighting the convenience of being able to use it from anywhere.
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The loan speed is also extremely fast, with a total of about 60% of people receiving their loan on the "same day of application." Half of those completed the loan process within an hour, confirming its overwhelming ability to handle sudden expenses.
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Regarding the psychological hurdle of "phone calls to the workplace," about 27% responded that it was "completed via documentation (no phone call)." Many also noted that "there was a confirmation call to my mobile, but not to my workplace" (19.23%), indicating that the feature of "no phone calls to the workplace in principle" is reflected in actual screenings.
Independent Questionnaire Survey on SMBC Mobit Card Loans
| Survey Method | Internet Research |
|---|---|
| Tools used for survey | ... |