Survey on Savings and Annual Income of Professionals with 1-10 Years of Experience
doda調查顯示，日本1-10年資歷的社會人士平均儲蓄451萬日圓，且超過七成優先考慮私人生活。
📋 Article Processing Timeline
- 📰 Published: May 18, 2026 at 19:01
- 🔍 Collected: May 18, 2026 at 10:31
- 🤖 AI Analyzed: May 18, 2026 at 11:31 (59 min after Collected)
PERSOL CAREER's owned media "Mainichi doda," operated by the recruiting service "doda," has conducted and released the results of a survey on savings, annual income, and work values targeting approximately 3,000 business professionals aged 20-34 with 1-10 years of experience.
**Survey Summary**
▶ Savings: The overall average savings for professionals with 1-10 years of experience is 4.51 million yen. However, about 1 in 10 respondents reported having zero savings. By gender, the average savings are 5.35 million yen for men and 3.68 million yen for women. By years of experience, average savings range from 1.94 to 6.73 million yen, trending upward with seniority. The ideal annual savings amount averages 2.37 million yen, with about 30% of all respondents citing 1 million yen.
▶ Annual Income: Currently, the largest group earns "3 to less than 4 million yen" (22.6%), followed by "4 to less than 5 million yen" (19.9%). The percentage of those earning 5 million yen or more increases between the 1-2 and 3-5 year experience marks, and then hovers in the low 30% range from the 5th year onward. The most common target annual income is "5 to less than 6 million yen" (16.1%). For increasing income, the most common answer was "not doing anything in particular" (38.9%). However, for those who are, "obtaining certifications" and "skill-up" are popular among those with 1-6 years of experience, while "asset management" becomes more prevalent from the 7th year.
▶ Work Values: The combined percentage of those who are "prioritizing private life" or "somewhat prioritizing private life" exceeds 70%.
▶ Spending Priorities (excluding living expenses): "Hobbies and entertainment" ranked first (28.5%) across all experience levels, followed by "asset formation and investment" (16.9%).
**Survey Overview**
- Target: Male and female professionals with 1-10 years of experience, aged 20-34, nationwide.
- Employment: Full-time employees.
- Method: Internet survey via a research company.
- Period: December 23-26, 2025.
- Valid responses: 3,078.
**Survey Summary**
▶ Savings: The overall average savings for professionals with 1-10 years of experience is 4.51 million yen. However, about 1 in 10 respondents reported having zero savings. By gender, the average savings are 5.35 million yen for men and 3.68 million yen for women. By years of experience, average savings range from 1.94 to 6.73 million yen, trending upward with seniority. The ideal annual savings amount averages 2.37 million yen, with about 30% of all respondents citing 1 million yen.
▶ Annual Income: Currently, the largest group earns "3 to less than 4 million yen" (22.6%), followed by "4 to less than 5 million yen" (19.9%). The percentage of those earning 5 million yen or more increases between the 1-2 and 3-5 year experience marks, and then hovers in the low 30% range from the 5th year onward. The most common target annual income is "5 to less than 6 million yen" (16.1%). For increasing income, the most common answer was "not doing anything in particular" (38.9%). However, for those who are, "obtaining certifications" and "skill-up" are popular among those with 1-6 years of experience, while "asset management" becomes more prevalent from the 7th year.
▶ Work Values: The combined percentage of those who are "prioritizing private life" or "somewhat prioritizing private life" exceeds 70%.
▶ Spending Priorities (excluding living expenses): "Hobbies and entertainment" ranked first (28.5%) across all experience levels, followed by "asset formation and investment" (16.9%).
**Survey Overview**
- Target: Male and female professionals with 1-10 years of experience, aged 20-34, nationwide.
- Employment: Full-time employees.
- Method: Internet survey via a research company.
- Period: December 23-26, 2025.
- Valid responses: 3,078.