JCB Launches Merchant Screening Service for Cashless Payment Operators Using "Marcs"
JCB has begun offering an AI-powered Merchant Screening Service for cashless payment operators. Utilizing the "Marcs" system developed with Second Sight Analytica, it improves screening efficiency and quality.
📋 Article Processing Timeline
- 📰 Published: April 15, 2026 at 19:06
- 🔍 Collected: April 15, 2026 at 10:31
- 🤖 AI Analyzed: April 19, 2026 at 13:49 (99h 17m after Collected)
Second Sight Analytica, Inc.
JCB Co., Ltd.
JCB Co., Ltd. (Headquarters: Minato-ku, Tokyo; Chairman and CEO: Takayoshi Futae; hereinafter: JCB) will begin providing a "Merchant Screening Service" for cashless payment operators. This service enables cashless payment operators to improve the quality and efficiency of their merchant screening operations by utilizing "Marcs," a merchant screening system that combines the AI and data analysis technologies of Second Sight Analytica, Inc. (Headquarters: Chiyoda-ku, Tokyo; President: Hirokazu Takayama; hereinafter: Second Sight Analytica) with the screening know-how JCB has cultivated over many years.
* "Marcs" is a trademark pending by JCB Co., Ltd.
As announced in a press release distributed in February 2026 (*), the two companies signed a joint venture agreement to build a "Merchant Screening System" for cashless payment operators. The construction of this system has now been completed, and the provision of the merchant screening service has commenced.
* February press release: https://prtimes.jp/main/html/rd/p/000000062.000034194.html
About the Merchant Screening Service
Service Overview
Cashless payment operators can apply for merchant screening, conduct automated screening, and view screening results within their own environment through the merchant screening service utilizing "Marcs."
How to Use
- Register application data in "Marcs" (Cashless Payment Operator)
- Execution of automated screening (JCB)
- Final decision on merchant approval based on screening results (Cashless Payment Operator)
Service Features
1. High-quality and flexible screening
In addition to a safe and secure screening level reflecting the screening perspectives JCB has cultivated over many years, high-quality screening tailored to customers is realized by customizing screening logic according to the requests of cashless payment operators.
2. Highly accurate and rapid screening
By automatically collecting and analyzing merchant web information through advanced URL crawling technology and AI analysis, screening time is reduced.
3. Affordable service price
By providing general-purpose functions as a package, the service is offered at a lower price than developing it in-house.
Main Target Customers
It will be widely provided to businesses recruiting merchants for cashless payments, such as merchant management companies for credit cards, code payments, and electronic money in Japan, as well as payment gateway companies.
Background of the "Merchant Screening Service" Consideration
With the spread of cashless payments such as credit cards, electronic money, and code payments, the number of new merchants is increasing year by year. On the other hand, merchant screening operations place a heavy burden in terms of system construction, operation, and compliance with new laws and regulations.
Against this background, a service combining Second Sight Analytica's AI and data analysis technology with the know-how JCB has cultivated in merchant screening operations will be provided to reduce the burden of merchant screening operations for cashless payment operators. In the future, we will consider services that lead to a reduction in the burden of all merchant screening operations, including ongoing screening, rather than just initial merchant screening.
■ About Second Sight Analytica, Inc.
Name: Second Sight Analytica, Inc.
Location: RBM Kanda Bldg., 3 Kanda Nishifukudacho, Chiyoda-ku, Tokyo
Representative: Hirokazu Takayama, President and CEO
Founded: June 2016
Business: A specialized company providing services utilizing analytics and technology.
Conducts R&D on new technologies such as machine learning and deep learning, which are the core of "AI," and provides analytics consulting services for various industries and fields, as well as IT infrastructure and AI services (products) that run them.
URL: https://www.sxi.co.jp
■ About JCB Co., Ltd.
Name: JCB Co., Ltd.
Location: Aoyama Rise Square, 5-1-22 Minamiaoyama, Minato-ku, Tokyo
Representative: Takayoshi Futae, Chairman and CEO
Established: January 1961
Business:
JCB Co., Ltd.
JCB Co., Ltd. (Headquarters: Minato-ku, Tokyo; Chairman and CEO: Takayoshi Futae; hereinafter: JCB) will begin providing a "Merchant Screening Service" for cashless payment operators. This service enables cashless payment operators to improve the quality and efficiency of their merchant screening operations by utilizing "Marcs," a merchant screening system that combines the AI and data analysis technologies of Second Sight Analytica, Inc. (Headquarters: Chiyoda-ku, Tokyo; President: Hirokazu Takayama; hereinafter: Second Sight Analytica) with the screening know-how JCB has cultivated over many years.
* "Marcs" is a trademark pending by JCB Co., Ltd.
As announced in a press release distributed in February 2026 (*), the two companies signed a joint venture agreement to build a "Merchant Screening System" for cashless payment operators. The construction of this system has now been completed, and the provision of the merchant screening service has commenced.
* February press release: https://prtimes.jp/main/html/rd/p/000000062.000034194.html
About the Merchant Screening Service
Service Overview
Cashless payment operators can apply for merchant screening, conduct automated screening, and view screening results within their own environment through the merchant screening service utilizing "Marcs."
How to Use
- Register application data in "Marcs" (Cashless Payment Operator)
- Execution of automated screening (JCB)
- Final decision on merchant approval based on screening results (Cashless Payment Operator)
Service Features
1. High-quality and flexible screening
In addition to a safe and secure screening level reflecting the screening perspectives JCB has cultivated over many years, high-quality screening tailored to customers is realized by customizing screening logic according to the requests of cashless payment operators.
2. Highly accurate and rapid screening
By automatically collecting and analyzing merchant web information through advanced URL crawling technology and AI analysis, screening time is reduced.
3. Affordable service price
By providing general-purpose functions as a package, the service is offered at a lower price than developing it in-house.
Main Target Customers
It will be widely provided to businesses recruiting merchants for cashless payments, such as merchant management companies for credit cards, code payments, and electronic money in Japan, as well as payment gateway companies.
Background of the "Merchant Screening Service" Consideration
With the spread of cashless payments such as credit cards, electronic money, and code payments, the number of new merchants is increasing year by year. On the other hand, merchant screening operations place a heavy burden in terms of system construction, operation, and compliance with new laws and regulations.
Against this background, a service combining Second Sight Analytica's AI and data analysis technology with the know-how JCB has cultivated in merchant screening operations will be provided to reduce the burden of merchant screening operations for cashless payment operators. In the future, we will consider services that lead to a reduction in the burden of all merchant screening operations, including ongoing screening, rather than just initial merchant screening.
■ About Second Sight Analytica, Inc.
Name: Second Sight Analytica, Inc.
Location: RBM Kanda Bldg., 3 Kanda Nishifukudacho, Chiyoda-ku, Tokyo
Representative: Hirokazu Takayama, President and CEO
Founded: June 2016
Business: A specialized company providing services utilizing analytics and technology.
Conducts R&D on new technologies such as machine learning and deep learning, which are the core of "AI," and provides analytics consulting services for various industries and fields, as well as IT infrastructure and AI services (products) that run them.
URL: https://www.sxi.co.jp
■ About JCB Co., Ltd.
Name: JCB Co., Ltd.
Location: Aoyama Rise Square, 5-1-22 Minamiaoyama, Minato-ku, Tokyo
Representative: Takayoshi Futae, Chairman and CEO
Established: January 1961
Business: