[Held on 4/14] Raccoon Financial's receivables management experts to speak at the "Receivables Management DX Conference," featuring experts from 8 companies

Raccoon Financial, Inc. (Headquarters: Chuo-ku, Tokyo; President: Yuji Akiyama), provider of the accounts receivable guarantee service "URIHO" and the B2B payment service "Paid," will speak at the "Receivables Management DX Conference" to be held on Tuesday, April 14. The conference is organized by Lecto, Inc. (Headquarters: Shibuya-ku, Tokyo; President: Yu Koyama) and operated by Everybeyond, Inc. (Headquarters: Setagaya-ku, Tokyo; President: Takumi Mawatari).

Registration Page URL https://lecto-service.com/conference/0414/raccoon/

About the Receivables Management DX Conference In the field of billing and receivables management, many companies still face operational stagnation due to "personalization" (reliance on specific individuals) and "delays in dunning." Furthermore, the environment surrounding billing and dunning operations is changing rapidly due to factors such as rising postal rates and the widespread adoption of AI. Continuing with traditional operations makes it difficult to avoid increased operational burdens and the risk of uncollected payments.

This conference will systematically explain improvement measures directly applicable to 2026 business practices, such as the automation of billing and dunning operations, the digitalization of customer service, and operational efficiency improvements using AI. Eight companies well-versed in the latest trends will take the stage, providing content that helps attendees systematically organize the criteria for deciding "where to start with DX" and "how to review current operations."

Presentation Overview Date and Time: Tuesday, April 14, 2026, 11:55 AM – 12:20 PM Title: Know-how for B2B Receivables Management: Direct Instruction from Receivables Management Professionals Speaker: Norio Tatezawa, Receivables Management Team Leader, Raccoon Financial, Inc.

"Credit transactions," the mainstream of B2B trade, carry the significant risk of non-payment. The work of collecting payments is burdensome, and even small amounts of unpaid debt can cause serious damage to management if they accumulate. In this seminar, a receivables collection professional will thoroughly explain everything from "appropriate responses when non-payment occurs" to "concrete collection procedures" and "preventive measures to stop it before it happens." We invite those who wish to minimize risk and actively expand sales while protecting their company to attend.

Conference Overview Receivables Management DX Conference: 8 Companies Updating Billing and Dunning Operations Organizer: Lecto, Inc. Operator: Everybeyond, Inc. Date and Time: Tuesday, April 14, 2026, 10:00 AM – 2:10 PM (tentative) Format: Online Participation Fee: Free (Pre-registration required) How to Apply: Please register via the event page below. Event Page: https://lecto-service.com/conference/0414/raccoon/

References Lecto, Inc. https://lecto.co.jp/ A company promoting DX in "receivables management and dunning/collection," primarily in the finance and payment sectors. Traditional receivables management operations have been a major burden due to analog and personalized processes, such as phone calls and emails by staff, printing and mailing dunning letters, and data management using spreadsheet software. To solve these "often-postponed field issues," the company provides the "Lecto Platform," which promotes the automation and efficiency of receivables management and dunning/collection. Beyond just providing tools, it realizes both improved cash flow and a reduction in the psychological and physical burden on employees involved in dunning operations through a data-driven receivables management experience.

Everybeyond, Inc. https://everybeyond.com/ A "business growth commitment group" specializing in B2B marketing. Rather than just providing marketing measures, they provide end-to-end support from reproducible strategy design to execution, tailored to variables such as the client's "budget, resources, and organizational culture." They do not sell packaged services; instead, they work closely with the client's employees through sales accompaniment and thorough business understanding. They thoroughly implement gritty yet essential support, always working backward from the result of "business growth" across both marketing and sales.

[Raccoon Financial, Inc.] A wholly-owned subsidiary of Raccoon Holdings, Inc., which develops infrastructure services for B2B transactions, and is responsible for two financial businesses: "payment" and "guarantee." In the payment business, it provides "Paid," which acts as an agent for B2B deferred payment services. In the guarantee business, it provides "URIHO," the industry's first subscription-based accounts receivable guarantee that resolves non-collection due to delays or bankruptcy of business partners. It supports the efficiency of billing operations and the improvement of cash flow, contributing to the expansion of corporate transactions.

URIHO https://uriho.jp A subscription-based accounts receivable guarantee service primarily for small and medium-sized enterprises. If payment is not made due to the deterioration of a business partner's management situation or bankruptcy, URIHO pays the transaction price on their behalf. It has automated everything from application to credit screening and guarantee claims, realizing the industry's first "fixed-rate, unlimited guarantee*" service. Monthly fees are available in three tiers: 9,800 yen, 29,800 yen, and 99,800 yen. *A maximum guarantee amount is set for each plan. Within that limit, you can guarantee any number of companies.

Paid https://paid.jp In B2B transactions, there is a high need for deferred payment (credit/invoice payment/BNPL), which is an essential payment method for sales expansion. However, operating deferred payments in-house is not easy due to the labor and costs involved in billing operations and the risk of non-payment. By introducing "Paid," member companies eliminate billing operations and the risk of non-payment, while partner companies benefit from stabilized cash flow. "Paid" creates an environment where companies can eliminate the burden of payments and focus solely on their transactions.

Raccoon Financial, Inc. https://www.raccoon.ne.jp/financial/ Representative: Yuji Akiyama, President Location: 1-14-14 Nihonbashi Kakigara-cho, Chuo-ku, Tokyo Established: October 2010 Capital: 490,000 thousand yen Shareholder: 100% owned by Raccoon Holdings, Inc. Listed on the Tokyo Stock Exchange Prime Market (Securities Code: 3031)

Inquiries regarding services Raccoon Financial, Inc. URIHO Support Desk TEL: 03-6661-9528

Inquiries regarding this matter Raccoon Holdings, Inc. Public Relations: Okubo MAIL: pr@raccoon.ne.jp