[SUSTEN] Obtains Patent for Proprietary NISA Optimization Technology for 'Auto NISA', Launches Limited-Time Campaign to Commemorate the Patent
susten capital management Inc. announced it has obtained a patent for its NISA optimization technology used in its 'Auto NISA' service. A commemorative campaign offering up to 3,000 yen runs from April 24, 2026.
📋 Article Processing Timeline
- 📰 Published: April 24, 2026 at 20:30
- 🔍 Collected: April 24, 2026 at 12:01
- 🤖 AI Analyzed: April 25, 2026 at 02:44 (14h 42m after Collected)
susten capital management Inc. (Headquarters: Minato-ku, Tokyo; Representative Directors: Dai Okano, Masafumi Yamaguchi; hereinafter 'the Company'), provider of the automated asset management service 'SUSTEN', announces that it has obtained a patent for the technology related to the NISA optimization feature equipped in its automated operation service, 'Auto NISA'.
Additionally, starting today, April 24, we are launching a campaign to commemorate the acquisition of this patent.
■ Patent Overview
Patent Number: Patent No. 7843063
Patent Holder: susten capital management Inc.
Title of Invention: Information processing method, program, and information processing device
Registration Date: April 1, 2026
■ About the Patent Acquisition
The mechanism for which the Company has recently acquired a patent is a unique information processing technology designed to maximize tax-free benefits based on the constraints of the NISA system.
With this feature, it is expected that individual investors using NISA accounts will be able to utilize NISA smartly without needing a detailed understanding of the system's complex mechanics.
■ Main Features Implemented
Automated Tax-Free Allocation Feature
Automatically allocates deposited amounts via transfer or savings into the Growth Investment Quota and the Tsumitate (Accumulation) Investment Quota to maximize their utility.
Automated Allowance Saving Feature
A saving feature that automatically executes repurchases or lowers the principal during market downturns, effectively expanding the NISA allowance. We estimate that this saving feature can provide an allowance expansion effect of approximately 1.4 million yen for the average investor*.
*Estimate based on our simulation (assuming an initial investment of 800,000 yen and monthly accumulation of 30,000 yen continued for 30 years for a risk level 5 investment).
Tsumitate Investment Quota Priority Allocation
Automatically adjusts deposits and withdrawals so that investments utilize the less flexible 'Tsumitate Investment Quota' first, and withdrawals leave funds in the 'Tsumitate Investment Quota' whenever possible.
*Depending on the customer's risk level, investment amount, and the 'Allowance Saving' feature, a portion of the accumulated amount may be managed in the 'Growth Investment Quota' or a 'Taxable Account'. As a result, the entire annual tax-free allowance may not be consumed. Please check here for details.
Expected Return Priority Allocation
When investing or planning to invest in multiple securities (investment trusts), it automatically adjusts usage so that purchases in the tax-free account are prioritized for those with the highest expected returns.
■ Background of Patent Acquisition
Until now, the size of returns and costs have been emphasized in asset management. However, since 2024, when the new NISA system began, 'optimization of NISA usage itself' has emerged as having potentially greater economic significance.
Depending on how NISA is used, even with the same investment amount, the tax-free allowance can be depleted or effectively increased. In other words, how appropriately a NISA account is utilized dictates the outcome of asset management.
Therefore, SUSTEN thoroughly researched the characteristics and constraints of the system changes and developed optimization technology specialized for NISA ahead of the industry.
■ Future Outlook
SUSTEN will continue to make comprehensive improvements, from investment strategies and costs to system utilization, to provide the best possible NISA service.
By 2029, when investors might exhaust their maximum tax-free holding limit for NISA (18 million yen), we plan to implement an 'Automated Replacement Trading Feature' that compares the expected returns of securities held in both NISA and taxable accounts and automatically swaps the held assets.
Please take advantage of SUSTEN's 'Auto NISA', which automatically realizes ideal long-term investments.
■ Commemorative Campaign Launched
To allow more people to experience the 'NISA Optimization Feature', SUSTEN is running a special campaign to commemorate the patent acquisition.
Campaign Overview
[Campaign 01]
Open a new NISA account and deposit 100,000 yen or more to receive a 2,000 yen gift!
[Campaign 02]
Double achievement for more benefits! In addition to Campaign 01's conditions, continue to accumulate 10,000 yen or more for 3 consecutive months to receive a total of 3,000 yen!
Campaign Period: Friday, April 24, 2026 – Friday, July 31, 2026
For details, please check the 'SUSTEN Auto NISA Patent Commemoration Campaign' special page.
URL: https://www.susten.jp/campaign/202604
About susten capital management Inc.
susten capital management Inc. was established under the vision of 'realizing a sustainable society where everyone can live with peace of mind.' We review the high-cost structure of Japan's asset management services, particularly in areas where market principles struggle to function...
Additionally, starting today, April 24, we are launching a campaign to commemorate the acquisition of this patent.
■ Patent Overview
Patent Number: Patent No. 7843063
Patent Holder: susten capital management Inc.
Title of Invention: Information processing method, program, and information processing device
Registration Date: April 1, 2026
■ About the Patent Acquisition
The mechanism for which the Company has recently acquired a patent is a unique information processing technology designed to maximize tax-free benefits based on the constraints of the NISA system.
With this feature, it is expected that individual investors using NISA accounts will be able to utilize NISA smartly without needing a detailed understanding of the system's complex mechanics.
■ Main Features Implemented
Automated Tax-Free Allocation Feature
Automatically allocates deposited amounts via transfer or savings into the Growth Investment Quota and the Tsumitate (Accumulation) Investment Quota to maximize their utility.
Automated Allowance Saving Feature
A saving feature that automatically executes repurchases or lowers the principal during market downturns, effectively expanding the NISA allowance. We estimate that this saving feature can provide an allowance expansion effect of approximately 1.4 million yen for the average investor*.
*Estimate based on our simulation (assuming an initial investment of 800,000 yen and monthly accumulation of 30,000 yen continued for 30 years for a risk level 5 investment).
Tsumitate Investment Quota Priority Allocation
Automatically adjusts deposits and withdrawals so that investments utilize the less flexible 'Tsumitate Investment Quota' first, and withdrawals leave funds in the 'Tsumitate Investment Quota' whenever possible.
*Depending on the customer's risk level, investment amount, and the 'Allowance Saving' feature, a portion of the accumulated amount may be managed in the 'Growth Investment Quota' or a 'Taxable Account'. As a result, the entire annual tax-free allowance may not be consumed. Please check here for details.
Expected Return Priority Allocation
When investing or planning to invest in multiple securities (investment trusts), it automatically adjusts usage so that purchases in the tax-free account are prioritized for those with the highest expected returns.
■ Background of Patent Acquisition
Until now, the size of returns and costs have been emphasized in asset management. However, since 2024, when the new NISA system began, 'optimization of NISA usage itself' has emerged as having potentially greater economic significance.
Depending on how NISA is used, even with the same investment amount, the tax-free allowance can be depleted or effectively increased. In other words, how appropriately a NISA account is utilized dictates the outcome of asset management.
Therefore, SUSTEN thoroughly researched the characteristics and constraints of the system changes and developed optimization technology specialized for NISA ahead of the industry.
■ Future Outlook
SUSTEN will continue to make comprehensive improvements, from investment strategies and costs to system utilization, to provide the best possible NISA service.
By 2029, when investors might exhaust their maximum tax-free holding limit for NISA (18 million yen), we plan to implement an 'Automated Replacement Trading Feature' that compares the expected returns of securities held in both NISA and taxable accounts and automatically swaps the held assets.
Please take advantage of SUSTEN's 'Auto NISA', which automatically realizes ideal long-term investments.
■ Commemorative Campaign Launched
To allow more people to experience the 'NISA Optimization Feature', SUSTEN is running a special campaign to commemorate the patent acquisition.
Campaign Overview
[Campaign 01]
Open a new NISA account and deposit 100,000 yen or more to receive a 2,000 yen gift!
[Campaign 02]
Double achievement for more benefits! In addition to Campaign 01's conditions, continue to accumulate 10,000 yen or more for 3 consecutive months to receive a total of 3,000 yen!
Campaign Period: Friday, April 24, 2026 – Friday, July 31, 2026
For details, please check the 'SUSTEN Auto NISA Patent Commemoration Campaign' special page.
URL: https://www.susten.jp/campaign/202604
About susten capital management Inc.
susten capital management Inc. was established under the vision of 'realizing a sustainable society where everyone can live with peace of mind.' We review the high-cost structure of Japan's asset management services, particularly in areas where market principles struggle to function...