“Are Your Parents Receiving Their Pension Properly?” — Mycat Releases 7-System Checklist for Children to Verify

"Are my parents properly receiving their pension?" -- Many children have this question, but not many families actually check. The complexity of the pension system and the assumption by the parent generation that "they are receiving everything they are entitled to" often lead to overlooked claims.

"Nenkin Checker" (https://nenkin.xyz), operated by Mycat Inc., offers a free eligibility diagnosis for the following seven systems as a checklist that children can use to verify on behalf of their parents.

7 Systems to Check

1. Additional Pension for Dependents (Kakyū Nenkin): If a parent with 20 or more years of Employees' Pension has a spouse under 65, an additional annual amount of up to approximately 390,000 yen.

2. Transfer Addition (Furikae Kasan): When a spouse who was eligible for the Additional Pension for Dependents turns 65, it is added to their own Basic Pension. The amount varies depending on the date of birth.

3. Pensioner Support Benefit: Up to 5,310 yen per month for pension recipients in households exempt from resident tax. Return of the guidance document is required.

4. Survivors' Pension: Can be claimed upon the death of a spouse. In some cases, eligibility continues if the survivor has not remarried.

5. Special Disability Allowance: Approximately 28,000 yen per month for severely disabled individuals living at home (equivalent to long-term care levels 4-5). Application to the municipal government is required.

6. Disability Deduction: Seniors aged 65 or older who have received long-term care certification can apply for income tax and resident tax disability deductions by obtaining a "Certificate of Eligibility for Disability Deduction."

7. High-Cost Long-Term Care Service Fee: Reimbursement when the monthly self-payment for long-term care insurance exceeds the upper limit. Reimbursement will not be issued without an application.

Why Children Should Provide Support

All these systems operate on an "application principle," meaning you won't receive benefits unless you apply. Especially for parents aged 75 and older, there are many cases where they are unaware of system changes or neglect procedures due to the burden of paperwork. Nenkin Checker can diagnose all seven systems in about 2 minutes, and from the results screen, users can also access guidance on the application procedures for each system.

We encourage you to use it as a "pension health check" to review with your parents during visits or phone calls.

▼ Details of this matter
https://nenkin.xyz/news/family-check

■ Company Profile
Company Name: Mycat Inc.
Established: February 5, 2025
Location: 2-7-22 Mita, Meguro-ku, Tokyo
Business Activities: Planning, development, and operation of AI-powered services for SMEs and individuals
Corporate Website: https://mycat.business
Contact: info@mycat.love