Sony Assurance Inc. (President and Representative Director: Takayuki Suzuki, Headquarters: Ota-ku, Tokyo, hereinafter "Sony Assurance") and Sony Short-Term Insurance Inc. (President and Representative Director: Hiroo Koizumi, Headquarters: Chiyoda-ku, Tokyo, hereinafter "Sony Short-Term Insurance") began selling "Sony Short-Term Insurance's Fire Insurance for Renters (Contents Coverage)" on July 1, 2026.
Background and Objectives
Sony Assurance's New Net Fire Insurance covers owner-occupied homes and cannot be contracted for rental housing. Therefore, to provide coverage to residents of rental housing, Sony Short-Term Insurance developed "Sony Short-Term Insurance's Fire Insurance for Renters (Contents Coverage)" exclusively for rental housing customers.
With the concept of "necessary coverage at an affordable premium," this product aims to reduce the burden of application procedures for customers when moving into rental housing and provide essential coverage for living in rental properties more easily. By pre-setting the necessary coverage for various risks in rental housing, it eliminates the hassle of choosing coverage and allows for simple contract procedures via smartphone. (*1)
(*1) This product is internet-only and can be contracted through a PC or smartphone.
Furthermore, this product was developed utilizing Sony Short-Term Insurance's expertise, and with Sony Assurance's marketing capabilities, we aim to deliver necessary coverage to a large number of customers.
Moving forward, we will strengthen cooperation among the companies within the Sony Financial Group and form a strong scrum as a group to enhance the value provided to our customers.
Four Features of the Product
1. Reasonable Premium
As an internet-only product, the premium starts from an affordable ¥3,300 per year (*2), making it budget-friendly.
(*2) This premium is for a contents insurance amount set at "¥500,000."
2. Carefully Selected "Necessary Coverage" for Rental Housing Life
In addition to coverage for damage to contents due to fire, water damage, or theft, we have bundled essential coverage for rental housing life, such as liability to the landlord (lessee's liability), liability to third parties due to everyday troubles (personal liability), and coverage for lock replacement costs when keys are stolen (door lock replacement cost).
3. "Home Assistance Service" to Support Peace of Mind in Daily Life
Not only does it cover damages from fire and water, but it also provides solid support for everyday life, including water-related issues at home.
4. Application and Claims Settlement Completed on Smartphone
From application to confirmation of contract details and even the claims settlement process in the event of an accident, everything can be completed on a smartphone. (Procedures can also be done via PC)
Product Overview (*3)
・Product Name: "Sony Short-Term Insurance's Fire Insurance for Renters (Contents Coverage)" (Policy Name: Comprehensive Living Insurance)
・Sales Start Date: July 1, 2026
・Coverage Start Date: Can be set within 90 days from the application date
・Policy Period: 1 year (automatic renewal)
・Quotation/Application Page: https://www.sonysonpo.co.jp/fire/chintai/
・Coverage Details (Includes coverage for contents, liability to landlords and third parties, etc.)
◇ [Contents Coverage (Coverage for items in your room)]
Covers essential household contents such as home appliances like TVs and refrigerators, furniture like sofas, clothing, and computers. It provides protection against various daily disasters and accidents, including fire, lightning, wind damage, as well as water damage and theft.
◇ [Landlord Coverage (Coverage for room repairs and liability)]
Thoroughly covers legal damages to the landlord (lessee's liability) and costs for self-funded repairs to the rented room in case of damage caused by accidents such as fire or water leakage.
◇ [Third-Party Coverage (Coverage for liability to third parties)]
Provides coverage in case of legal liability to a third party due to an accident in daily life.
(*3) For product details, please refer to the "General Insurance Policy Conditions and Important Information Disclosure Statement."
[Reference Material: Premiums]
For product details, please refer to the "General Insurance Policy Conditions and Important Information Disclosure Statement."
Handling Agent
Name: Sony Assurance Inc.
Address: 5-37-1 Kamata, Ota-ku, Tokyo 144-8721, Aromasquare 11F
Underwriting Short-Term Insurance Provider
Name: Sony Short-Term Insurance Inc.
Address: Otemachi Building 4F FINOLAB, 1-6-1 Otemachi, Chiyoda-ku, Tokyo 100-0004
・"Sony Short-Term Insurance's Fire Insurance for Renters (Contents Coverage)" is an insurance product underwritten by Sony Short-Term Insurance.
・Sony Assurance acts as an intermediary for the conclusion of insurance contracts between customers and Sony Short-Term Insurance, and does not possess the right to receive notifications or the authority to conclude insurance contracts.
FACT BOX
- Source: PR TIMES
- Category: 商品発売