Sustainable Lab Provides TERRAST for Management to Niigata Credit Guarantee Corporation's 'Sustainable Diagnosis Guarantee (S-Score)'

Sustainable Lab Inc. (Headquarters: Chiyoda-ku, Tokyo, Representative Director: Renji Hirase, hereinafter 'the Company'), which provides the 'TERRAST' series of ESG data aggregation, management, and analysis platforms for companies, announces that it has started providing a service to support the visualization and scoring report acquisition of non-financial data of companies through the supply chain data management system 'TERRAST for Management', in connection with the credit guarantee in the 'Sustainable Diagnosis Guarantee (S-Score)' launched by the Niigata Credit Guarantee Corporation (Headquarters: Niigata City, Niigata Prefecture, Chairman: Yoshiyuki Inari). Background In recent years, the importance of evaluations utilizing not only financial information of companies but also non-financial information related to Environment, Social, and Governance (ESG) has been increasing in the screening of loans and guarantees by financial institutions. The 'Sustainable Diagnosis Guarantee (S-Score)' created by the Niigata Credit Guarantee Corporation is a system to support the fundraising of SMEs engaged in sustainable management. The Company will support the sustainable management of regional companies and provide an opportunity for companies using the guarantee to visualize their ESG and sustainability management status by utilizing 'TERRAST for Management'. Overview of the System (S-Score) Main Features: [Guarantee Limit] 10 million yen or more, up to 200 million yen [Target Funds] Business funds [Guarantee Period] For lump-sum repayment: within 5 years For installment repayment: within 10 years (including a grace period of up to 1 year) [Credit Guarantee Rate] 0.45 to 1.90% per annum For details, please check the website of the Niigata Credit Guarantee Corporation. https://niigata-cgc.or.jp/cate1/4295/ In addition, companies can use 'TERRAST for Management' as a privilege to grasp the current status of their sustainable management and utilize it for improvement through the visualization of non-financial information. Our Role Our supply chain data management system 'TERRAST for Management', which is utilized as a privilege in this system, visualizes the sustainable initiatives of SMEs and is used as a foundation responsible for the collection, visualization, and analysis of ESG and non-financial data. - Collection, input, and analysis of corporate ESG/non-financial data - Scoring based on standardized indicators - Provision of quantitative evaluation materials for guarantee screening - Automatic generation of simple/detailed reports - Utilization for guarantee screening and corporate feedback By utilizing 'TERRAST for Management', sustainability evaluation, which tends to be qualitative in the past, is visualized in a data-driven manner. By referring to the output simple/detailed reports and providing advice based on requests from companies, the Niigata Credit Guarantee Corporation can lead to the improvement of sustainability management. Significance and Future Prospects 1. Promotion of management improvement starting from scoring It is possible to visualize the company's strengths and issues through reports and link them to concrete improvements in sustainable management. 2. Improvement of dialogue ability by visualizing non-financial information Organized non-financial data promotes constructive dialogue with financial institutions. 3. Advancement of regional finance x sustainability By promoting sustainable finance starting from guarantee corporations, we contribute to improving the sustainability of the regional economy. The Company will continue to promote the advancement of sustainable management of SMEs utilizing non-financial data through collaboration with financial institutions, local governments, and guarantee institutions, and accelerate the social implementation of sustainable finance. If you are interested in interviews, please contact us from the inquiry page here. https://www.terrast.biz/contact About the TERRAST Series 1. Non-financial Data Bank 'TERRAST' ESG data platform for companies and investors - One of the largest non-financial data coverage in Japan - Comprehensively collects and organizes non-financial data centered on listed companies - Enables industry comparison and benchmark analysis - Utilized for ESG evaluation, investment decisions, and advanced disclosure 2. ESG Data Collection and Management for Supply Chains 'TERRAST for Management'