Raccoon Financial Partners with Yamanashi Central Bank to Offer Subscription-Based Receivables Guarantee
Key facts
- Raccoon Financial Partners with Yamanashi Central Bank to Offer Subscription-Based Receivables Guarantee
- Raccoon Financial's subscription-based receivables guarantee service 'URIHO' has entered a partnership with Yamanashi Central Bank to introduce the service to its SME clients, helping mitigate risks of unpaid invoices.
- Source: PR Times
- Date: June 18, 2026
Direct answer
Raccoon Financial's subscription-based receivables guarantee service 'URIHO' has entered a partnership with Yamanashi Central Bank to introduce the service to its SME clients, helping mitigate risks of unpaid invoices.
- Citation
- Raccoon Financial Partners with Yamanashi Central Bank to Offer Subscription-Based Receivables Guarantee (June 18, 2026), PR Times
- Source
- PR Times
- Date
- June 18, 2026
Raccoon Financial's subscription-based receivables guarantee service 'URIHO' has entered a partnership with Yamanashi Central Bank to introduce the service to its SME clients, helping mitigate risks of unpaid invoices.
📋 Article Processing Timeline
- 📰 Published: June 18, 2026 at 00:00
- 🔍 Collected: June 17, 2026 at 15:18
- 🤖 AI Analyzed: June 18, 2026 at 14:57 (23h 39m after Collected)
Raccoon Financial Co., Ltd. (Head Office: Chuo-ku, Tokyo; President & CEO: Yuji Akiyama) has entered a partnership agreement with Yamanashi Central Bank, Ltd. (Head Office: Kofu City, Yamanashi Prefecture; President & CEO: Yoshia Furuya, hereinafter 'Yamanashi Central Bank') for customer referrals regarding its subscription-based receivables guarantee service, URIHO (Uriho).
■ Overview
Under this partnership, URIHO—the industry's first subscription-based receivables guarantee service designed to address non-payment risks from delayed payments or client bankruptcies—will be introduced to Yamanashi Central Bank's customers who need such solutions. URIHO offers affordable monthly pricing starting at ¥9,800 and a simple product design, making it accessible even for small and medium-sized enterprises (SMEs).
As SMEs face challenges such as worsening cash flow, labor shortages, inflation, and succession issues, Yamanashi Central Bank can now offer a new solution: a receivables guarantee service that prepares businesses for unexpected non-payment risks.
Raccoon Financial will continue strengthening collaborations with regional financial institutions to further expand URIHO's user base.
■ References
Yamanashi Central Bank: https://www.yamanashibank.co.jp
Address: 1-20-8 Marunouchi, Kofu City, Yamanashi Prefecture
Founded: December 1941
President & CEO: Yoshia Furuya
URIHO (Uriho): https://uriho.jp
A subscription-based receivables guarantee service primarily targeting SMEs. If a trading partner fails to pay due to financial distress or bankruptcy, URIHO pays the transaction amount on their behalf. The entire process—from application and credit assessment to claim submission—is automated, achieving the industry's first 'flat-rate, unlimited guarantee*' model. Monthly plans are available at ¥9,800, ¥29,800, and ¥99,800.
*Each plan has a maximum guaranteed amount. Within this limit, multiple clients can be covered.
Raccoon Financial Co., Ltd.: https://www.raccoon.ne.jp/financial/
Representative: President & CEO Yuji Akiyama
Head Office: 1-14-14 Kakigaracho, Nihonbashi, Chuo-ku, Tokyo
Established: October 2010
Capital: ¥490,000 thousand
Shareholder: Raccoon Holdings Co., Ltd. (100%)
Listed on the Tokyo Stock Exchange Prime Market, Stock Code: 3031
■ Service Inquiries
URIHO Support Desk
TEL: 03-6661-9528
■ Press Inquiries
Raccoon Holdings Co., Ltd.
Public Relations Contact: Okubo
MAIL: pr@raccoon.ne.jp
■ Overview
Under this partnership, URIHO—the industry's first subscription-based receivables guarantee service designed to address non-payment risks from delayed payments or client bankruptcies—will be introduced to Yamanashi Central Bank's customers who need such solutions. URIHO offers affordable monthly pricing starting at ¥9,800 and a simple product design, making it accessible even for small and medium-sized enterprises (SMEs).
As SMEs face challenges such as worsening cash flow, labor shortages, inflation, and succession issues, Yamanashi Central Bank can now offer a new solution: a receivables guarantee service that prepares businesses for unexpected non-payment risks.
Raccoon Financial will continue strengthening collaborations with regional financial institutions to further expand URIHO's user base.
■ References
Yamanashi Central Bank: https://www.yamanashibank.co.jp
Address: 1-20-8 Marunouchi, Kofu City, Yamanashi Prefecture
Founded: December 1941
President & CEO: Yoshia Furuya
URIHO (Uriho): https://uriho.jp
A subscription-based receivables guarantee service primarily targeting SMEs. If a trading partner fails to pay due to financial distress or bankruptcy, URIHO pays the transaction amount on their behalf. The entire process—from application and credit assessment to claim submission—is automated, achieving the industry's first 'flat-rate, unlimited guarantee*' model. Monthly plans are available at ¥9,800, ¥29,800, and ¥99,800.
*Each plan has a maximum guaranteed amount. Within this limit, multiple clients can be covered.
Raccoon Financial Co., Ltd.: https://www.raccoon.ne.jp/financial/
Representative: President & CEO Yuji Akiyama
Head Office: 1-14-14 Kakigaracho, Nihonbashi, Chuo-ku, Tokyo
Established: October 2010
Capital: ¥490,000 thousand
Shareholder: Raccoon Holdings Co., Ltd. (100%)
Listed on the Tokyo Stock Exchange Prime Market, Stock Code: 3031
■ Service Inquiries
URIHO Support Desk
TEL: 03-6661-9528
■ Press Inquiries
Raccoon Holdings Co., Ltd.
Public Relations Contact: Okubo
MAIL: pr@raccoon.ne.jp
FAQ
What is URIHO?
URIHO is a subscription-based accounts receivable guarantee service that pays on behalf of defaulting clients.
What benefits do Yamanashi companies gain?
Local firms can expand business with reduced cash flow risk through trusted bank referrals.
What are the monthly fees?
Three plans: ¥9,800, ¥29,800, and ¥99,800, each with different coverage limits.
How can I apply?
Apply online via the URIHO website. Automated review allows quick onboarding.
Which transactions are covered?
Domestic B2B transactions with valid invoices. Export transactions are excluded.