[Important] Survey on Awareness Regarding the "Working Senior Pension System Revision" to be Implemented in April 2026: Over 40% Aim to Actively Exceed Monthly Income of ¥650,000 Following the Revision

Ageless Inc. (Headquarters: Shinagawa-ku, Tokyo; Representative Director: Takao Koide; hereinafter referred to as "Ageless"), which develops human resource-related services for middle-aged and senior individuals, conducted a survey on employment awareness among 347 users of Ageless services, in anticipation of the revision of the working senior pension system (hereinafter referred to as "the System Revision") to be implemented in April 2026.

The System Revision will raise the threshold amount (total of wages and old-age employees' pension) at which pension payments are reduced from ¥510,000 per month to ¥650,000 per month, starting April 2026. This is expected to alleviate concerns of "working for less" among seniors with advanced skills and contribute to resolving labor shortages.
The survey results showed that over 40% responded that they would "actively aim for a monthly income exceeding ¥650,000" after the System Revision, followed by over 30% who responded that they would "work within the range not exceeding ¥650,000 (prioritizing full pension receipt)". This indicates a trend towards choosing diverse work styles that suit individual lifestyles, taking advantage of the system revision.

＜Survey Summary＞

1. Approximately 60% of those aged 60 and over are aware of the "increase in the adjustment amount for pension suspension to ¥650,000," while only about 30% of those aged 50 and under are aware.

2. 【Work Style After Revision】 "Still undecided (over 40%)" was the most common response. However, among those aged 50 and under, "desire to shift to higher-paying, higher-workload jobs (approx. 40%)" was the most common.

3. The biggest reason for wanting to "shift to higher-paying, higher-workload jobs" is "maximizing take-home income (approx. 80%)," followed by "utilizing one's own skills (approx. 60%)."

4. After the System Revision, over 40% aim to "actively exceed a monthly income of ¥650,000," while over 30% plan to "work within the range not exceeding ¥650,000 (prioritizing full pension receipt)."

1. Approximately 60% of those aged 60 and over are aware of the "increase in the adjustment amount for pension suspension to ¥650,000," while only about 30% of those aged 50 and under are aware.

When asked whether they were aware that the threshold amount (total of wages and old-age employees' pension) at which pension payments are reduced would be raised from ¥510,000 to ¥650,000 per month starting April 2026, 56.4% of those aged 60 and over (age group approaching or receiving benefits) answered "aware," while only 25.2% of those aged 50 and under were aware.

2. 【Work Style After Revision】 "Still undecided (over 40%)" was the most common response. However, among those aged 50 and under, "desire to shift to higher-paying, higher-workload jobs (approx. 40%)" was the most common.

When asked how they wanted to change their work style after the System Revision, 23.6% responded "desire to shift to higher-paying, higher-workload projects," while 29.2% responded "no particular change." Furthermore, 44.3% responded "still undecided," making it the most common answer.

On the other hand, when focusing on respondents aged 50 and under, 38.6% responded "desire to shift to higher-paying, higher-workload projects," making it the most common response. This suggests that they are positively considering options such as "increasing working hours" or "switching to higher-paying projects" as a result of the System Revision.

3. The biggest reason for wanting to "shift to higher-paying, higher-workload jobs" is "maximizing take-home income (approx. 80%)," followed by "utilizing one's own skills (approx. 60%)."

When asked about the main reasons for those who responded "desire to shift to higher-paying, higher-workload projects" regarding their work style after the revision, "maximizing take-home income" was the most common reason at 81.3%. This was followed by "utilizing one's own skills" at 54.2%, and "contributing to understaffed fields" at 20.8%. This indicates the desire of senior IT professionals to continue leveraging their accumulated expertise while prioritizing financial aspects.

4. After the System Revision, over 40% aim to "actively exceed a monthly income of ¥650,000," while over 30% plan to "work within the range not exceeding ¥650,000 (prioritizing full pension receipt)."

When asked about income goals after the System Revision, 41.8% responded "actively aiming for a monthly income exceeding ¥650,000," which is over 40%. On the other hand, 31.1% responded "working within the range not exceeding ¥650,000 (prioritizing full pension receipt)." This reflects not only economic reasons for wanting to avoid pension reductions but also considerations for health status and the desire of the senior generation to optimize "work-life balance" after many years of career.

【Comment】 From Noriko Sato, Senior Consultant, Ageless Inc. Human Resources Introduction Business Department

As a career counselor, I meet many people and truly feel that the attitudes of middle-aged and senior individuals towards work are changing significantly.
As if to support the strong desire for "maximizing take-home income" and "utilizing specialized skills" shown by those in their 50s in this survey, the cut-off point for pension reductions while working (adjustment amount for suspension) will be raised to "¥650,000" from April 2026. This will make it easier to fulfill the wishes of "earning more" and "leveraging skills."
On the other hand, income is not the only important factor. As about 30% of respondents in this survey hope, there are also paths to work in a way that suits oneself within the pension framework, while maintaining health and work-life balance. The old "retirement at 60" is now merely a milestone. While there may be anxieties about changing jobs in one's 50s, this is also a sign of anticipation for a new beginning.
Leveraging the skills and experience carefully accumulated through one's career in a new environment, and finding personal job satisfaction. Valuing work-life balance while taking care of one's physical and mental well-being. Polishing oneself through reskilling and enjoying daily life. Redesigning one's career in this way will surely make the latter half of life more colorful.

About Ageless Inc.

Ageless Inc., with its mission to "eliminate age-related constraints," provides human resource-related services primarily for middle-aged and senior individuals.

■ Project Matching Service for Freelancers "Ageless Freelance"

■ Human Resources Introduction Service "Ageless Agent"

■ Job and Career Change Site Specializing in High-Class IT Professionals Aged 40-50 "Ageless Career"

■ Sales Consulting Service "Ageless Sales Pro"

■ Modernization Solution for Legacy Systems Combining Expertise of Veteran Generations and AI Technology
　"Ageless Digital Solutions"

【Company Profile】

Company Name: Ageless Inc.

Location: 10F, FORECAST Gotanda WEST, 8-9-5 Nishi-Gotanda, Shinagawa-ku, Tokyo 141-0031

Established: October 1, 2021

Representative Director: Takao Koide

Capital: ¥432 million (including capital reserve)

URL: https://ageless.co.jp/

Contact for Inquiries Regarding This Release

Ageless Inc. Public Relations Department

Email: pr@ageless.co.jp