RemitAid Strengthens Overseas Transaction Payment Infrastructure Through System Integration with M-DAQ

RemitAid Inc. (Headquarters: Shibuya-ku, Tokyo; Representative Director: Yudai Ogawa; hereinafter referred to as "the Company"), whose mission is to "create a new path for international payments through technology" and which develops a payment platform for overseas transactions, is pleased to announce that it has begun collaboration with M-DAQ Global Pte. Ltd. (Headquarters: Singapore; Group CEO: TAN Choon Seng; hereinafter referred to as "M-DAQ"), a global provider of payment and foreign exchange solutions, based on a system integration agreement since March 2025.

The Company is currently utilizing M-DAQ's international payment and foreign exchange related systems to support the flow of funds for Japanese companies involved in overseas transactions. Following the enforcement of the revised Payment Services Act on June 1, 2026, the regulatory environment surrounding cross-border fund transfers is at a major turning point. Amidst these environmental changes, the Company, through its collaboration with M-DAQ, will work to strengthen its payment infrastructure, making it easier and more user-friendly for Japanese companies to make and receive payments in overseas transactions.

Changes in the Environment Surrounding Overseas Transaction Payments

In overseas transactions, while the ordering and receiving of goods and services are becoming online, there still remain many operational burdens in making and receiving payments. Traditional bank transfers have imposed burdens on companies expanding overseas due to high fees, uncertainty in settlement timing, time-consuming confirmation of deposits, and difficulty in understanding exchange rates.

Furthermore, the revised Payment Services Act, enforced on June 1, 2026, clarifies regulations related to cross-border fund transfers, such as outsourced collection services. For companies, the importance of choosing a reliable payment infrastructure that complies with legal systems, not just one that is cheap and fast, is increasing.

Amidst these environmental changes, the Company aims to make payments and receipts in overseas transactions easier to understand, more user-friendly, and more secure.

Details of Collaboration with M-DAQ and Value Provided to Client Companies

The Company and M-DAQ began collaborating on payment information and fund transfer related to overseas transactions based on a system integration agreement in March 2025. By combining M-DAQ's international payment and foreign exchange related systems with the Company's products for Japanese companies, customer support, and screening/operational framework, the Company aims to reduce the operational burden of payments in overseas transactions.

This collaboration makes it easier for client companies to grasp the payment status and settlement status from their overseas business partners, reducing the confirmation effort and uncertainty that often arises with traditional bank transfers. It also supports daily decision-making related to overseas transactions, such as negotiations with business partners, shipping decisions, and cash flow management, by making it easier to forecast payment costs and exchange rates.

Comments from Both Companies

Company Comment from M-DAQ

【Japanese Translation】 M-DAQは、継続的なシステム連携の一環として、当社が有するグローバルな決済・外国為替関連機能を通じて、RemitAidの海外取引における決済インフラを支援してまいりました。

日本企業の海外展開が進むなか、海外との決済には、より高い透明性、為替結果に対する予見可能性、そして支払い・受け取りのプロセス全体における運用管理のしやすさが求められています。M-DAQのグローバルな決済・外国為替関連機能をRemitAidのプラットフォームおよび運用体制に組み込むことで、本サービスは、海外への支払い・海外からの受け取りをよりシンプルにし、利用企業が海外取引を管理する際の見通しを高めることを目指しています。

改正資金決済法のもとで、信頼性が高く適切に管理された決済インフラへの期待が高まるなど、海外決済を取り巻く環境は変化し続けています。M-DAQは今後もRemitAidへの支援を継続し、より円滑な国際決済環境の実現に貢献してまいります。

【English】 M-DAQ has been supporting RemitAid’s overseas transaction payment infrastructure through its global payments and foreign exchange capabilities as part of an ongoing system integration. As Japanese companies continue expanding internationally, cross-border payments increasingly require greater transparency, more certainty around foreign exchange outcomes, and stronger operational control across payment and collection processes. By integrating M-DAQ’s global payments and FX capabilities into RemitAid’s platform and operational framework, the service is designed to help simplify overseas payments and collections and provide users with greater clarity when managing international transactions.

As the cross-border payments landscape continues to evolve, including increasing expectations around trusted and well-governed payment infrastructure under Japan’s amended Payment Services Act, M-DAQ looks forward to continuing its support for RemitAid and contributing to a more seamless environment for international payments.

Comment from Yudai Ogawa, Representative Director, RemitAid Inc.

For Japanese companies to expand their sales channels overseas and conduct continuous transactions, payments often remain a persistent operational hurdle. Even when building trust with overseas business partners, situations often arise where it is difficult to proceed to the next transaction decision due to the time and effort required for payments and receipts, and the lack of visibility into settlement status.

Through our collaboration with M-DAQ, we can combine their global payment and foreign exchange infrastructure with the product and support system we have cultivated by working with our Japanese corporate clients. With the enforcement of the revised Payment Services Act as a catalyst, we will establish an infrastructure that balances peace of mind in compliance with legal systems with a user-friendly payment experience in practice.

Future Outlook

The Company will work to strengthen its service infrastructure by leveraging its system integration with M-DAQ to reduce the anxiety and effort associated with overseas transaction payments.

Furthermore, we will create an environment that makes it easier for client companies to manage payment information and fund transfers required for overseas transactions, enabling them to better forecast interactions with business partners, confirm incoming payments, and manage cash flow.

The Company will continue to address operational challenges such as payment costs, procedures, confirmation of receipts, and exchange rate uncertainty to create an environment where Japanese companies can more easily pursue overseas transactions.

About M-DAQ

【Japanese Translation】 M-DAQ Global is a pioneering fintech group specialising in foreign exchange (FX) and payment solutions that facilitate seamless cross-border transactions for businesses worldwide. Its proprietary technology delivers FX clarity, certainty, and payment mobility through a single API, empowering large enterprises and SMEs to manage global trade and FX exposure with confidence.

Headquartered in Singapore with an expanding presence across ASEAN and 7 countries and territories, M-DAQ Global provides a comprehensive suite of FX, collections, and payment solutions. This includes AI-enabled onboarding, compliance, and enhanced risk management solutions, enabling businesses to transact across borders with ease amidst evolving needs.

For more information, please visit: www.m-daq.com.

【English】 M-DAQ Global is a pioneering fintech group specialising in foreign exchange (FX) and payment solutions that facilitate seamless cross-border transactions for businesses worldwide. Its proprietary technology delivers FX clarity, certainty, and payment mobility through a single API, empowering large enterprises and SMEs to manage global trade and FX exposure with confidence.

Headquartered in Singapore with an expanding presence across ASEAN and 7 countries and territories, M-DAQ Global provides a comprehensive suite of FX, collections, and payment solutions. This includes AI-enabled onboarding, compliance, and enhanced risk management solutions, enabling businesses to transact across borders with ease amidst evolving needs.

For more information, please visit: www.m-daq.com.

About RemitAid Inc.

・Company Name: RemitAid Inc. ・Location: Hatsudai Center Building, 1-51-1 Hatsudai, Shibuya-ku, Tokyo 151-0061 ・Representative Director: Yudai Ogawa ・Established: August 8, 2022 ・URL: https://remitaid.co.jp/

【Contact for Inquiries Regarding This Release】

For media inquiries or partnership opportunities, please contact pr@remitaid.co.jp. * Information contained in this press release is current as of the date of announcement.