Securities Report - 206th Period (2025/04/01 - 2026/03/31)

Fukui Bank Securities Report - 206th Period (2025/04/01 - 2026/03/31)

Company Overview Fukui Bank is a bank that provides financial services rooted in the local community. The head office is located in Fukui City, Fukui Prefecture, and contributes to the economic development of the region.

Performance Overview The performance for the 206th period saw a 10% increase in sales compared to the previous period, and profits also increased by 5%. The main sources of revenue are corporate lending services and personal deposit services.

Financial Status The financial status is stable, maintaining a capital adequacy ratio of 12%. The current ratio also exceeds 1.5, confirming financial soundness.

Future Strategy For future strategies, the bank will focus on promoting digitalization and the development of new businesses. In particular, it will strengthen online banking services and the development of region-specific financial products.

Risk Factors Interest rate fluctuations and credit risk are the main risk factors. To address these risks, the bank has established an appropriate risk management system.

Conclusion Fukui Bank continues to provide financial services rooted in the local community, contributing to regional economic development. The bank aims for sustainable growth by steadily promoting its future strategies.