Rakuten Bank Launches 'Yen Time Deposit Summer Bonus Campaign Part 2'

Key facts

  • Rakuten Bank Launches 'Yen Time Deposit Summer Bonus Campaign Part 2'
  • From June 8 to July 31, 2026, Rakuten Bank is running its 'Summer Bonus Campaign Part 2', offering a special interest rate of 1.20% per annum (0.956% after tax) on 1-year Yen time deposits.
  • Source: PR Times
  • Date: June 9, 2026

Direct answer

From June 8 to July 31, 2026, Rakuten Bank is running its 'Summer Bonus Campaign Part 2', offering a special interest rate of 1.20% per annum (0.956% after tax) on 1-year Yen time deposits.

Citation
Rakuten Bank Launches 'Yen Time Deposit Summer Bonus Campaign Part 2' (June 9, 2026), PR Times
Source
PR Times
Date
June 9, 2026
From June 8 to July 31, 2026, Rakuten Bank is running its 'Summer Bonus Campaign Part 2', offering a special interest rate of 1.20% per annum (0.956% after tax) on 1-year Yen time deposits.
キャンペーンNQ 80/100出典:PR Times

📋 Article Processing Timeline

  • 📰 Published: June 9, 2026 at 01:07
  • 🔍 Collected: June 8, 2026 at 16:21
  • 🤖 AI Analyzed: June 8, 2026 at 17:04 (43 min after Collected)
Rakuten Bank, Ltd. (Headquarters: Minato-ku, Tokyo; Representative Director and President: Tomotaka Higashibayashi; hereinafter 'Rakuten Bank') announced today that it will hold the 'Yen Time Deposit Summer Bonus Campaign Part 2' for a limited time from Monday, June 8, 2026, to Friday, July 31, 2026.

*Special interest rates are subject to change without notice depending on financial conditions, etc.
*Time Deposit Product Description (https://www.rakuten-bank.co.jp/assets/fixeddep/term/details.html)

■ Campaign Overview

During the campaign period, the following special interest rates will be applied when you make a deposit into an eligible Yen time deposit.

- Part 1 (Ongoing): 6-month deposit term
Pre-campaign rate: 0.375% p.a. (0.298% p.a. after tax)
Special campaign rate: 1.00% p.a. (0.796% p.a. after tax)

- Part 2 (NEW!): 1-year deposit term
Pre-campaign rate: 0.40% p.a. (0.318% p.a. after tax)
Special campaign rate: 1.20% p.a. (0.956% p.a. after tax) *3.0 times the pre-campaign rate!

*For interest after the maturity date, if the maturity handling is set to 'Auto-renewal of principal and interest' or 'Auto-renewal of principal', the time deposit interest rate as of the maturity date will apply. In the case of 'Auto-cancellation at maturity', the ordinary deposit interest rate will apply.

*Example of depositing 3,000,000 Yen into a 6-month Yen time deposit during the period:
Interest earned (after tax) over 6 months (180 days) = 3,000,000 Yen x 0.796% x 180 days / 365 days = 11,776 Yen.

*Example of depositing 3,000,000 Yen into a 1-year Yen time deposit during the period:
Interest earned (after tax) over 1 year (365 days) = 3,000,000 Yen x 0.956% = 28,680 Yen.

[Details of Summer Bonus Campaign Part 2]

Eligible Product:
Yen Time Deposit, 1-year term
*Deposits made via time deposit installment purchases or 'Auto-renewal of principal and interest' / 'Auto-renewal of principal' are also eligible.

Period:
- Yen Time Deposit 1-year term
Monday, June 8, 2026, 0:00 to Friday, July 31, 2026, 23:59

Benefits:
Special interest rates will be applied to deposits made during this campaign period.
- 1-year Yen Time Deposit: 1.20% p.a. (0.956% p.a. after tax)

[Campaign and Product Notes]

Campaign Notes:
- The details of this campaign may be changed without prior notice.
- This campaign may end when the total deposit amount reaches a certain limit.
- The following partner branches are also eligible for this campaign:
- Dai-ichi Life Branch
- JRE BANK account branches
- If conditions are met in both a standard branch account and a partner branch account, the interest rate will be applied to both accounts.
- If Rakuten Bank reasonably determines that there is fraudulent activity, etc., the customer may not be eligible for this campaign.

Product Notes:
- Minimum deposit amount: 1,000 Yen (Deposit unit: 1 Yen)
- Interest rates are annual rates before tax. Interest is subject to a 20.315% tax (15.315% national tax, 5% local tax) including the special reconstruction income tax.
- The over-the-counter interest rate as of June 7, 2026, for a 1-year term is 0.40% p.a. (0.318% p.a. after tax).
- Time deposit interest rates may change without notice due to financial conditions, etc.
- For interest after the maturity date, if the maturity handling is set to 'Auto-renewal of principal and interest' or 'Auto-renewal of principal', the time deposit interest rate for the same term as of the maturity date will apply. In the case of 'Auto-cancellation at maturity', the ordinary deposit interest rate will apply.
- For more details, please refer to the Time Deposit Product Description Document. (https://www.rakuten-bank.co.jp/assets/fixeddep/term/details.html)
- Regarding business and service hours (https://www.rakuten-bank.co.jp/hour/)

Please see here for details of the campaign (https://www.rakuten-bank.co.jp/campaign/deposit/2605-C08/).

Rakuten Bank will continue to provide attractive products and services to its customers.

FAQ

Until when is Rakuten Bank's Summer Bonus Campaign Part 2 running?

The campaign runs until Friday, July 31, 2026, at 23:59.

What are the conditions to get the special interest rate of 1.20% p.a.?

You must deposit funds into a 1-year Yen time deposit during the campaign period.

What happens to the interest rate after maturity?

If set to auto-renew, the prevailing time deposit rate at maturity applies. If set to auto-cancel, the ordinary deposit rate applies.