Interest Rate Adjustment for JPY Regular Deposit and SBI Hyper Deposit

SBI Shinsei Bank announces the decision to raise interest rates on JPY regular deposits and SBI Hyper Deposit in response to market interest rate fluctuations following the Bank of Japan's policy rate hike.

Aligned with SBI Group's principle of 'customer-centricity,' we are implementing this rate adjustment on Friday, July 10, 2026, to ensure customers can benefit as early as possible.

Interest Rates for JPY Regular Deposit (Individual Customers) and SBI Hyper Deposit

*Applicable to Standard, Silver, Gold, and Platinum tiers of the Step-Up Program

SBI Hyper Deposit is a deposit service that automates fund transfers between SBI Securities and SBI Shinsei Bank. The balance in your SBI Hyper Deposit is automatically reflected as available purchasing power in your SBI Securities account, eliminating the need for manual deposits or withdrawals. Idle funds or proceeds from stock sales are automatically transferred to the SBI Hyper Deposit, earning monthly interest.

Currently, we are running an online-exclusive Triple JPY Fixed Deposit Campaign, which offers enhanced interest rates when customers set up fixed deposits with three different terms. For more details, please visit the links below.

● Learn more about SBI Hyper Deposit

SBI Hyper Deposit - JPY Deposit | SBI Shinsei Bank

● Learn more about the Triple JPY Fixed Deposit Campaign

Triple JPY Fixed Deposit Campaign | SBI Shinsei Bank

*Interest rates for SBI Hyper Deposit and JPY regular deposits are variable and reviewed daily. Rates may change based on market conditions. Please check our official website for the latest rates and product details.

https://www.sbishinseibank.co.jp/rate_list/yen.html?intcid=news20250127_3

*For more information on the Step-Up Program tiers, please visit our official website:

https://www.sbishinseibank.co.jp/service/relationship/?intcid=news20250127_4

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