Wise Launches Apple Pay Support for Individual and Business Customers in Japan
Wise's Japanese entity has launched Apple Pay support for Japanese Mastercard debit cardholders. This allows individual and business customers to add their Wise debit cards to Apple Wallet, enabling secure and easy payments with iPhone and Apple Watch at Mastercard contactless-enabled locations both domestically and internationally.
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- 📰 Published: May 12, 2026 at 23:40
- 🔍 Collected: May 12, 2026 at 15:02
- 🤖 AI Analyzed: May 12, 2026 at 15:50 (47 min after Collected)
Tokyo, Japan, May 12, 2026 – Wise Payments Japan K.K. (Headquarters: Chuo-ku, Tokyo, hereinafter referred to as "the Company"), the Japanese subsidiary of Wise (Headquarters: London, UK, pronounced: "Wise"), a fintech company providing global international money transfer and payment services, has launched Apple Pay support for customers holding Japanese Mastercard debit cards. Apple Pay is a payment method that allows for easy payments in stores, apps, and online, while ensuring privacy protection and thorough security.
Individual and business customers in Japan can now add their Wise debit cards to Apple Wallet, enabling payments with iPhone and Apple Watch. Fast and secure payments are possible anywhere Mastercard contactless payment (contactless) logo is displayed, whether domestically or internationally, including stores, online, apps, and public transportation.
This Apple Pay integration responds to the growing demand for cashless payments in Japan. According to the Ministry of Economy, Trade and Industry, cashless payments in Japan reached 58% of total consumer payments in 2025. Furthermore, Wise's data indicates that users who utilize cards with mobile wallets are 1.5 times more likely to make transactions compared to those using physical cards.
Payments with Apple Pay are very simple. After double-clicking the side button and authenticating, simply hold your iPhone or Apple Watch near the payment terminal. All Apple Pay payments are secured by Face ID, Touch ID, Optic ID, or the device's passcode for authentication, plus a unique dynamic security code for each transaction. Apple Pay can be used in many locations that support contactless payments, such as supermarkets, pharmacies, restaurants, cafes, and retailers.
Additionally, with iPhone, iPad, Mac, and Apple Vision Pro, in-app and website shopping is smoother, eliminating the need to repeatedly create accounts or enter contact information, card details, and shipping/billing information.
Further Ease of Use and Superior Security
In addition to physical cards, customers can instantly issue up to three digital cards from the Wise app and add them to Apple Wallet. Wise debit cards can be frozen and unfrozen at any time from the app, and all transactions can be tracked in real-time. Customers can also use multiple cards for different spending purposes.
Apple Pay is designed with security and privacy protection as its top priority. When using debit or credit cards via Apple Pay, actual card numbers are never stored on the device or Apple's servers. Instead, a unique device-specific number is issued and securely stored in a certified industry-standard chip called the "Secure Element" in an encrypted state.
Mika Sei, Country Manager of Wise Payments Japan, stated:
"The demand for mobile wallet contactless payments in Japan is growing rapidly, and we are delighted to offer Apple Pay to our Mastercard debit cardholders. This has been one of the most requested features from our customers. With this integration, the Wise debit card, which allows use of over 40 currencies at mid-market exchange rates with no hidden costs, will be combined with Apple Pay's easy and secure payment experience. We are honored to deliver the seamless Apple Pay experience along with Wise's convenience and transparency to our customers through our collaboration with Apple."
Steps to Get Started
To add your Wise debit card to Apple Wallet and start paying with Apple Pay, please follow these steps:
1. Open the Wise app
2. Tap the "Card" tab to view available cards
3. Select the card you wish to add and tap "Add to Apple Wallet"
Once the card is added, you can make payments in Japan and overseas at stores displaying the Apple Pay or Mastercard contactless payment logo.
About Wise
Wise is a global technology company building the best way to move money around the world.
Wise Account and Wise Business allow individuals and businesses to move money globally.
Individual and business customers in Japan can now add their Wise debit cards to Apple Wallet, enabling payments with iPhone and Apple Watch. Fast and secure payments are possible anywhere Mastercard contactless payment (contactless) logo is displayed, whether domestically or internationally, including stores, online, apps, and public transportation.
This Apple Pay integration responds to the growing demand for cashless payments in Japan. According to the Ministry of Economy, Trade and Industry, cashless payments in Japan reached 58% of total consumer payments in 2025. Furthermore, Wise's data indicates that users who utilize cards with mobile wallets are 1.5 times more likely to make transactions compared to those using physical cards.
Payments with Apple Pay are very simple. After double-clicking the side button and authenticating, simply hold your iPhone or Apple Watch near the payment terminal. All Apple Pay payments are secured by Face ID, Touch ID, Optic ID, or the device's passcode for authentication, plus a unique dynamic security code for each transaction. Apple Pay can be used in many locations that support contactless payments, such as supermarkets, pharmacies, restaurants, cafes, and retailers.
Additionally, with iPhone, iPad, Mac, and Apple Vision Pro, in-app and website shopping is smoother, eliminating the need to repeatedly create accounts or enter contact information, card details, and shipping/billing information.
Further Ease of Use and Superior Security
In addition to physical cards, customers can instantly issue up to three digital cards from the Wise app and add them to Apple Wallet. Wise debit cards can be frozen and unfrozen at any time from the app, and all transactions can be tracked in real-time. Customers can also use multiple cards for different spending purposes.
Apple Pay is designed with security and privacy protection as its top priority. When using debit or credit cards via Apple Pay, actual card numbers are never stored on the device or Apple's servers. Instead, a unique device-specific number is issued and securely stored in a certified industry-standard chip called the "Secure Element" in an encrypted state.
Mika Sei, Country Manager of Wise Payments Japan, stated:
"The demand for mobile wallet contactless payments in Japan is growing rapidly, and we are delighted to offer Apple Pay to our Mastercard debit cardholders. This has been one of the most requested features from our customers. With this integration, the Wise debit card, which allows use of over 40 currencies at mid-market exchange rates with no hidden costs, will be combined with Apple Pay's easy and secure payment experience. We are honored to deliver the seamless Apple Pay experience along with Wise's convenience and transparency to our customers through our collaboration with Apple."
Steps to Get Started
To add your Wise debit card to Apple Wallet and start paying with Apple Pay, please follow these steps:
1. Open the Wise app
2. Tap the "Card" tab to view available cards
3. Select the card you wish to add and tap "Add to Apple Wallet"
Once the card is added, you can make payments in Japan and overseas at stores displaying the Apple Pay or Mastercard contactless payment logo.
About Wise
Wise is a global technology company building the best way to move money around the world.
Wise Account and Wise Business allow individuals and businesses to move money globally.