UNI GROUP FZCO (Headquarters: Dubai Silicon Oasis, DDP Building A2, Dubai, United Arab Emirates; CEO: Saki Miyawaki) announces the successful delivery of a special lecture titled 'Is That 'Common Sense' Really Correct? Updating Misconceptions About Money and Life' for approximately 100 students (grades 10–12) at Matsumi High School on Tuesday, June 9, 2026.
This educational event was designed to help Gen-Z high school students understand the essential principles of 'the nature of money' and 'information literacy' in light of lowered legal adulthood and increasing financial education mandates. Saki Miyawaki, an investor based in Dubai, shared real-life experiences to guide students toward building a financially secure future.
*Note: This lecture is for educational purposes only and does not constitute solicitation of any specific financial product.
4 Common Misconceptions—How to Reevaluate Them Starting Today
During the lecture, Saki Miyawaki addressed the 'four common misconceptions' that many people unconsciously believe.
【Misconception 1】Keeping money in the bank is safe
➔ Saki explained the importance of diversifying asset management in response to economic changes such as inflation and currency fluctuations. In inflationary periods, the purchasing power of money declines. For example, money that previously bought 1 million yen worth of goods might only buy the equivalent of 980,000 yen. Even 100 million yen could lose half its value in 20 years. With current interest rates often lower than inflation, simply leaving money in a bank account can result in real losses—making diversified asset management essential.
【Misconception 2】Just invest in global index funds (Orkan) and S&P500
➔ Saki emphasized the importance of considering diverse investment options based on personal circumstances. While global index funds (Orkan) and U.S. stocks (S&P500) are popular, overconcentration carries risks. During market crashes like the pandemic, portfolios can lose half their value, and currency depreciation adds further risk. There are many other options, such as inflation-resistant assets like real estate and gold, business investments, or overseas property. Rather than chasing trends, it's crucial to diversify assets wisely.
【Misconception 3】Investing is scary and difficult
➔ Saki clearly distinguished between investing and speculation, sharing personal experiences to illustrate how acquiring foundational knowledge leads to better decision-making. Investing is about consistency, not overnight 10x or 20x gains. Speculation, on the other hand, is highly risky and can lead to total loss. Blindly following trends without understanding is dangerous. With time, knowledge, and discipline, investing becomes far less intimidating. Fear of investing often stems from lack of knowledge—once you learn, fear fades.
【Misconception 4】Investing through NISA is safe
➔ Saki stressed the importance of asking fundamental questions like 'Why am I building wealth?' when using financial systems like NISA. While NISA is a valuable tool that leverages time, turning it into a source of financial strain—such as cutting essential living expenses just to invest—is counterproductive. Money unused has no value. Saki herself prioritized 'experiential value' as a student, traveling overseas frequently. It's vital to avoid unrealistic investments and instead begin NISA with clear personal goals.
The 3 Common Traits of Successful Wealth Builders
Saki introduced three key traits commonly found among those who succeed in wealth building:
1. Knowledge: Understanding how systems truly work
2. Action: Taking concrete steps
3. Time: Consistency and long-term commitment
She particularly emphasized to high school students: 'Adopting a long-term perspective is crucial when making financial decisions.' She also highlighted the importance of understanding the purpose of money and always reflecting on why you're building wealth.
How to Approach Information—"Good Deals Don't Come From Others"
In today's world flooded with financial information via social media and the internet, Saki urged students to develop strong information literacy.
• Good deals don't come from others
• Don't trust information from unknown sources
These two principles were presented as practical ways for high school students to evaluate information. Saki shared that when researching, she avoids unreliable online sources and instead learns from the direct words and actions of people who have achieved real success. This skill, she noted, applies not only to investing but also to career choices and everyday decision-making.
Student Feedback
After the lecture, an interactive Q&A session was held, during which students asked numerous thoughtful questions. Attendees shared feedback such as 'I gained a new perspective on money' and 'The tips on evaluating information were very helpful.'
Saki expressed her intention to continue delivering lectures to high school and middle school students. Through UNI GROUP FZCO, she plans to expand educational opportunities for the next generation in collaboration with academic institutions.
Special Lecture Overview
Date: Tuesday, June 9, 2026, 1:00 PM–2:30 PM
Venue: Nijo Industrial Nijiiro Hall, Mid-Size Conference Room (2-8-61 Kasukabe-Higashi, Kasukabe City, Saitama Prefecture)
Lecturer: Saki Miyawaki (CEO, UNI GROUP FZCO)
Participants: Approximately 100 students from Matsumi High School (grades 10–12)
Theme: 'Is That 'Common Sense' Really Correct?' Updating Misconceptions About Money and Life
Schedule:
• 1:00 PM–: Special Lecture (approx. 1 hour)
• 2:00 PM–: After-talk and Q&A (approx. 30 minutes)
• 2:30 PM: Conclusion
Book Gift for All Participants
To commemorate the event, each participating student received a copy of Saki Miyawaki's book, 'Why the World's New Affluent Don't Buy Orkan or S&P500' (published by KADOKAWA).
The book, which has surpassed 65,000 copies in circulation, explores the wealth-building mindsets of affluent individuals and investors worldwide, offering a global perspective on investing and economics.
By providing this book, the organizers hope to extend the learning beyond the classroom, encouraging students to continue reflecting on economics and career paths, and ultimately inspiring deeper thinking about their future and potential.
Lecturer Profile
Saki Miyawaki / CEO, UNI GROUP FZCO
Graduated from Ochanomizu University in 2020.
Based in Dubai, UAE.
Manages multiple companies while providing asset consulting for affluent individuals, entrepreneurs, and investors, as well as support for overseas relocation. Has supported over 270 individuals, helping many achieve overseas relocation and FIRE (Financial Independence, Retire Early). Her book 'Why the World's New Affluent Don't Buy Orkan or S&P500' (KADOKAWA) has sold over 65,000 copies. She is also the main speaker of the YouTube channel 'Saki's Overseas Real Estate Is the Only Way,' which has over 170,000 subscribers. Featured in numerous media outlets including PRESIDENT, Nikkan SPA!, Modern Business, Shukan Gendai, and Bijo Hyakka.
About Matsumi High School
Based in Kasukabe City, Saitama Prefecture, Matsumi High School is a designated skills education facility. Under the motto 'Finally found my place!', the school supports each student in realizing their dreams by respecting individuality and potential. It offers diverse learning formats—from five-day weekly attendance to once-a-week programs—tailored to each student's needs and goals.
▶ Official Website: https://uni-group.ae/
【Company Information】
Company Name: UNI GROUP FZCO
Representative: Saki Miyawaki
Address: Dubai Silicon Oasis, DDP Building A2, Dubai, United Arab Emirates
Business Activities: Overseas real estate investment consulting, overseas relocation and corporate setup support, operation of the wealth management community 'SAC', planning and distribution of YouTube content, organization of overseas inspection tours and seminars
URL: https://uni-group.ae/
Email: info@uni-group.ae
FACT BOX
- Source: PR TIMES
- Category: 実施報告
- Organizations: UNI GROUP FZCO / KADOKAWA