YTGATE 與日本郵便強化業務合作，提升 EC 交易詐欺對策
YTGATE 與日本郵便合作，強化跨足支付與物流的 EC 詐欺對策。
📋 文章處理履歷
- 📰 發表: 2026年3月30日 19:01
- 🔍 收集: 2026年3月30日 22:56（發表後3小時54分鐘）
- 🤖 AI分析完成: 2026年4月16日 08:01（收集後393小時5分鐘）
株式會社 YTGATE（總部：東京都中央區，代表取締役：高橋祐太郎，以下簡稱「YTGATE」）將於 2026 年 4 月 1 日起，與株式會社日本郵便（總部：東京都千代田區，代表取締役社長：小池信也，以下簡稱「日本郵便」）展開業務合作，旨在防止 EC 交易中的詐欺性收貨。
合作概要
YTGATE 的優勢在於其為 EC 事業者提供的支付認證率改善諮詢服務以及詐欺對策支援中所累積的高度分析能力、改善訣竅及與信用卡公司的合作實績。另一方面，日本郵便則以其遍及全國的物流網絡和配送實績為基礎，長年來扮演著重要的社會基礎設施角色。
目前的線上購物中，存在著「矛盾」現象：強化詐欺對策會損害使用者體驗，而優先考量使用者體驗則容易發生詐欺行為。本次合作將結合雙方的優勢，力求化解此一矛盾，為善良的使用者提供流暢的購物體驗，同時對惡意使用者進行適當的阻擋，實現兩者的平衡。
在此次合作中，YTGATE 將運用其提供詐欺偵測、購物車放棄防止及支付數據可視化的一站式 SaaS 服務「YTGuard」，為全國的 EC 事業者提供「支付健康檢查」及優化支援。在抑制詐欺交易的前提下，透過將支付成功率維持在高水平，以期同時達成 EC 事業者的銷售最大化與風險降低。
以此合作為起點，我們將致力於整備讓 EC 事業者能安心拓展業務的環境，並推動建構一個健全且值得信賴的 EC 交易基礎設施，讓消費者能夠安全順暢地購買並確實收到商品。
合作背景
隨著 EC 市場的擴大，信用卡支付的詐欺交易已成為嚴重的社會問題。根據日本信用協會（JCA）的發布，2025 年信用卡詐欺損害金額預計將累計超過 510 億日圓，詐欺損害規模持續維持在高水平。此外，雖然 2025 年 4 月義務化的 3D 安全驗證在一定程度上抑制了以盜用卡號為主的詐欺行為，但偽造卡片造成的損害卻比前一年增加了 22.0%，顯示詐欺手法日益複雜化、多樣化。（※）
在此情況下，僅依賴支付、配送、收貨等個別領域資訊的對策，已難以充分捕捉詐欺的跡象並做出精確應對。
基於這樣的課題認知，YTGATE 與日本郵便達成了共識：「不將支付與物流割裂，而是透過整個交易流程來應對詐欺，才能提升 EC 交易的信賴性，進而有助於提升整個社會的安全性」，並因此展開了本次合作。
※一般社團法人日本信用協會 信用卡詐欺損害統計結果
常見問題
What is the main goal of the business alliance between YTGATE and Japan Post?
The main goal is to strengthen fraud prevention measures for EC (e-commerce) transactions, specifically focusing on preventing fraudulent receipt of goods.
When will the business alliance officially begin?
The business alliance is scheduled to commence on April 1, 2026.
What are the respective strengths that YTGATE and Japan Post bring to this partnership?
YTGATE brings advanced analytical capabilities, improvement know-how, and collaboration experience in payment approval and fraud prevention for EC businesses. Japan Post contributes its nationwide logistics network and extensive delivery track record.
How does this partnership aim to solve the 'dilemma' in current EC shopping?
The partnership aims to resolve the dilemma where strengthening fraud prevention can harm user experience, and prioritizing user experience can increase fraud. By combining their strengths, they intend to provide a smooth experience for legitimate users while effectively blocking malicious ones.
What specific service will YTGATE provide to EC businesses?
YTGATE will utilize its SaaS product "YTGuard" to offer integrated services including fraud detection, cart abandonment prevention, and payment data visualization. They will provide 'payment health checks' and optimization support to improve payment success rates and reduce risk.
What is the background driving this collaboration?
The increasing scale of fraudulent credit card transactions in the expanding EC market, coupled with the complexity and diversity of fraud methods, necessitates a more comprehensive approach. The current fragmented countermeasures are insufficient.
What is the projected financial impact of credit card fraud in Japan?
According to the Japan Credit Association, the cumulative damage from fraudulent credit card use is projected to exceed 51 billion yen in 2025.
What is the core belief behind this partnership?
The core belief is that addressing fraud throughout the entire transaction flow, without segmenting payment and logistics, is crucial for enhancing the reliability of EC transactions and improving overall societal safety.
What is the main goal of the business alliance between YTGATE and Japan Post?
The main goal is to strengthen fraud prevention measures for EC (e-commerce) transactions, specifically focusing on preventing fraudulent receipt of goods.
When will the business alliance officially begin?
The business alliance is scheduled to commence on April 1, 2026.
What are the respective strengths that YTGATE and Japan Post bring to this partnership?
YTGATE brings advanced analytical capabilities, improvement know-how, and collaboration experience in payment approval and fraud prevention for EC businesses. Japan Post contributes its nationwide logistics network and extensive delivery track record.
How does this partnership aim to solve the 'dilemma' in current EC shopping?
The partnership aims to resolve the dilemma where strengthening fraud prevention can harm user experience, and prioritizing user experience can increase fraud. By combining their strengths, they intend to provide a smooth experience for legitimate users while effectively blocking malicious ones.
What specific service will YTGATE provide to EC businesses?
YTGATE will utilize its SaaS product "YTGuard" to offer integrated services including fraud detection, cart abandonment prevention, and payment data visualization. They will provide 'payment health checks' and optimization support to improve payment success rates and reduce risk.
What is the background driving this collaboration?
The increasing scale of fraudulent credit card transactions in the expanding EC market, coupled with the complexity and diversity of fraud methods, necessitates a more comprehensive approach. The current fragmented countermeasures are insufficient.
What is the projected financial impact of credit card fraud in Japan?
According to the Japan Credit Association, the cumulative damage from fraudulent credit card use is projected to exceed 51 billion yen in 2025.
What is the core belief behind this partnership?
The core belief is that addressing fraud throughout the entire transaction flow, without segmenting payment and logistics, is crucial for enhancing the reliability of EC transactions and improving overall societal safety.