Chiba Kogyo Bank Adopts "Identity Verification Support Solution"

Canon Marketing Japan Inc. (President and CEO: Masachika Adachi, hereinafter "Canon MJ") and Primagest Inc. (President and CEO: Hideaki Inagaki, hereinafter "Primagest") have introduced an "Identity Verification Support Solution" to Chiba Kogyo Bank, Ltd. (President: Hitoshi Umeda, hereinafter "Chiba Kogyo Bank") to strengthen the reliability of identity verification at branch counters. Operations will commence sequentially across all Chiba Kogyo Bank branches starting May 2026. This solution supports public personal authentication services (JPKI *1) utilizing My Number Cards, in addition to reading IC chips on identity verification documents, thereby enhancing security and improving operational efficiency for face-to-face transactions at branches.

In recent years, financial crimes such as identity theft, fraudulent account opening, and special fraud have increased, making stricter identity verification an urgent task. Against this backdrop, the Act on Prevention of Transfer of Criminal Proceeds (hereinafter "Act on Prevention of Criminal Proceeds") has been revised, and from April 2027, reading IC chips on identity verification documents will be mandatory even for face-to-face procedures. For future face-to-face transactions, more rigorous identity verification is required, and identity verification using public personal authentication (JPKI *1) is recommended. Regional banks and credit unions need to maintain community-based services while ensuring legal compliance and advanced security measures with limited personnel, requiring a balance between safety and operational efficiency.

To address these challenges, Canon MJ has been deploying an "Identity Verification Support Solution" compliant with the revised Act on Prevention of Criminal Proceeds since November 2024, which has been adopted by major financial institutions.

This solution is a service that optimizes the process of identity verification, including authenticity judgment of identity verification documents by reading IC chips, facial recognition, and public personal authentication (JPKI). Furthermore, it can be flexibly configured according to customer needs, such as facilitating implementation into existing financial institution systems through Software Development Kits (SDKs) and API integration.

Chiba Kogyo Bank has now introduced this solution and commenced identity verification using the public personal authentication service (JPKI) at its counters. This not only strengthens security but also streamlines account opening and various procedures by linking read data and inquiry results to the core banking system, thereby reducing the burden of counter operations.

Canon MJ and Primagest will accelerate the deployment of the "Identity Verification Support Solution" to financial institutions, including regional banks and credit unions, and continue to support the DX promotion and realization of safe and secure financial transactions for regional financial institutions.

*1. Refers to public personal authentication (JPKI: Japanese Public Key Infrastructure) using My Number Cards, as stipulated in Article 6, Paragraph 1, Item 1 (wa) of the Regulations for the Act on Prevention of Transfer of Criminal Proceeds. This service uses electronic certificates embedded in the IC chip of My Number Cards to publicly verify the identity of the user online and confirm that documents such as contracts have not been tampered with, providing safe and reliable identity verification. A separate fee (usage-based) is required for using the service.
*2. A reading device manufactured by Canon Electronics Inc. and provided by our company, compatible with reading IC chips of My Number Cards, driver's licenses, etc., and IC/magnetic financial institution cash cards.
*3. Individual quotations will be provided based on the number of hardware and licenses to be introduced, and the content of implementation support.

---

<Features of "Identity Verification Support Solution">

1. Strengthen fraud prevention with public personal authentication compliant with the Act on Prevention of Criminal Proceeds

・Supports public personal authentication, achieving highly reliable identity verification using My Number Cards

・Authenticity judgment through IC chip reading also supports identity verification methods required for face-to-face procedures

・Reduces the burden of re-verification tasks by linking reading results to subsequent systems

2. Scalability for flexible introduction according to the needs of each financial institution

・Authenticity judgment, facial recognition (facial recognition engine), public personal authentication, etc., can be introduced according to the policy of each financial institution

・Achieves smooth introduction as it can be adapted to existing system configurations and business processes

・The dedicated personal authentication card reader can be connected to existing terminals (self-service terminals), improving data quality through integration with existing procedure applications

<Features of "Personal Authentication Card Reader ID-MY2">

1. Compatible with cash cards (compliant with Zengin-kyo specifications) for use in bank identity verification, account transfer procedures, etc.

2. Supports reading of public certificates including My Number Cards

FAQ

Back to Newsroom (6)