Cloud Loan Inc. (Headquarters: Tokyo, Representative Director: Daisuke Murata, hereinafter "the Company") is pleased to announce that its business funding matching service "Tasukari" (https://tasukari.jp/), which serves businesses in the construction and real estate industries, among others, has begun listing the "Real Estate Secured Loan for Businesses" offered by Saison Fundex Co., Ltd. (Headquarters: Tokyo, Representative Director: Yoshiaki Miura, hereinafter "Saison Fundex").

This partnership will enable businesses and sole proprietors in the construction and real estate industries, among others, who use Tasukari, to add flexible funding options utilizing their owned real estate, even if they have difficulty passing bank loan screenings.

Background of the Partnership

Tasukari is a business funding matching service that allows businesses across a wide range of industries, including construction, real estate, logistics, transportation, manufacturing, and services, to compare and apply for multiple financial institutions and financial services in a one-stop manner.

To address the diverse funding challenges faced by each industry, such as rising material and labor costs and long payment terms for construction and transaction payments, we have expanded our lineup primarily with business loans from banks and non-banks. However, we have received many requests from businesses seeking larger amounts, longer-term funding, or those who have difficulty passing bank loan screenings due to, for example, operating at a loss.

Saison Fundex's "Real Estate Secured Loan for Businesses" supports high-value loans of up to 500 million yen and features flexible screening criteria unique to non-banks, allowing for consultations even with companies that have operating losses or are undergoing rescheduling.

Furthermore, the use of funds is generally free as long as it is for business purposes. The construction and real estate industries often have significant funding needs, such as for real estate acquisition or advances for construction and purchase payments, and frequently own real estate or have real estate owned by their executives. Therefore, it was determined that this partnership aligns well with Tasukari's policy of "increasing funding options for businesses," leading to this collaboration.

Key Features of the "Real Estate Secured Loan for Businesses"

Supports high-value loans of up to 500 million yen, enabling the procurement of substantial business funds.

Flexible screening criteria that allow for consultations even with companies experiencing operating losses or rescheduling.

Use of funds is generally free for business purposes (e.g., working capital, procurement funds, tax payments, real estate acquisition funds).

Repayment periods range from 5 to 25 years, allowing for long-term borrowing.

Available for corporations and sole proprietors. Applications can be made via the internet or phone, with preliminary screening responses as fast as the same day.

Future Developments

Going forward, the Company will continue to expand the lineup of partner financial institutions and financial services on Tasukari to meet the diverse funding needs of businesses across a wide range of industries, including construction and real estate.

By adding options for large-amount, long-term funding such as real estate-secured loans, in addition to business loans, we will strengthen our system for proposing optimal funding methods regardless of industry, business size, or phase.

With the mission of "Funding options for all businesses," the Company will continue to enhance the value of both Tasukari and our personal loan comparison service "Crowd Loan" through collaboration with various financial institutions.

About Cloud Loan Inc.

Headquarters: 8-1-2 Nishi-Shinjuku, Shinjuku-ku, Tokyo PMO Nishi-Shinjuku 6F

Representative Director: Daisuke Murata

Business Activities: Operation of loan comparison and application services "Crowd Loan" and "Tasukari"

Crowd Loan URL: https://crowdloan.jp/

Tasukari URL: https://tasukari.jp/

FACT BOX

  • Source: PR TIMES
  • Category: サービス開始