SBI Hyper Deposit Interest Rate Increase and Pre-Rate-Hike Campaigns Announced

SBI Shinsei Bank Co., Ltd. (Chuo-ku, Tokyo; President and CEO, Katsuya Kawashima) announces an interest rate increase on the SBI Hyper Deposit, effective Friday, July 10, 2026. In response to rising market interest rates following the Bank of Japan's policy rate hike, the annual interest rate will be raised from 0.50% (0.3984% after tax) to 0.55% (0.4382% after tax).

Ahead of this rate adjustment, to allow customers to benefit early from rising interest rates, SBI Shinsei Bank will launch a promotional campaign offering an enhanced interest rate based on deposit balance growth for existing SBI Hyper Deposit customers. Additionally, for customers who open a new SBI Hyper Deposit account, an extra campaign offering a cash reward will be available. Both campaigns will begin on Friday, June 19, 2026.

Campaign 1

"SBI Hyper Deposit Balance-Up Interest Bonus Campaign: Act Now and Gain an Advantage – Pre-Rate-Hike Campaign" (Inquiry No.: 2624)

Campaign Period: June 19, 2026 (Fri) – June 30, 2026 (Tue)

For increases in SBI Hyper Deposit balances, an additional interest rate of up to 3.0% p.a. (2.3905% after tax) will be applied on top of the standard rate. The bonus applies to the amount by which the balance exceeds the baseline balance as of Monday, June 15, 2026, with a maximum eligible amount of ¥5 million. The after-tax equivalent interest amount calculated daily during the campaign period will be paid in cash. Note that customers who open a new account after the baseline date (June 15, 2026) are also eligible for this campaign.

Campaign 2

"Open an SBI Hyper Deposit Account and Receive ¥3,000!" (Inquiry No.: 2625)

Campaign Period: June 19, 2026 (Fri) – September 30, 2026 (Wed)

Customers who register during the campaign period, open a new SBI Hyper Deposit account, and maintain a balance of ¥100,000 or more as of September 30, 2026 (Wed) will receive a ¥3,000 cash reward.

※ Detailed information on both campaigns will be published on the bank’s official website by June 19, 2026.

(For full details on eligibility, timing of rewards, and important notes, please refer to the official campaign details.)

【About SBI Hyper Deposit】

SBI Hyper Deposit is a deposit service that automates fund transfers between SBI Securities and SBI Shinsei Bank. The balance in the SBI Hyper Deposit is automatically reflected as available purchasing power in SBI Securities, eliminating the need for manual deposits or withdrawals. Funds not currently used for investment, including proceeds from stock sales, are automatically transferred into the SBI Hyper Deposit, where they earn monthly interest.

Many customers already use the service for various purposes, including investment, managing savings separately from daily living expenses, and as a savings account via automatic transfers from ordinary deposits.

● For more information on SBI Hyper Deposit

SBI Hyper Deposit - JPY Deposit | SBI Shinsei Bank

● Press Release: "Interest Rate Adjustment for JPY Ordinary Deposit and SBI Hyper Deposit"

Interest Rate Adjustment for JPY Ordinary Deposit and SBI Hyper Deposit

※ The interest rates for SBI Hyper Deposit and JPY Ordinary Deposit are variable rates subject to daily review. Rates may change based on market conditions. For the latest rates and product details, please visit the bank’s official website.

https://www.sbishinseibank.co.jp/rate_list/yen.html?intcid=news20250127_3

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