Securities Report – 10th Fiscal Period (2025/04/01 – 2026/03/31)

SBI Insurance Group Co., Ltd. Securities Report – 10th Fiscal Period (2025/04/01 – 2026/03/31)

This report is prepared by SBI Insurance Group Co., Ltd. (hereinafter referred to as “the Company”) in accordance with Article 24 of the Financial Instruments and Exchange Act. The Company submits this report annually to ensure transparent information disclosure to investors.

The 10th fiscal period covers the one-year term from April 1, 2025 to March 31, 2026. The financial position, operating results, and cash flows of the Company have been prepared in accordance with applicable accounting standards. This report includes consolidated and individual financial statements, and an auditor’s opinion from an independent audit firm will be attached.

As a consolidated subsidiary of SBI Holdings, Inc., the Company promotes innovation in digital financial services through insurance agency operations and related services. Its core businesses include intermediary services for life and non-life insurance, insurance contract management services, and the development and provision of AI-powered insurance recommendation systems.

Going forward, the Company will continue to focus on customer-centric service design and strengthen its governance framework, aiming for sustainable growth and enhanced shareholder value. The Company will also appropriately disclose information on environmental, social, and governance (ESG) issues such as climate change risks and cybersecurity risks, striving to build trust with stakeholders.

Detailed information in this report will be available on the Financial Services Agency’s EDINET system and the Company’s official website under the Investor Relations section. The filing date is scheduled for June 15, 2026. The Company respectfully requests investors and stakeholders to review its management status through this report.