AI Finance Firm Quants Establishes "HIF Protocol KESSAI GIVING FUND14" as its 14th Fund

Quants Inc. (Headquarters: Shinjuku-ku, Tokyo; CEO: Terukozono Mitsuteru; hereinafter "Quants"), which develops and provides an AI qualitative credit assessment service, launched the fund "HIF Protocol KESSAI GIVING FUND14" (asset management amount: 2.07 billion yen) on July 1, 2026. This fund invests in accounts receivable selected by Quants' proprietary "AI Qualitative Credit Assessment Model."

Background of the Establishment of "HIF Protocol KESSAI GIVING FUND14"

Through the management of funds No. 1 to No. 13, established in August 2021, Quants has expanded its financing support scale by raising funds from institutional investors and has provided services to companies across a wide range of industries and stages. As a result, in its operational track record to date, all funds have achieved a default rate of "0%" and high yields.

We aim to further support the expansion of our management scale and market revitalization by providing services to a wider range of companies, utilizing the enhanced screening capabilities of our AI qualitative assessment model, which has been improved through the accumulation of transaction data in the aforementioned funds. We also aim to achieve yields that meet the expectations of our investors.

Features of "HIF Protocol KESSAI GIVING FUND14"

The features of "HIF Protocol KESSAI GIVING FUND14" are as follows:

1. In principle, all accounts receivable are covered by guarantees from guarantee companies and Quants, thus protecting the invested debt. (Excludes claims against public institutions, etc.) 2. The investment target consists of accounts receivable selected and scored by the "Twenty-One Type Artificial Intelligence Automatic Credit Assessment Circuit," a proprietary AI qualitative credit assessment model from Quants, which boasts a default rate of less than 0.03%. 3. Similar to funds No. 1 to No. 13, HIF Protocol FUND 14 has no capital relationship with Quants, raises funds from qualified institutional investors, etc., and is bankruptcy-remote. 4. A portion of the profits generated by HIF Protocol FUND 14 will be donated to support basic income for single-parent households, such as mother-child and father-child families, and to animal protection activities.

By utilizing the AI qualitative credit assessment service, we will create arbitrage through appropriate credit provision and incorporate both demand and supply perspectives, such as investor protection. This will establish securitization of receivables as a new means of financing, thereby strongly supporting corporate growth, and will also contribute to society through basic income for single-parent households and animal protection.

HIF FUND Utilizes Quants' AI Qualitative Credit Assessment Technology

Accounts receivable targeted for investment are screened and selected using Quants' proprietary "AI Qualitative Credit Assessment Technology."

Quants' "AI Qualitative Credit Assessment Technology" is an AI screening model that improves accuracy based on knowledge such as delay data, uncollected data, and anti-social force checks obtained from past transaction records of over 129.6 billion yen and 119,000 cases. Therefore, it is also possible to conduct credit assessments for venture and startup companies that have been in business for a short period.

Overview of "HIF Protocol KESSAI GIVING FUND14"

(Note: Applications for this fund have closed.)

* Limited Partnership Fund (Special Fund for Qualified Institutional Investors, etc., based on Article 63 of the Financial Instruments and Exchange Act) * Launch: July 1, 2026 * Fund Size (at commencement): 2.07 billion yen * Minimum Investment: 5 million yen per unit * Bankruptcy-remote scheme * Management Period: 1 year * Investment Targets: Accounts receivable, lease receivables, used car sales receivables, etc., issued by domestic venture companies and SMEs. * Guarantee: Accounts receivable held by the fund are covered by guarantees from guarantee companies, Quants, or both. (Excludes claims against public institutions, etc.)

*This fund is solicited and managed by HIF FUND LLC. Quants Inc. does not solicit or manage this fund.

About Quants Inc.

Quants Inc. was founded by Mitsuteru Terukozono, a graduate of the second cohort of the Sawada Management Dojo and formerly of H.I.S. Co., Ltd., who serves as its Representative Director and CEO. The company's business includes credit assessment services based on AI qualitative credit assessment, credit guarantee business, rent guarantee business, payment agency business, receivables securitization business, and banking agency business. Established in November 2017, it offers the corporate deferred payment (guaranteed) service "Fimple Payment" and the accounts receivable guarantee service "Fimple Guarantee." The AI qualitative credit assessment SaaS "Twenty-One Type Artificial Intelligence Automatic Credit Assessment Circuit," released in January 2022, was adopted by the Ministry of Economy, Trade and Industry and the Small and Medium Enterprise Agency as a recipient of the Business Reconstruction Subsidy.

Quants Inc. Corporate Website: https://www.quants-grp.co.jp/

Twenty-One Type Artificial Intelligence Automatic Credit Assessment Circuit: https://www.quants-grp.co.jp/fimple-credit/

About HIF FUND LLC

Established in July 2021. The managing partner is the General Incorporated Association for Comprehensive Research on Receivables Securitization. Its business includes the solicitation, management, and operation of limited partnership funds.

Contact for Media Inquiries Regarding This Matter

Quants Inc. Public Relations Representative: Ikebe

Contact: https://www.quants-grp.co.jp/contact/

Business Hours: Weekdays/10:00-18:00

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