Tangem Launches "Tangem Pay" in Japan

Tangem, a global company providing self-custody crypto asset wallets, has announced the launch of its new service "Tangem Pay" in the Japanese market.

This service allows users to directly utilize crypto assets for daily payments while maintaining complete control over their assets (self-custody).

While the adoption of crypto assets is progressing, a major challenge has been "How to use them for daily payments while maintaining self-custody?"

Traditional crypto asset cards and payment services required processes such as:

・Moving assets to a custodial service

・Pre-conversion to fiat currency

・Dependence on third-party infrastructure

These processes involved effort and risk.

Tangem Pay was designed to solve this problem.

It combines on-chain asset management with global payment functionality and is directly integrated into the Tangem Wallet app. Users can charge their payment account with USDC on the Polygon network and make payments worldwide through a virtual Visa card.

This card can be added to Apple Pay or Google Pay and used at any Visa merchant, online or in-store.

Tangem Pay's architecture is designed to maintain user asset ownership at every stage. While many crypto asset cards rely on custodial storage or hot wallets, Tangem Pay keeps users' main assets in a self-custody environment. Funds are only moved when users charge their payment balance; other assets are securely stored within the Tangem Wallet. This separation of wallet and payment account allows access to regulated financial infrastructure without compromising security or privacy.

The user experience is designed to be simple and efficient. Once one-time identity verification for the payment account is completed, a virtual Visa card can be issued instantly within the app. Funding is also smooth, with the in-app swap function allowing conversion to USDC on Polygon without using external exchanges. After charging, payments can be made immediately, with real-time currency conversion at the time of transaction.

Furthermore, Tangem Pay employs a transparent fee structure.

There are no monthly fees, card issuance fees, or potential transaction fees from Tangem. The conversion from USDC to USD is 1:1, with only normal network fees and exchange fees applied as needed. This structure eliminates the complex fee structures found in many crypto asset cards.

[Turning Crypto Assets into Usable Money]

Tangem Pay, by leveraging Visa's global network, enables usage in various everyday scenarios such as:

・E-commerce sites (Amazon etc.)

・Subscriptions (Netflix, phone bills, etc.)

・Travel & Transportation (train and plane tickets, etc.)

・Retail (including vending machines and delivery services)

This allows crypto assets to evolve from "something to hold" to "something to use daily".

Tangem's expansion into Japan is supported by SBI Holdings, one of Japan's leading financial institutions actively involved in the digital asset sector. This strategic support signifies the growing demand for secure, user-driven crypto asset solutions and strengthens Tangem's presence in the Japanese market.

Tangem has aimed to popularize self-custody through its hardware wallet technology that balances security and simplicity. Its products are designed to allow users to have more control over their assets and use crypto assets more conveniently, by eliminating complexity while maintaining high security standards.

Furthermore, it is working on creating new security experiences that blend into daily life, such as the development of ring-type hardware wallets. Tangem Pay is currently available within the Tangem Wallet app. After setting up the wallet, users can enable the service, apply for a virtual Visa card, and complete identity verification to start making everyday payments with crypto assets within minutes.

About Tangem

Founded in 2017, Tangem is a Swiss company with a mission to simplify self-custody. Its hardware wallets are designed to work with an app, enabling secure and easy storage and management of digital assets. With the addition of "Tangem Pay", it provides an ecosystem that integrates "Store", "Grow", and "Spend", realizing a single platform where users have complete control from asset management to global payments.

Japan General Distributor: FORTUNE Inc.

Sales Site:

https://tangem-wallet.net/

Manufacturer: https://tangem.com/ja/

Exhibited as a wallet sponsor at TEAM SUMMIT 2026 held on April 7-8.