SBI Group and Visa Partner to Launch Credit Cards That Accumulate Crypto Assets (BTC, ETH, XRP)

SBI Holdings, Inc. (Headquarters: Minato-ku, Tokyo; Representative Director, Chairman & President: Yoshitaka Kitao), through its consolidated subsidiary SBI VC Trade Co., Ltd. (Headquarters: Minato-ku, Tokyo; Representative Director & President: Tomohiko Kondo, hereinafter "SBI VC Trade"), which operates a crypto asset exchange business, and Aplus Co., Ltd. (Tokyo Head Office: Chuo-ku, Tokyo; Representative Director & President: Takayuki Shimada, hereinafter "Aplus"), which operates credit card businesses, and Visa Worldwide Japan Co., Ltd. (Headquarters: Chiyoda-ku, Tokyo; Representative Director & President: Sheetan Kitney, hereinafter "Visa"), announced that they will issue "SBI VISA Crypto Card" and "SBI VISA Crypto Card Gold" (hereinafter collectively referred to as "these cards") starting May 1, 2026. These credit cards will automatically convert points accumulated based on usage into crypto assets. To commemorate the launch of these cards, a campaign will begin on May 1, 2026, offering a maximum point還元率 of 10% for "SBI VISA Crypto Card Gold" and a maximum point還元率 of 2.5% for "SBI VISA Crypto Card." ■ Features of These Cards Two types of credit cards to choose from according to your usage style: "SBI VISA Crypto Card": For those who want to easily start crypto asset trading. "SBI VISA Crypto Card Gold": For those who want to accumulate crypto assets more efficiently. Select one crypto asset you wish to accumulate at the time of card application: You can choose from three types: . Point exchange is automatic and fee-free* Points accumulated from using these cards will be automatically exchanged for the selected crypto asset free of charge. *To accumulate crypto assets, an SBI VC Trade VCTRADE service account is required. Customers who have already opened an account do not need to open a new one. Japan's first! Accumulate crypto assets through investment trust credit card accumulation* By using these cards for the credit card accumulation service provided by SBI Securities Co., Ltd., crypto assets will automatically accumulate according to the monthly investment trust accumulation amount. *According to SBI VC Trade (as of May 1, 2026). An SBI Securities general securities account is required for use. Customers who have already opened an account do not need to open a new one. SBI VISA Crypto Card Gold Exclusive Benefits If the total card shopping usage amount is 2 million yen or more, crypto assets equivalent to the annual fee (6,600 yen) will be presented (aggregation period: April 1 to March 31 of the following year annually). ■ Overview of These Cards You can choose one card from two types according to your lifestyle and needs. ■ Launch Commemorative Campaign To commemorate the start of issuance of these cards, we will conduct a campaign where you can earn crypto assets by joining and using the cards. Customers who apply for these cards between Friday, May 1, 2026, and Sunday, May 31, 2026, will receive campaign points based on their card shopping usage amount until Wednesday, August 5. SBI VISA Crypto Card SBI VISA Crypto Card Gold Campaign Maximum point還元率 2.5% (Normal point還元率 0.5% + Campaign point還元率 2.0% = Maximum 2.5%還元) *Up to 1,500 points during the period Maximum point還元率 10% (Normal point還元率 1.0% + Campaign point還元率 9.0% = Maximum 10.0%還元) Eligible applicants Customers who apply for these cards between May 1, 2026, and May 31, 2026 Customers who apply for these cards between May 1, 2026, and May 31, 2026 Campaign period May 1, 2026 - August 5, 2026 May 1, 2026 - August 5, 2026 For details on these cards, application, and campaign content, please see below: https://www.sbivc.co.jp/cryptocard ■ Bitcoin (BTC) Bitcoin is the first crypto asset to be created and has the highest market capitalization in the world*. It is also called "digital gold" due to its nature of having a maximum issuance limit of 21 million coins, making it less prone to inflation, and is a symbolic presence in crypto assets. Since the approval of Bitcoin ETFs (Exchange Traded Funds) in the US in 2024, "large funds" from institutional investors and public pension funds have been continuously flowing in. *As of May 1, 2026 ■ Ethereum (ETH) Ethereum is the second-largest crypto asset by market capitalization* and is a representative altcoin (a crypto asset other than Bitcoin). It is not limited to merely functioning as a currency but is also used as a platform equipped with "smart contracts" that automatically execute agreements.